- Correct fixed income purchases and redemptions On a fixed income investment, tap a purchase or redemption under Activity to open Correct purchase or Correct redemption. You can change the date, amount, rate and account, or delete the purchase or redemption. Before saving, the app shows what changes: when the correction affects a redemption you already made, it is recalculated, with earnings and taxes redone, and you confirm with Correct and recalculate. - Terms per purchase Each purchase in the same investment can have its own liquidity, maturity and grace period, set in Terms of this purchase when you record it. The investment details show how much is available to redeem now and what stays locked until each date, with the list of purchases and the rate and terms of each one. - Redemption date In Redeem, enter the redemption date to record a redemption made on another day. - Maturity that stays invested When you record the maturity of a purchase, choose Stays invested in this investment: the net amount becomes a new purchase, with daily liquidity and the rate you enter. - Stock event dates checked When you record a split or reverse split by hand, the app checks the record date against the price history and, when it does not match, suggests the right date.

- Hide values in Investments The eye that hides amounts is now also at the top of Investments and in each investment's details. Tap it again to show the amounts. - Group in Planned What was called "Allocated" is now called "Set aside". When the group's share in the Shared Expenses card is a suggestion from the app, the card says so, and it counts for the group once you save it. - Home notices Home shows one banner at a time and, when the list of notices changes, stays on the notice you were looking at. On iPad, notices appear side by side and the banner is shorter. - Fixes The number of shares field no longer gets stuck above a thousand, and the investment's total amount no longer stays empty when you tap the field without typing. Amounts in currencies with no exchange rate are flagged on Home, Planned and Analytics too, as they already were in Group. When a Home notice can't open, the app shows you why. - Home banners take turns When there is more than one banner, they rotate in the same spot on Home, one every five seconds, without taking up more of the screen. Swipe sideways to see the next one or go back to the previous one; while your finger rests on a banner, it stays put. The dots on the image show how many banners there are and which one you are viewing.

- Analytics tab Charts have their own tab in the bottom bar, with money in and out, each category over time and the month's largest expenses. Group is now in Settings. - Support inside the app In Settings, Contact, your message opens a numbered request, with an image if needed. The team replies in Conversations, under Support, and lets you know on your phone and by email. - Fixed income in Brazil Fixed income interest and maturities appear in Payments to record: check them with your bank and record them, choosing the account and the amount that came in, or dismiss them. The account that holds automatic investments is just for them, with its balance calculated by the investments; to take money out of it, use Withdraw in Investments. In Register investment you can also choose the date, and keep notes when adding fixed income. - Stocks, funds and cryptocurrencies Add stocks, FIIs, ETFs and other B3 funds by ticker, such as PETR4, and record purchases and sales, with the result of each sale. Prices, splits and bonus shares come in on their own, and dividends appear in Payments to record. Cryptocurrencies priced in reais are in too, with the position value updated on its own. In Investments, the Portfolio value chart shows how your portfolio has changed, and the Monthly report brings together purchases, sales, payments and the return in the month. - Month summary on Home With Income goals set, Home shows how your personal spending, investments and group expenses are doing this month. Where the money went lists the categories you spent the most on. - Installments already under way In Installment purchase, choose Already paying to add only the installments left, by the total or by the installment amount. The preview shows how much of the card limit the purchase takes up. - Loans already in progress Add a loan you are already paying by entering only the balance left. In the details, register extra payments. When the balance reaches zero, the loan is settled on its own. - Schedule preview When you schedule a payment, you see the dates, the number of times and the total before saving. In the Planned list, an overdue payment can be confirmed right there. - Group records The Group screen lists shared records and who added each one. In batch review, Select by category handles several at once. - Fill in manually When Scan receipt or Record by voice doesn't understand, Fill in manually opens the record for you to complete. - More category options Rename subcategories you created, bring a default category back to its original color, and deactivate a category that already has records instead of deleting it. - Medals on your public profile Choose which medals appear on your public profile and decide right there whether to show up in rankings. - Account data in JSON In Export my data, besides your records in CSV, you can download your account data in JSON. - From reminder to payment Tapping a card due date reminder opens Pay bill for that card, if there is still a bill to pay. - Theme that follows your phone In Settings, Theme, choose Same as your phone so the app follows your device's light or dark mode. - Redesigned screens A new look across the app, with buttons, notices and forms following the same pattern on every screen.

