A brand-new VaultFlow — simpler, friendlier, and a lot more fun. A WHOLE NEW LOOK • Four simple places: Home, Spending, Bills and Wealth • A big + button in the middle to add anything in one tap • Bright colours, bigger numbers and plain words everywhere • A fresh new app icon BRING YOUR MONEY IN, FAST • Import your bank's statement file (CSV, OFX or QFX) — duplicates are skipped • Credit card statements are spotted automatically, and card payments aren't counted as spending • Use ChatGPT or Claude with our ready-made prompt to turn any data into an import • Or just describe your money in your own words — Apple Intelligence sets it up, right on your iPhone • Import again any time: things update instead of doubling up • Export everything as a spreadsheet EASIER EVERY DAY • Home shows the money you have, what you've spent this month, and what's due next • Tap "Mark paid" on a bill and it's done (with Undo); get reminded 1–3 days before • Spending shows where your money went, with budgets right on each category • Search your transactions by name, category or note • Wealth puts your accounts, investments, home, loans and goals on one page • Edit, sell or remove investments, loans and the things you own • Move money between accounts, with Undo REPORTS THAT MAKE SENSE • Did you save? Where did it go? What changed since last month? • See what your bills and subscriptions cost you each year MAKE IT YOURS • Pick your app colour, your name, and which cards show on Home • Set a monthly spending limit and your default card • Settings is the gear on every tab, and has search so everything is easy to find • Looks great on iPad too

A cleaner, easier VaultFlow. EASIER TO GET AROUND • Settings is one tap away from every tab • Reports, Properties, Other Assets, and Liabilities now have a clear home on the Plan tab • Add a property, loan, or asset straight from the + button or Search MORE POLISH, EVERYWHERE • Light mode now looks right on every screen, including the lock screen • A Done button above the keyboard on every form • The same tap-to-enter amount pad whether you're adding or editing • Deleting a transaction now asks first • Tap search results for properties, assets, and debts to open them • Clearer empty states, and hints that explain when a button is disabled • Make a payment or delete a loan right from its detail screen Plus a leaner app under the hood.

VaultFlow 3.0 is our biggest update ever — a complete redesign, smarter money, and more fun to use. AN ALL-NEW PREMIUM LOOK • Every screen redesigned around calm, minimal design with huge, clear numbers • A gorgeous light mode and true-dark mode — pick System, Light, or Dark YOUR NET WORTH, FRONT AND CENTRE • A beautiful net-worth chart you can scrub with your finger across 1M–All • Milestones and live progress toward your next big number REWARDS THAT KEEP YOU GOING • Check-in streaks, achievement badges, and celebratory moments when you hit goals MONEY IN YOUR CURRENCY • Multi-currency support — choose from 28 world currencies • Live exchange rates and a built-in currency converter • Investments priced in USD now convert correctly to your currency ASK SIRI, USE SHORTCUTS • "Hey Siri, what's my net worth?" • Log an expense or check your safe-to-spend by voice, Shortcut, or Spotlight HOME SCREEN WIDGETS • Net Worth, Daily Spending, Upcoming Bills, and Portfolio — right on your Home Screen Plus more accurate net worth, spending, and debt-free planning under the hood.

Home Screen widgets are here — plus a more accurate net worth. HOME SCREEN WIDGETS • Net Worth — your total at a glance, with the day's change • Daily Spending — today's spending against your budget • Upcoming Bills — what's due next, so nothing slips through • Portfolio — your top holdings and total portfolio value Add them from the Home Screen widget gallery. MORE ACCURATE NET WORTH • Your net worth now stays correct when you edit or delete a transaction • Crypto holdings are now included in your net worth • Investment accounts and tracked holdings no longer double-count • Credit card charges now update your balance the right way SHARPER DEBT-FREE PLANNER • As each balance is paid off, its payment now rolls onto your next debt — so your payoff date and the interest you'll save are exact POLISH & RELIABILITY • Honest iCloud sync status • Privacy and stability improvements under the hood