Personal Finance Calculator
SIP, EMI & Investment Tools
Free · Designed for iPad
Personal Finance Calculator
Personal Finance Calculator is a clean, reliable app that helps you estimate and understand important financial decisions with clarity. From investment growth and loan payments to retirement planning, buy vs rent comparisons, and car affordability, this app brings essential personal finance calculators together in one simple interface.
Designed for beginners and experienced users alike, the app focuses on clear inputs, sensible defaults, and easy-to-read results, without requiring accounts, sign-ups, or personal data.
Included Calculators
Investment Growth Calculator
Estimate how monthly or lump-sum investments may grow over time using adjustable return assumptions.
Interest Calculator
Calculate simple and compound interest for savings, deposits, and learning purposes.
Loan Payment Calculator
Estimate monthly payments, total interest, and loan tenure for home, car, education, and personal loans.
(EMI calculations and amortization schedules included.)
Retirement Planner
Project long-term savings, future expenses, and retirement readiness using customizable assumptions.
Withdrawal Calculator
Estimate systematic withdrawals during retirement and understand portfolio longevity.
(SWP-style calculations supported.)
Buy vs Rent Home Calculator
Compare the long-term cost of buying a home versus renting based on price, rent, interest rate, and time horizon.
Car Affordability Calculator
Estimate a comfortable car budget based on income, expenses, savings, and existing commitments.
Key Features
• All major personal finance calculators in one app
• Designed for real-life financial decisions
• Clean, modern, and beginner-friendly interface
• Year-wise summaries and visual charts
• Works completely offline
• No login or sign-up required
• Uses standard industry financial formulas
• Supports multiple currencies: USD, INR, EUR, GBP, JPY, AUD, CAD, SGD, AED, CHF
• Built for global users with clear, universal terminology
Who This App Is For
• Users looking for an investment or SIP-style growth calculator
• Anyone estimating loan payments or EMI amounts
• Individuals planning retirement or long-term savings
• People comparing buy vs rent housing decisions
• Users checking car affordability before purchase
• Students learning compound interest and personal finance basics
• Anyone who wants a simple, accurate financial estimation tool
Ads & Privacy
The app may display advertisements in future updates to support development.
No personal or financial information is required, collected, or shared.
All calculations are performed locally on your device.
Important Disclaimer
This app is intended for educational and informational purposes only.
All results shown are estimates or projections, not guarantees.
Actual financial outcomes may vary due to interest rates, inflation, taxes, fees, market conditions, and personal circumstances.
This app does not provide financial, investment, tax, or legal advice.
Please consult a qualified professional before making financial decisions.
UI enhancements and stability improvements
The developer, Future Nexis, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Future Nexis Private Limited
- Size
- 20.1 MB
- Category
- Finance
- Compatibility
Requires iOS 13.0 or later.
- iPhone
Requires iOS 13.0 or later. - iPad
Requires iPadOS 13.0 or later. - iPod touch
Requires iOS 13.0 or later. - Mac
Requires macOS 11.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- Languages
- English
- Age Rating
4+
- 4+
- Contains
Advertising
- Copyright
- © 2026 Future Nexis Private Limited