- Plans with prices in the computer version In the browser, the Subscription screen asked the device store for the price, which does not exist there, and showed blank spaces instead of the monthly and yearly amounts. Now, when there is no store to ask, the price comes from Monely itself, in your country's money. And when the amount does not arrive for some reason, the screen says so in words, instead of leaving a grey space forever. - Investments and the account currency Automatic investing follows Brazilian market securities, with CDI, Selic and IPCA, so it works in an account in reais. That rule used to show up only after saving. Now the screens say it upfront: the portfolio explains that the account has to be in reais, the account picker says why a brokerage in another currency is not on the list, and the account form opened from the investment flow already comes in the right currency, instead of turning into dollars because of the device language. The currency field is still yours to change. - Refusals explained instead of a generic warning When the server turns down an investment entry, the message now says what to fix: a maturity date that comes from the Treasury bond itself, a settlement account deleted or archived after the entry was created, an invested amount that does not match quantity times unit price, and a quantity with an extra zero. - Fixes The welcome steps no longer come back for those who finished them: two checks ran at the same time on startup and the one that knew less could decide the screen. Labels, categories and accounts created on another screen now show up in the Records filter right away, with no need to close and reopen the app. The app takes up less space and the computer version opens faster.

- Investments with the account created on the spot Registering an investment requires the brokerage or bank account that holds it. Before, with no account of that kind, the button to register simply did not appear and you had to go to Accounts and come back. Now the button stays on screen and the account picker offers to create the investment account right there. Once created, you return to the picker and carry on. - Heads-up when a balance falls below what you invested The balance of a brokerage account already includes the money sitting in open investments. If the new balance falls below that amount, the app shows how much is invested and how much you typed, then asks whether to go ahead. The call is yours: confirm, or go back to the form with your value intact. The warning applies both to the quick balance adjustment and to the balance field when you edit the account in full. - Plans at your store's price Plan amounts now come from the store in your country, in its currency and written the way the store writes them. - Fixes Loan accounts no longer appear in the account picker for paying a card bill, since the payment cannot come out of them. In scheduled entries that end after a number of repeats, the app flags the limit in the field itself, before you save.

- Clearer subscription messages If a purchase can't be activated on your account, the app now tells you why instead of leaving the plan unchanged without explanation. When your account already has a higher plan through another subscription, a message explains it and a button takes you to the App Store, where you can cancel one of them so you don't pay twice. If you were charged, you can ask Apple for a refund at reportaproblem.apple.com. - Clear my data and investments If some of the records that would be deleted support investments, such as the contribution that opened a position or the coupons, fees and withdrawals it generated, the app explains this and tells you to delete those investments first. - Fixes WhatsApp numbers linked without a visible phone number now show a name in the WhatsApp screen, and a balance that is too large shows a clear message asking for a smaller amount.

- New investment right from the portfolio The Investments screen has a "New investment" button that opens the registration right there, without going back to the account menu on the home screen. If you have more than one investment account, you choose which one to use from a list that shows each account's color and balance. - Clearer credit card setup When you add a credit card, the preview shows the card exactly as it will look on the home screen. The due date and the closing date sit together in the "Bill cycle" section, and the explanation of the open bill amount changes depending on whether you have installment purchases in progress. In the card menu on the home screen, the entry option is now called "Record purchase". - Clear messages in shared groups When an invitation cannot be sent, accepted or canceled, the screen explains why and what to do. This covers, for example, a group whose 4 spots are already taken by members or pending invitations, a person who is already in the group or already has an invitation, an invitation that is no longer available, and a change that only a group admin can make. - Fixes Canceling an invitation that was just accepted no longer removes the person from the group. While a form saves, its fields and buttons are locked, and screen readers such as VoiceOver announce the unavailable buttons. In the investment portfolio, the end of the list is no longer hidden at the bottom of the screen.

