Expensa: AI Expense Tracker

Budget Planner & Money Manager

Only for iPhone

Free · In‑App Purchases · Designed for iPhone. Not verified for macOS.

iPhone

Every Apple Wallet card payment becomes a transaction automatically. AI builds your first budget in seconds. iCloud-only sync. 150+ currencies. Track money without handing over your bank password. Expensa is a private budget and expense tracker built for iPhone. Set up one Shortcut and every card tap lands in your budget automatically. AI builds your first budget in seconds. Works in 150+ currencies. Syncs via iCloud — and only iCloud. No bank linking. No data brokers. Your money stays on your devices. ------------------------------------------------- WALLET + SHORTCUTS — AUTOMATIC TRACKING ------------------------------------------------- Set up one Shortcut; every card tap in Wallet logs a transaction Works with Apple Card and any card you've added to Wallet Auto-categorized from your history, with AI Alerts if a purchase pushes you over a category limit No polling a bank, no waiting for statements ------------------------------------------------- BUDGETS THAT ACTUALLY WORK ------------------------------------------------- Always know what's left — live progress bar on your dashboard A limit for every category (groceries, dining, transport…) Alerts before you overspend, not after Monthly, weekly, or custom cycles — auto-rollover each cycle Smart Allocation: tell Expensa your budget, AI splits it across categories based on your region and spending habits ------------------------------------------------- SEPARATE WALLETS FOR SEPARATE LIVES ------------------------------------------------- Keep personal, household, business, and trip budgets fully isolated. Switch spaces with one tap. Invite family or your partner to shared spaces — real-time sync via iCloud, no extra accounts to create. ------------------------------------------------- BUILT FOR TRAVELERS & EXPATS ------------------------------------------------- 150+ currencies with live exchange rates Original amount + converted amount both stored Per-transaction historical rates — accurate reporting forever ------------------------------------------------- PRIVATE BY DEFAULT ------------------------------------------------- No bank login, no Plaid, no third-party aggregators iCloud sync on your Apple ID — that's it Offline-first: log now, sync later Works on iPhone ------------------------------------------------- EVERYTHING ELSE ------------------------------------------------- Recurring transactions (rent, subscriptions, salary) Tags, categories, folders, custom merchant rules CSV, PDF, TXT import/export — move in from any app, out anytime Net worth across accounts and currencies Dashboard, calendar heatmap, category/tag analytics Optional receipt scanning for the rare paper moment Dark mode, Dynamic Type, VoiceOver, localized (EN, UK) ------------------------------------------------- FREE, OR GO PREMIUM ------------------------------------------------- Free: 1 space, 2 accounts, 3 recurrences, 5 receipt scans Premium: unlimited spaces & accounts, 30 scans/mo, AI categorization, category budgets, analytics, shared spaces, multi-currency entry. Your money. Your rules. Your devices. Terms of Use: https://expensa.andrewsereda.com/terms.html Privacy Policy: https://expensa.andrewsereda.com/privacy.html

  • 3.7
    out of 5
    6 Ratings

VOICE, WIDGETS AND A HOLIDAY Spent a month building, now – a holiday. But not before the biggest update yet. You can now just say an expense out loud: the amount, the currency, the account, the category, even that it was yesterday. And "every month 500 for the gym" turns into a recurring one. Also new: widgets (seven, lock screen included), a budget forecast built from your own history, a screen per account, deeper analytics and file import from the main screen. The main screen and categories got noticeably faster. Write to me if something breaks – I'll read it after the holiday

The developer, Andrii Sereda, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Linked to You

    The following data may be collected and linked to your identity:

    • Purchases
    • Identifiers
  • Data Not Linked to You

    The following data may be collected but it is not linked to your identity:

    • Financial Info
    • User Content
    • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

The developer has not yet indicated which accessibility features this app supports. Learn More

Seller
  • Andrii Sereda
Size
  • 85.2 MB
Category
  • Finance
Compatibility
Requires iOS 17.0 or later.
  • iPhone
    Requires iOS 17.0 or later.
  • Mac
    Requires macOS 14.0 or later and a Mac with Apple M1 chip or later.
  • Apple Vision
    Requires visionOS 1.0 or later.
Languages
English and 7 more
  • English, French, German, Italian, Polish, Portuguese, Spanish, Ukrainian
Age Rating
4+
In-App Purchases
Yes
  • Expensa PRO Monthly $4.99
  • Expensa PRO Yearly $39.99
  • 10 Espressos $9.99
  • 4 Espressos $4.99
  • 2 Espressos $1.99
  • 1 Espresso $0.99
Copyright
  • © 2026 Andrii Sereda