Basil is the modern, privacy-first AI financial companion designed to make personal finance effortless, automatic and completely free. Built with love in Singapore.
Basil features a stunning aesthetic and is powered by secure, on-device AI, automating the tedious parts of budgeting so you can focus on where your money goes, not how you record it. Now with Siri AI, an on-device chat assistant, and a refreshed experience for iOS 27.
Whether you're paying with Apple Pay, sending money via Venmo, PayPal, PayNow, PayLah!, GrabPay, ShopeePay and more, or just asking Siri, Basil captures it all instantly without you lifting a finger.
Why You'll Love Basil:
1. True Automation: Forget manual entry. Basil logs payments seamlessly, however they arrive:
Tap-to-Pay Automation: Transactions appear instantly when you use Apple Pay.
Universal Payment Capture: Automatically capture transactions from PayPal, Venmo, GrabPay, PayNow, and more.
Siri & Shortcuts: Log an expense or check your budget just by talking to Siri.
Notification Capture: Basil can log a transaction straight from a payment notification, no need to open the app.
Apple Watch: Log a transaction by voice from your wrist, even without your iPhone on you.
Scan a Receipt: Snap a photo and let Basil turn it into a transaction.
2. AI-Powered Intelligence: Harness on-device, secure AI to organise your financial life:
Smart Voice Dictation: Say "Spent $15 on lunch and $20 on Netflix" and let AI categorise and log it.
Ask Basil: Chat with your own on-device financial assistant about your budget, spending habits, or where to cut back.
Instant Insights: Real-time summaries of spending and budget health, with deeper dive-ins by category and merchant.
Smart Budget Coaching: See your average daily spend while setting a budget, with recommendations if you keep going over.
Recurring Bills: Never miss a due date with subscription and free-trial reminders synced to your iOS Calendar.
3. Privacy by Design (Local First): Your financial data belongs to you, and only you.
100% Local Storage: Your data stays on your device, not our servers.
No Account Required: Start tracking immediately, no sign-up.
On-device Intelligence: Basil's AI, including Ask Basil, thinks inside your phone wherever possible (Apple Intelligence must be enabled in Settings).
4. Smarter Organisation
Modes: Create a Mode like "Travel" to track a trip separately while it still counts toward your overall picture. Switch back to Default at any time and filter Insights by any Mode.
Split & Lending: Cover a bill for friends and let Basil track what they owe you, with a reminder to settle up.
Merchant View: See historical spending broken down by merchant.
Custom Recaps: Exclude specific categories or recurring transactions from your weekly recap.
5. Premium Experience
Refreshed Design: A more native-feeling interface, with an Insights page built for deeper exploration.
Dark Mode Ready: Looks stunning in both light and dark modes.
Multi-Currency: Diverse account support for a global audience.
More Widgets: Faster access to your money from your Home Screen.
Built for Every iPhone: Layouts adapt across the full range of iPhone display sizes.
Accessibility: Built with VoiceOver and accessibility support in mind.
Key Features:
Automatic Logging via Shortcuts, Siri, Notifications, Apple Watch, and Receipt Scan
On-Device AI Chat, Summaries, and Voice Dictation
Flexible Budgeting with Smart Coaching (Monthly & Custom Cycles)
Deep Insights & Visual Analytics, including Merchant and Mode filtering
Custom Categories with Smart Mapping
Split Transactions & Bill Reminders synced to Calendar
Data Export & Import (from other expense tracker apps)
Stop wondering where your money went. Download Basil today and start building your wealth, privately.
Thank you for helping us shape Basil into the best expense and budget tracker!
Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
I love the app. The only thing that I wish was added was a monthly spending calendar showing what days I spent money on. That’s the only thing keeping me from only using this app exclusively. That would be great. Like a literal calendar showing how much money I spent on each day.
Good with Potential!
anotheruser8000
I like this app! It’s what I was searching for - something simple, free and keep me in check with my expenses. I don’t track my income on this app and use it solely for managing my spending with a predetermined budget. My budget however is set per paycheck and not monthly, I wish there was a feature to set weekly or biweekly countdowns instead of defaulting to monthly. I don’t look at the “days left” or “daily average” data because of this. I also wish I can edit my categories more seamlessly. I can’t edit the titling and would have to recreate it to change the title, color or icon and then reset the budget for that category.
GREAT APP JUST NEEDS SOME POLISH ⭐️⭐️⭐️⭐️
beartomioka
Basil has quickly become one of my favorite finance apps. The fact that your data stays fully local on your device with no account required is a massive win — I actually trust this app with my financial information, which is rare. The UI is also a genuine pleasure to use; sleek, intentional, and enjoyable to open daily.That said, a few bugs are holding it back:Recurring Bills — Setting a recurring bill pushes the date forward depending on the frequency chosen, which defeats the purpose of automating bill tracking.Duplicate Transactions — Transactions occasionally appear more than once, throwing off budget totals and forcing manual audits.Bank Syncing — Please add automatic bank syncing. Even a secure read-only connection would make this app a true one-stop solution.Performance — The app causes noticeable overheating during use, pointing to something running inefficiently. This needs attention before it becomes a real battery and hardware concern.
New UI
Djjseufb
New ui is really good.
Squashed some bugs and made some improvements.
Version 1.1.1
The developer, Swapnil Bapat, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Privacy practices may vary, for example, based on the features you use or your age. Learn More
The developer indicated that this app supports the following accessibility features. Learn More