- Check against your bank from the card settings In the credit card settings, the "Check against your bank" button compares the available limit Monely calculates with the one your bank app shows. When the two do not match, the check points to what is probably missing and takes you to the fix. The button appears once the "Set up this card" list is done or dismissed and the card has a saved limit. - Clear messages in voice recording When no speech is recognized, when the microphone has no permission or is in use by another app, or when the voice language is not available on the device, the screen explains why and what to do, instead of showing a technical code. If the AI analysis is unavailable at the moment, the message asks you to try again in a few minutes. - Fixes When voice recording was opened a second time, the analysis of what you said could fail to run. Confirming a scheduled payment whose account was deleted now shows a notice asking you to choose another account; when the deleted account is the destination of a transfer, the notice asks you to edit the scheduled payment.

- New Essential plan A plan between Free and PRO, for those starting to organize their finances. Essential includes scheduled payments, card installment purchases, loan tracking and labels on records, monthly or annual. PRO and Family stay as they are, and both include everything in Essential. - Unlimited records on the Free plan The free plan no longer has a monthly record cap. Record as much as you want, at your own pace, with unlimited accounts, custom categories, a shared group and daily insights. - Redesigned plans screen Each plan shows what it adds to the previous one, so you can compare without rereading the whole list. Your current plan card tracks the progress of the initial bonus, and when you reach the screen from a feature that requires another plan, the app scrolls to the plan that includes it. - Dismissable card setup list If you don't want to set up a card through the list, a new button dismisses it: the list, the marker on the card and the alert go away. The fields remain available in the account settings. - Leaner home screen The credit card notice no longer takes up the alert strip on the home screen. The pending setup sign stays on the card itself and leads straight to the list. - Fixes The plans list no longer disappears when a plan's price fails to load. The annual plan discount is now calculated from the store's real prices, and the annual price line only appears when the store offers that option. Family plan subscribers are recognized as full access on every screen. - Clearer email invites When you invite someone who doesn't use Monely yet to your group, the app sends them an email with the invitation. If that email can't be sent at that moment, you know right away: the notice says the email didn't go out and suggests trying again in a moment, instead of a generic error that didn't explain what happened. The notice stays on screen even after the invite window closes. - Clearer access code screen The screen where you type the access code explains what to expect: the code was requested for your address and arrives in moments if the address exists. When you request a new code, the notice keeps the same tone and reminds you to use the most recent email. - Sharper card warning The warning shown on the credit card now follows exactly the setup list it opens. Before, it could light up with the whole list finished, or stay off with items still pending. Now the two say the same thing: the warning stays while any item is left and clears when the last one is done. - Bank check without a pointless adjustment The "Checked against your bank" item now has a mark as done button. If your card balance already matches your bank app, close the item directly, with no balance adjustment that changes no value at all. Older cards, registered with the debt already informed, come with this item done. - Bill cycle reminders Once you set the due day and the closing, the app shows which day the bill closes and starts warning you when closing approaches, when the bill has closed and when the due date arrives. A checklist on the card screen shows what is still missing. - Bill payments recognised When you register a transfer to the card, the app asks whether that is the bill payment. Registered as a payment, the amount clears the closed bill instead of only moving the balance. - Welcome bonus in sight The subscription screen shows how many bonus entries you have used and how many are left.

- Undo a skipped occurrence Skipping an occurrence on Scheduled used to be final: skip one by mistake and there was no way back, leaving you to enter the amount by hand. The most recently skipped occurrence now offers an undo, and it returns to pending, ready to be confirmed. Like undoing a confirmation, it applies to the last resolved occurrence in the series, because reverting one from the middle would put the plan back on a date that has already passed. - Alert when a plan stops creating occurrences A plan can stay active and still stop generating its next occurrences. That used to go unnoticed, and you only found out when the payment never showed up. The plan screen now shows an alert in that case, with a Resume series button next to it that puts back the missing pending occurrence. When it cannot be restored on its own, for example if the account linked to the plan was deleted, the app says so instead of announcing a resume that did not happen. - Full plan history The list of occurrences now runs from the most recent to the oldest, with a button to load the earlier ones. On long plans the current pending occurrence fell outside the list and the plan looked stopped; it now appears right at the top, and the whole history stays within reach. - Scheduled menus in Voice Control The menus on the plan screen and on each occurrence all carried the same generic name, which made it impossible to say which one to open. Each now has its own name, matching the state of the occurrence: pending, confirmed or skipped.

