DebtScope

Debt Payoff Planner

Free · In‑App Purchases · Designed for iPad. Not verified for macOS.

Import statements, skip bank linking, and compare payoff strategies to see which path gets you out of debt faster. Try sample data first to see how it works! DebtScope is a private, on-device finance planner for understanding debt, cash flow, and net worth all in one place. Rather than having the app login into your bank, easily Import statements from PDF, CSV, Excel, OFX/QFX/QBO, QIF, or ZIP files, then review transactions, balances, and accounts before saving. Build payoff plans with snowball, avalanche, and minimum-payment strategies, compare timelines, test extra-payment scenarios, and see how bills, income, reserves, and recurring cash flow affect your plan. DebtScope also includes local search, Spotlight support, backup and restore, net worth tracking, and an optional on-device AI assistant that can answer questions about your financial picture without sending your database to a server. Your data stays on your device. No ads. No bank login required.

A Closer Look

Ratings & Reviews

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Minor bug fixes and enhancements.

Version 1.13

The developer, Koma Kode, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Not Linked to You

    The following data may be collected but it is not linked to your identity:

    • Identifiers
    • Usage Data

Privacy practices may vary, for example, based on the features you use or your age. Learn More

Accessibility

The developer has not yet indicated which accessibility features this app supports. Learn More

Information

Seller
Karl Keller
Size
14.8 MB
Category
Finance
Compatibility
Requires iOS 18.6 or later.
  • iPhone
    Requires iOS 18.6 or later.
  • iPad
    Requires iPadOS 18.6 or later.
  • Mac
    Requires macOS 15.6 or later and a Mac with Apple M1 chip or later.
  • Apple Vision
    Requires visionOS 2.6 or later.
Languages
English
Age Rating
4+
In-App Purchases
Yes
Copyright
© 2026 Komakode inc.
  • Privacy Policy

    • Supports

    • Family Sharing

      Some in-app purchases and subscriptions may be shareable with your family group when Family Sharing is enabled. Learn More

    More by Koma Kode