Loan Planner – EMI & Payoff
Loan & Debt Calculator
Free · Designed for iPad. Not verified for macOS.
Calculate EMI, compare debt payoff strategies, and plan your loans smarter. 100% offline – your financial data never leaves your device.
Loan Planner is an all-in-one Loan Calculator and Debt Payoff Planner that helps you calculate EMI, plan loan repayment, reduce interest, and become debt-free faster. Whether you're managing a mortgage, car loan, personal loan, or credit card debt, this powerful finance calculator gives you complete clarity and control over your money.
* LOAN CALCULATOR & EMI CALCULATOR
Use this advanced loan calculator to instantly calculate EMI, monthly payments, total interest, and total repayment. View a full amortization schedule with principal vs interest breakdown for mortgages, home loans, auto loans, and personal loans.
* DEBT PAYOFF PLANNER (SNOWBALL & AVALANCHE)
Create a smart debt payoff plan using proven strategies:
• Avalanche Method – Pay highest interest loans first to save the most money
• Snowball Method – Pay smallest balances first for quick wins
See your debt-free date, interest saved, and optimized repayment schedule.
* AFFORDABILITY CALCULATOR
Wondering how much house or loan you can afford? This affordability calculator estimates safe monthly payments based on income, expenses, and interest rates — perfect before applying for a mortgage or personal loan.
* LOAN PREPAYMENT & EXTRA PAYMENT CALCULATOR
See how extra payments, lump-sum payments, or early repayment affect your loan term and interest cost. Discover how to pay off your loan faster and save thousands in interest.
* WHAT-IF LOAN SCENARIOS
Run powerful simulations with this interest calculator and loan planner:
• Interest rate increase or decrease
• Extra monthly payments
• One-time lump-sum prepayment
Make smarter financial decisions with real numbers.
* AMORTIZATION CHARTS & VISUALIZATIONS
Understand your loan repayment with clear graphs and charts. Track principal vs interest, remaining balance, and debt payoff progress over time.
* 100% PRIVATE, OFFLINE FINANCE CALCULATOR
Your data stays on your device. This loan calculator app:
• Works completely offline
• Requires no login or account
• Stores no personal data
• Has no ads or tracking
All calculations happen locally for maximum privacy and security.
* PERFECT FOR
• Mortgage and home loan planning
• Car and auto loan comparison
• Personal loan repayment
• Credit card debt payoff
• Student loan planning
• Anyone looking for a powerful EMI and loan repayment calculator
Download Loan Planner today — the smart loan calculator, EMI calculator, and debt payoff planner that helps you save money, reduce interest, and take control of your financial future.
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
The developer, Jerin Sebastian, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Jerin Sebastian
- Size
- 36.7 MB
- Category
- Finance
- Compatibility
Requires iOS 15.1 or later.
- iPhone
Requires iOS 15.1 or later. - iPad
Requires iPadOS 15.1 or later. - iPod touch
Requires iOS 15.1 or later. - Mac
Requires macOS 12.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- Copyright
- © 2026 Jerin Sebastian