Made for iPhone Duo Closed, Credit Buddy works the way it always has. Open it up and Cards, Rewards and Tools show your list on one side and the details on the other. Tracker puts your Today Brief in a side rail next to a grid of your credits. iPad gets the same layouts. A new card details screen Open any card to see how much of its fee you've earned back, what's left, and when it renews. Every credit gets a timeline of the year: used, partly used, missed, or still available. Tap a credit for its full history and how to use it. Long-press to edit, hide, delete or reset it. Check off credits from your Home Screen Tap the check next to a credit on the widget and it's marked used. The app doesn't open. Widgets now come in every size, including iOS 27's full-page size on iPhone, and there's a new Points Balances widget for your points and miles. Fee recovery, counted over a real year Your wallet total now covers this calendar year, and each card counts its own card year, renewal to renewal. Signup bonuses count only in the year you earned them. Some totals may go down. That's the fix, and the new numbers are the right ones. Today Brief Tracker now opens with what's worth using this week and how to use it. Credits that need enrollment say so until you've used them once, then link straight to where you spend them. Also new • Setup is now three steps • Share your year from Tracker's menu • True Black for dark mode, in Settings > Appearance • Global Entry, TSA PreCheck and NEXUS credits renew every four years, like they really do • The Sapphire Reserve DoorDash credit is now two credits, matching Chase's new $15 and $20 promos • The News tab is gone Bug fixes and optimizations throughout.

Bug fixes and optimizations

Bug fixes and optimizations

**Ask Siri** "What's expiring this week, this month, this quarter, or anytime in Credit Buddy" — or ask it to mark a credit as used, hands-free. You can also ask about the credit you're currently viewing, right from its guide. Built for iOS 27 Refined, native controls throughout — and everything still works great on iOS 26. Also in this update: • Fixed a bug where a card's renewal date could show a day later than it should • Improved reliability for statement imports and Household Mirror syncing

### Recommended Know where your points go furthest. The new Transfers tool compares routes from the points you already track. Pick an airline or hotel and see your best option, the transfer ratio, any active bonus, and how many points should arrive before you move anything. You can also browse live transfer bonuses for the currencies you hold, with clear expiration dates so a good offer does not quietly disappear. Also in 2026.8: - Tap a card's "still claimable" total to see every benefit behind it and when each one renews. - Got a Household Mirror invite? Join the shared wallet during setup. - Earn-rate labels stay readable at larger text sizes. Transfer availability, fees, and award space can change. Check the loyalty program before sending points; transfers are usually final.

Household Mirror — share your wallet with your partner. Give someone in your household a live, read-only view of your cards and credits. They see what's used and what's still up for grabs; they can't change a thing, and they never need an account. • Share a private link from Settings → Household Mirror (Credit Buddy+) • They tap the link and they're in — joining is free • It syncs on its own while you use the app, and says honestly when a view is out of date • Stop sharing anytime and the link stops working for good Also new: • Retired benefits stay honest — when an issuer ends a credit, we stop counting it toward this year's value, and your history stays intact • Auto-log credits that use themselves each period (streaming, dining) • Jump straight to redemption portals from a benefit's guide • Fixed: editing a card's open date no longer marks credits used by mistake

What's New in Version 2026.6: Is that $895 card actually worth it? Now you'll know. • Fee-recovery scoreboard — see how much of each card's annual fee you've earned back, and whether it's paid for itself • Shareable wallet recap — your year in credits, ready to post • Free reminders — get nudged before credits expire and fees post, no upgrade needed • Set up in seconds — pick your cards, everything fills itself in • Widgets & Siri — what's expiring, right on your Home Screen • Quarterly nudges to activate your rotating 5% categories • Faster iCloud sync and lots of small fixes

Credit Buddy 2026.5.2 improves benefit accuracy and tracker polish. This update refreshes Chase Sapphire Reserve hotel credits, improves iCloud benefit sync behavior, fixes reward balances displaying 0, cleans up Tracker row wrapping, and helps catalog updates apply more reliably to existing cards.

Credit Buddy 2026.5.1 fixes a few launch-polish issues from 2026.5: - Added benefit usage guides - UI Polish - Bug Fixes

What’s new: - Redesigned Card Recommendations with clearer “why this card” explanations, estimated net gain, top category impacts, and smarter filtering so weak recommendations stay out of the way. - Expanded and cleaned up the card catalog, including updated benefit categories, earning-rate data, and catalog validation improvements. - Added better default benefit categories, including Entertainment, so credits like streaming and ticketing benefits land where users expect. - Improved Card Details with open date, 5/24 status, benefit usage, and catch-up visibility. - Added card-based benefit grouping in Tracker with cleaner section headers, dividers, and denser collapsed states. - Rebuilt money entry with a custom calculator-style keypad across the app, including press animations and subtle haptics. - Added currency selection to the points calculator for Taxes & Fees and Cash Price, with daily USD conversion for more accurate international redemption math. - Improved dark mode across sheets, cards, menus, and benefit tracking flows. - Fixed wrapping and truncation issues across card rows, pending labels, recommendation cards, and net value displays. - Tightened Card, Tracker, Rewards, and Calculator UI details throughout.

