Every Apple Wallet card payment becomes a transaction automatically. AI builds your first budget in seconds. iCloud-only sync. 150+ currencies.
Track money without handing over your bank password.
Expensa is a private budget and expense tracker built for iPhone.
Set up one Shortcut and every card tap lands in your budget automatically.
AI builds your first budget in seconds. Works in 150+ currencies.
Syncs via iCloud — and only iCloud.
No bank linking. No data brokers. Your money stays on your devices.
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WALLET + SHORTCUTS — AUTOMATIC TRACKING
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Set up one Shortcut; every card tap in Wallet logs a transaction
Works with Apple Card and any card you've added to Wallet
Auto-categorized from your history, with AI
Alerts if a purchase pushes you over a category limit
No polling a bank, no waiting for statements
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BUDGETS THAT ACTUALLY WORK
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Always know what's left — live progress bar on your dashboard
A limit for every category (groceries, dining, transport…)
Alerts before you overspend, not after
Monthly, weekly, or custom cycles — auto-rollover each cycle
Smart Allocation: tell Expensa your budget, AI splits it across categories based on your region and spending habits
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SEPARATE WALLETS FOR SEPARATE LIVES
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Keep personal, household, business, and trip budgets fully isolated.
Switch spaces with one tap. Invite family or your partner to shared spaces — real-time sync via iCloud, no extra accounts to create.
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BUILT FOR TRAVELERS & EXPATS
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150+ currencies with live exchange rates
Original amount + converted amount both stored
Per-transaction historical rates — accurate reporting forever
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PRIVATE BY DEFAULT
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No bank login, no Plaid, no third-party aggregators
iCloud sync on your Apple ID — that's it
Offline-first: log now, sync later
Works on iPhone
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EVERYTHING ELSE
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Recurring transactions (rent, subscriptions, salary)
Tags, categories, folders, custom merchant rules
CSV, PDF, TXT import/export — move in from any app, out anytime
Net worth across accounts and currencies
Dashboard, calendar heatmap, category/tag analytics
Optional receipt scanning for the rare paper moment
Dark mode, Dynamic Type, VoiceOver, localized (EN, UK)
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FREE, OR GO PREMIUM
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Free: 1 space, 2 accounts, 3 recurrences, 5 receipt scans
Premium: unlimited spaces & accounts, 30 scans/mo, AI categorization,
category budgets, analytics, shared spaces, multi-currency entry.
Your money. Your rules. Your devices.
Terms of Use: https://expensa.andrewsereda.com/terms.html
Privacy Policy: https://expensa.andrewsereda.com/privacy.html
Great for tracking my budget and daily expenses. It’s simple, easy to use, and helps me clearly see where my money goes. Definitely keeps me more organized and in control of my spending ❤️
Developer Response
Thank you so much! ❤️ I’m really glad the app is helping you stay organized and keep track of your spending. Your support means a lot!
Great app
YuriIL420
Highly recommend it to anyone looking for an effective way to track their expenses. Simple and looks great.
Developer Response
Thank you! Really happy it's clicking for you — simple and good-looking is exactly what I was going for. Appreciate the recommendation!
VOICE, WIDGETS AND A HOLIDAY
Spent a month building, now – a holiday. But not before the biggest update yet.
You can now just say an expense out loud: the amount, the currency, the account, the category, even that it was yesterday. And "every month 500 for the gym" turns into a recurring one.
Also new: widgets (seven, lock screen included), a budget forecast built from your own history, a screen per account, deeper analytics and file import from the main screen. The main screen and categories got noticeably faster.
Write to me if something breaks – I'll read it after the holiday
Version 1.2
The developer, Andrii Sereda, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
Purchases
Identifiers
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
Financial Info
User Content
Diagnostics
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
Seller
Andrii Sereda
Size
85.2 MB
Category
Finance
Compatibility
Requires iOS 17.0 or later.
iPhone Requires iOS 17.0 or later.
Mac Requires macOS 14.0 or later and a Mac with Apple M1 chip or later.