- Shortcuts open on the right section the first time On Home, the "View forecast" and "View all" buttons switch to the Scheduled screen and should stop at the matching section. Because that tab is only built once you reach it, the first tap arrived before the list existed and the jump was discarded: the screen opened at the top, and only a second tap, with the tab already loaded, took you to the right place. The request now waits for the screen to finish loading and is honoured on the very first tap. - Forecast always on a month that has one The balance forecast for your accounts only appears from the current month onwards. Tapping "View forecast" with the period sitting on a month that had already ended left no section to reach, so you ended up far from the top without what you came for. The period now returns to the current month along with the jump. And when no account belongs in the forecast, the screen stays where it is instead of stopping at an empty spot. - Account by account, with no total at the end On the Scheduled screen, the Accounts section shows today's balance and the balance projected for the end of the period, account by account. The list used to end with a combined total of all of them, and that number hid the very case that matters: an account that does not cover the period's scheduled entries goes unnoticed when the others keep the sum positive. When accounts used different currencies, the total also converted them into your main currency, creating a second net worth figure next to the one already shown on Home. The section now ends on the last account, and each row stays in its own currency.

- Name initials with emoji On the screens that show a name initial in place of a photo (home, profile, referrals, shared groups, ranking and Family plan members), a name starting with an emoji or a flag made the screen stop drawing. The initial is now cut by the whole character, so composed emojis, flags and emojis with a skin tone appear in full and the screen opens normally. - Clear notice on large receipts When you attached a receipt above the accepted size, the app showed a generic error message without saying what to do. You now get the file too large notice, the same one used for the other size limits, making it clear that a smaller file is all it takes. - Saving right after picking a receipt When editing a record, picking the receipt and tapping Save before the upload finished could return an error, even with the receipt already stored. Both steps now share the same operation, so saving waits for the one already under way instead of starting another.

- Transfers between different currencies When you transfer between accounts in different currencies, the app asks for both amounts: how much leaves the origin account and how much arrives in the destination account. It used to be possible to save with only the first one, and the destination account ended up receiving the same number that left the other, with no conversion. Now both balances are exact. This applies to entries you log right away and to planned payments. - Investment deposits In the deposit form, the amount field now uses the currency of the account the money leaves, which is the account being debited. When that account and the investment account use different currencies, a second field asks how much goes into the investment. Switching the source account keeps the amount you already typed, just rewritten in the new currency. - Deposits coming from outside Monely Money that reaches your investment account from outside the app adds to the total invested. It used to be read as a withdrawal and subtracted from the total. - Bigger charts on the home screen The four charts on the home screen (expense structure, expense type, period comparison and net worth) are now drawn straight onto the screen background, without the block around them. The plotting area gains the width the padding used to take, so bars, slices and lines come out larger. The date labels on the axis, which could run past the margin at the end of the line, now stop inside it: the left and right margins match. - Replies that reach you If you signed in with Apple's "Hide My Email", Apple gives you a forwarding address, and that address does not accept our replies. In practice, the message you sent from the contact screen went out and the reply never arrived. In that case the screen now asks for an email we can write to, and explains why. Entering the hidden address again is also refused, since it would run into the same problem. - Heads-up before clearing your data When you use "Clear my data" erasing your records while keeping your accounts, each account balance goes back to the initial balance you entered: today's balance is the sum of your records. The behaviour is the same as before, and it is what lets you import your records again and rebuild the balance, but now it is written on the screen before you confirm, alongside the other notices. - Details on demand On the Scheduled and Shared screens, the list of expenses by subcategory inside the Necessary and Desirable blocks now starts collapsed. The block leads with the summary (how much was spent, the percentage and how much is still available) and the full list opens when you tap "View details" at the top of the block. Tapping again closes it.