This update tightens up a handful of settings and benefit-editing flows. - Anniversary-based credits now stay aligned with your card open date - Updating a card’s open date now refreshes related benefit renewal dates - Benefit editor menus, date controls, and advanced options are more reliable - Appearance, tab bar label, haptics, and notification settings got some cleanup - Accent colors now behave better in both light and dark mode

Credit Buddy got a little tune-up. - New splash screen to show you what new credits just landed for you to use - Smarter batching of new credit notifcations - Fixed bug where monthly credits showing up a day early. - Made the tab bar follow your accent color more consistently. - Other small bug fixes and UI improvements

A massive update. New look, new tools, new everything. REDESIGNED FROM THE GROUND UP Fresh app icon. New typography (Outfit), new color system, new layout language across every tab. Bigger numbers where they matter, gradient progress bars, color-coded urgency banners, status pills, and proper space for everything. The whole app reads like the native iOS app it always wanted to be. CARD DETAILS, REIMAGINED Open any card and see a clean earnings grid — category icons, names, multipliers, all at a glance. Plus the Cards tab now has a Portfolio Performance hero with Actual vs Potential toggle and a net performance band that goes green when you're winning, rose when fees outrun benefits. CATCH UP, FOR REAL THIS TIME Add a card mid-year? Mark past months as used. Now supports partial amounts ("I only used $15 of my $25 dining credit in March"), pre-fills what you've already marked when you reopen the sheet, and won't double-count if you save the same period twice. Plus a fix for periods being silently skipped near the end of the catch-up window. CALCULATOR UPGRADE The points calculator now shows a value meter with named tiers (Poor / Good / Great) so you know whether your redemption is a sweet spot or a wash. New layout puts the headline next to the comparison block instead of stacking everything vertically — uses the screen width properly. Bigger fonts, better contrast, friendlier verdict banner. GESTURES + INTERACTIONS Color-coded swipe actions and long-press menus on every tab — green for primary (mark used, update balance), orange for hide, red for delete. Same language across Tracker, Cards, and Rewards. Shake to undo. Misclick "Mark Used"? Shake the phone, confirm, done. Wrapped each user action in an explicit undo group so the entire action reverts cleanly, not just the last property change. POLISH EVERYWHERE • "Expiring Soon" banner now goes red when something's due in 2 days or less, orange beyond • Owner names broken out into pills so card names don't truncate • Optimizer rows no longer dim themselves when there's nothing to expand • Rewards swipe-to-update now lands directly in balance-entry mode • Anniversary-aware annual value — cardmember-year credits reset on your anniversary, not Jan 1 • News feed fully automated, refreshed every six hours from Doctor of Credit, The Points Guy, Frequent Miler, AwardWallet, and others FIXES • Free-night certs and other redemption-value credits now correctly prompt for the realized value when you mark them used. A backfill at launch sets the flag on existing certs that were added before this fix. • Portfolio Check section removed from Card Recommendations — it duplicated the same info already on the Cards tab. • Backup export now round-trips all credit and card metadata, including signup-bonus progress, earn-rate data, hidden status, and seasonal flags. • Catalog accuracy improvements across Amex, Chase, Citi, and Capital One travel rates. • Bilt cards no longer display the legal-issuer name "Column N.A." — they show as Bilt now. • Privacy and Terms links updated. • Cards tab no longer auto-deletes zero-benefit cards (Apple Card, Active Cash, Freedom Unlimited, etc.). • Many small contrast and rendering fixes.

Your cards, now on all your devices. • iCloud sync is live. Add a credit on your iPhone, it shows up on your iPad before you can switch apps. • Set up a new device? We'll skip the intro and pull your cards down automatically. • News feed is snappier and less cluttered — smarter curation, no more duplicates, and a refresh button for when you want the latest right now. • Little polish pass: the Tools tab now feels like it belongs to the same app as everything else. • Quietly squashed a bug that could block calendar reminders on fresh installs.

What's New News Feed The News tab now surfaces a curated feed of credit card articles, tips, deals, and card updates — all pulled fresh from our editorial system. Articles are filtered by category, updated automatically every time you open the tab, and open in Safari with a single tap. Pull down anywhere to force a refresh. If you filter to a category with no content, you'll see a helpful empty state instead of a blank screen. Sign-Up Bonus Tracker Tracking a sign-up bonus is now a first-class feature. Set up a bonus in just three fields — spend requirement, bonus points, and deadline — and Credit Caddy handles the rest. Once a bonus is active, a progress card appears at the top of your Cards tab, showing how much you've spent, how much is left, and an animated progress bar in your card's color. Tap the card to log new spend from a quick sheet that pops up right above the keyboard. The card disappears automatically when you hit your goal. Bug Fixes Notifications firing a day early — If you had monthly credits set up, you were getting "credits available" notifications on the last day of the old month (e.g., Feb 28) instead of the first day of the new month (Mar 1). Fixed. This also handles short months and leap years correctly going forward. Duplicate card crash — Adding a second card with the same name (e.g., two Amex Platinum cards) caused the app to crash. Fixed. Article timestamps — News articles were always showing "Just now" regardless of when they were actually published. They now show accurate relative timestamps (e.g., "3d ago", "Feb 28"). Articles with no publish date show no timestamp rather than a misleading one. Improvements Card Recommendations — The Cards tab now includes a "Cards to Consider" teaser that surfaces personalized card recommendations based on your spending profile and existing lineup. Sign-up bonus form simplified — The previous bonus form had five fields with manual toggles. It's now three clean inputs that auto-generate everything else. News Feed keyboard — The spend entry sheet now includes a Done button above the number pad, so you can dismiss the keyboard without saving.