Take control of your budget, spending, investments, and net worth in one personal finance app for iPhone, iPad, and Mac—without sharing bank logins or using third-party servers.
My Financials combines an expense tracker, budget planner, checkbook register, and investment tracker in one intuitive money manager.
Powerful financial management with familiar Apple simplicity.
Capture Apple Pay transaction details using Shortcuts, or enter receipts with Siri—without connecting bank accounts. Keep your financial data private, portable, and under your control.
Why My Financials?
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Your Complete Financial Picture
• Track net worth, account transactions, balances, and spending trends.
• Manage checking, savings, credit cards, loans, investments, and other assets.
• Track stocks, bonds, mutual funds, and portfolios.
• Understand your finances with insightful charts and reports.
Budget Your Way
• Create traditional or zero-based budgets.
• Organize spending with customizable category groups.
• Track expenses against your budget.
• Plan around recurring income, bills, and transactions.
Smart Receipts: Less Typing, More Control
• Capture Apple Pay details with a configured Shortcuts Transaction automation.
• Review captured transactions in your Receipts inbox.
• Confirm and add transactions to your accounts with a tap.
• Capture transactions from text messages with Shortcuts.
• Use Siri for convenient receipt entry.
• Access receipts on your Apple devices through iCloud.
Less typing. No bank credentials. Initial Shortcuts setup required.
Familiar Apple Simplicity
• Navigate with familiar Apple-style interactions.
• Use a consistent interface on iPhone, iPad, and Mac.
• Sync automatically with iCloud on devices signed into the same Apple Account — no sync setup required.
• Choose a classic account list or visual Wallet mode.
• Recognize transactions at a glance with category emojis and payee images.
• Personalize accounts with custom images.
Privacy Without Compromise
• No bank credentials required.
• No financial data scraping or third-party aggregators.
• Your data stays on your devices and in your iCloud account.
• No tracking or advertising-based data collection.
Your Data. Your Freedom.
Your financial history should never be locked inside an app.
• Import and export financial records using a documented, open CSV format.
• Back up accounts, transactions, budgets, investments, and more.
• Restore data or use CSV files in Apple Numbers and other tools.
• Avoid proprietary data lock-in.
Built for Real Life
• Transfers between accounts.
• Portfolio tracking.
• Multi-currency support.
• Recurring income and bill management.
• Flexible budgets and financial reports.
One App. All Your Apple Devices.
One purchase includes iPhone, iPad, and Mac. Start with a free trial, then choose either a subscription or a one-time lifetime purchase. The choice is yours.
A Clearer Financial Future Starts Here
From daily expenses to long-term net worth, see where you stand. Go beyond budgeting with a complete picture of your finances, helping you make confident decisions.
Take control. Reduce stress. Understand your finances.
Download My Financials today!
Watch a 60-second tour at https://myfinancials.app
Pricing
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Start with a free trial. Unlock all features with a subscription or one-time lifetime purchase.
Your payment will be charged to your Apple Account once you confirm your purchase. Subscriptions renew automatically unless auto-renewal is turned off at least 24 hours before the end of the current period. You can manage or cancel your subscription in your Apple Account Settings.
Any unused portion of a free trial period, if offered, will be forfeited when you purchase a subscription, where applicable.
Legal
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Terms of Service: https://myfinancials.app/termsofservice.html
Privacy Policy: https://myfinancials.app/privacy.html
I would give this app 3-1/2 stars. I love the seamless syncing and that there are good categories. I was even able to add categories and groups and planned to put business account under other.However, I encountered two functional issues; 1) Editing accounts crashed the app, and 2) You can’t edit transactions. This one is pretty major since app prefers to see transactions as payments instead of debits (I’ve had to doublecheck that debit sticks) and if you forget to add a category or entered the wrong amount, you can’t correct. Those issues are pretty major concerns for me. Syncing goes out the window if the entries have issues that can’t be corrected.
Developer Response
Thank you for your review and for trying out the app.To edit a transaction on the Mac version simply pull up the context menu on a transaction. You will be able to edit, duplicate, and delete a transaction that way.Sorry about the crash you experienced when editing an account. We will look at the logs if you chose to upload them and fix that.If you have any more feedback or any more details on the crash you encountered please feel free to visit https://MyFinancials.app and use the contact page to let us know.Again, thanks for your feedback!
v1.1.4
- Fix and improve budgeting views in zero based and traditional
- Fix reconciliation colors and support all liability accounts properly
- Add additional diagnostic features
Version 1.1.4
The developer, RJ Software LLC, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