- Clear my data You can now start over without deleting your account. In Settings, "Clear my data" opens a list of what will be erased, with the number of items of each type, and you uncheck anything you want to keep. Your login, your subscription, your WhatsApp number, your badges and your streak stay as they are. If you would rather keep a copy first, you can export your data without leaving the flow. - Balance forecast for your accounts The Planned screen now has an Accounts block showing, for each account, how much it holds today and how much it should hold by the end of the period once the payments and income you already planned are taken into account. There is a consolidated total as well. On the Home screen, the "View forecast" shortcut takes you straight to that block. - Search and filters in planned payments The planned list now has a search field for name, category or account, plus a filter by frequency (once, daily, weekly, monthly, yearly). A counter shows how many items are visible out of the total. - What your recurrences weigh A summary at the top of the list shows how much your planned payments add up to per month and the matching yearly estimate, along with the number of active recurrences included in the calculation. - Layout adjustments Amounts, section headers and the expense structure chart were adjusted to fit better on narrow screens and with enlarged font sizes.

- No waiting for the receipt when you save The receipt is now uploaded as soon as you pick the photo or the PDF, instead of at the moment you save. Save responds right away, even with a large file or a slow connection, because at that point all that is left is linking the receipt to the record. If the upload fails along the way, Try again redoes only what is still pending, and the file you picked stays on the screen. - A clear notice when permission is off When camera or photo access is denied, the app now explains that the permission has to be turned on in your device settings, instead of showing the generic attachment failure message. The wording follows the source, so someone who declined the camera does not get advice about the photo library. - Plan notices open the Subscription screen Tapping a notice about a family licence or about your subscription now takes you straight to the Subscription screen, including when the notice is opened from the inbox.

- No waiting for the receipt when you save The receipt is now uploaded as soon as you pick the photo or the PDF, instead of at the moment you save. Save responds right away, even with a large file or a slow connection, because at that point all that is left is linking the receipt to the record. If the upload fails along the way, Try again redoes only what is still pending, and the file you picked stays on the screen. - A clear notice when permission is off When camera or photo access is denied, the app now explains that the permission has to be turned on in your device settings, instead of showing the generic attachment failure message. The wording follows the source, so someone who declined the camera does not get advice about the photo library. - Plan notices open the Subscription screen Tapping a notice about a family licence or about your subscription now takes you straight to the Subscription screen, including when the notice is opened from the inbox.

- A new look on the main screens Scheduled, Shared, Records, Achievements and Settings have all been reworked visually. Each screen opens with a colored header that sets the context, and the content is organized into section blocks with titles and icon badges, which makes it easier to find each part while scrolling. Colored text now uses tones with stronger contrast, so it stays readable in both light and dark themes. - Income goals that update as you drag When you drag the split between needs and wants, the percentages and calculated amounts now follow the bars in real time. Before, the numbers only appeared once you lifted your finger, which made it hard to settle on the split you wanted. - Period summary in Records The Records screen now has a block with the balance for the period you selected. Each day's header also shows that day's total, adding up income and expenses. Transfers between your own accounts are left out of that total, since they would be counted twice. - Photo on your public profile Your profile picture can be changed, added or removed straight from the public profile screen. Until now that was only possible in Settings. - Achievements celebrated on any screen The celebration for an achievement now appears on top of whatever screen you are on, instead of behind it. Its button opens a preview of the medal, from where you can share it. An achievement is also no longer lost when the celebration never got to appear: it comes back the next time you open the app, until you see it. - A heads-up before deleting an account with an active subscription If you ask to delete your account while a store subscription is still running, the app warns you and takes you to the Subscription screen. Neither the App Store nor Google Play lets the developer cancel on your behalf, so billing would carry on even after the account was gone. - Footers above the system bar In the windows that slide up from the bottom, such as adjusting a balance, paying a card bill, recording an investment or picking a currency, the footer buttons and the last items in the lists used to sit behind the navigation bar on devices with the three on-screen buttons. That space is now accounted for. - Shared scheduled payments reflected on the Group screen Creating, editing or deleting a shared scheduled payment now updates the totals on the Group screen right away. Before, you had to leave the tab and come back for the figure to change. - Label selection without layout breaks In the labels panel, the select-all and clear-all buttons no longer overflow the line in languages with long words or when the system font is enlarged. - Purchase messages in your language Error messages when subscribing or restoring a subscription are now shown in the app's language, across all eight supported languages. - Imports reorganized The import screen separates what comes from a bank statement or spreadsheet from what comes from other apps, with a short intro for each group. - Loading screens that match Loading screens now mirror the real layout of each screen, and the header no longer flickers when you switch months in Scheduled and Shared.

- The notification reminder now responds to a tap The home screen reminder that suggests turning notifications on now reacts when you tap it: permission is requested right away, and if you had already declined it before, the app takes you straight to your device settings. Until now the tap opened nothing and the reminder stayed on screen, with no way to finish turning notifications on. - Behind the scenes The rest of this release focuses on internal stability work, with no change to how you use the app. Your screens, your records and your data stay exactly as they are.

- Reordering lists no longer crashes Dragging an item to change the order of categories, labels, accounts or templates no longer closes the app. The problem showed up when the list finished refreshing right in the middle of a drag, for example just after you created or edited an item on another screen: the app tried to draw the new list while the item was still held under your finger, and shut down. Now the refresh waits for you to drop the item and only then takes over, keeping the order you just set. If the touch is interrupted mid-drag by a call or another system alert, the screen keeps showing the list that was already there, never a half-applied order. - General improvements This version also brings internal performance and stability fixes. They are quiet changes, meant to make everyday use more predictable.

- Overdraft on your home screen You can now set the overdraft limit of your checking account and follow it on the home screen, right next to your card limits. The section shows how much of the limit you have used, how much is left, and warns you when the amount has been exceeded. Checking accounts that went negative appear there even without a limit set, so the situation does not go unnoticed. - Rankings only if you want Settings now has an option to stay out of the rankings. When you turn it on, your name and photo stop being shown to other people and, in return, you also stop seeing the ranking lists. Your points, your consistency and your medals keep being recorded as usual, and everything comes back if you decide to take part again. - Notifications in full The inbox now shows the complete text of each notification, without cutting the message halfway. The card grows with the length of the text, so you can read the whole thing without opening another screen. - Lighter and steadier The app opens faster and uses less memory, especially on simpler devices. We also fixed a freeze that happened when saving or deleting a record with the date picker still open, a situation where the screen stopped responding to the next taps.

- Steadier receipt camera If you tap to photograph a receipt and leave the app at that very moment, the capture is now cancelled quietly. Coming back, you no longer find the error message that used to appear in that situation, and you can simply take the photo again. - Internal adjustments Stability improvements in how the app talks to the server right after it opens.

- Default categories under your control You can now delete the default categories and subcategories that don't fit your routine, so the lists look the way you want. If you change your mind, open Categories and use "Restore default categories" to bring back what you deleted. - Nothing is lost without asking If you start filling in a new record, account, loan or template and leave without saving, Monely asks before discarding what you typed. - More accurate voice entry The voice widget on your Android home screen now also works on devices where the record button used to stay unresponsive, and recognition now uses the right variant of your language. - Stay signed in on the web In Monely on your computer, you stay signed in between visits instead of logging in every time. - Fixes We fixed a freeze that left the app stuck on the opening screen on some devices.

- Monely on your computer You can now use Monely in your web browser at web.monely.app. Sign in to your account and continue right where you left off on your phone, with everything kept in sync. - Labels, better organized Labels now have a screen of their own for creating, renaming and coloring them. A search helps you find the right label when you have many, and you can choose which subcategories each label appears in, keeping your forms cleaner.

- Talk to us A new contact form in Settings lets you reach the team without leaving the app. Send a question, report a problem or suggest a feature, and we reply by email. - Country names in your language When you choose a country, the list now shows the names in your own language, so it is easier to find the one you need. - Currencies without cents If your money uses a currency without cents, like the Guaraní, Yen or Won, amounts now appear as whole numbers across the app, from balances to records and transfers.

- Export your data You can now download all your records as a spreadsheet (CSV) whenever you want, right from Settings. Everything you've tracked, ready to keep or take with you. - Larger text The app now follows your phone's large font settings more closely. Screens adjust to stay tidy and easy to read, even at much bigger text sizes.