Finatic: Reach Financial Goals
Money Goals. Made Simple.
Only for iPhone
Free · Designed for iPhone. Not verified for macOS.
iPhone
Choose a financial goal and get a personalized plan in minutes. Finatic breaks it into simple daily actions so you actually reach it.
Big financial goals often fail for one reason: they feel too big to start. Finatics helps break your goal into a clear, daily plan you can actually follow—focused on action, not theory.
You choose a goal, Finatics turns it into practical steps, and you move forward one small step at a time.
How it works
Pick a goal:
• Pay off debt
• Build savings
• Learn investing basics
• Plan for retirement
• Save for a big purchase
• Or create your own
Answer 15 focused questions (or enter your debt details).
David, your AI planning coach, builds a personalized roadmap and gives you one daily task you can finish in under 15 minutes.
You always know what to do next.
No overwhelm.
No guessing.
No paralysis.
Key Features
Goal-Driven Financial Plan
Each plan is built around one clear objective, with phases and milestones.
Daily Action Step
One task per day with:
• Exactly what to do
• Why it matters
• How to do it
• A clear progress marker
Progress Tracking
Completion %, streaks, and milestones that help you keep moving.
Financial Health Score
A simple 0–10 score that highlights what may be helping—or slowing—your progress.
Chat with David
Ask questions, refine your plan, and better understand tradeoffs when goals compete for your money.
Debt Planner
Enter balances and APRs to build a payoff plan tied to your goal.
Privacy & Data Use
Designed with privacy in mind. Review the app’s disclosures for details on how data is handled.
Why Finatics is different
Finatics is practical.
If your goal does not match your current income or situation, David helps you adjust your plan into something more realistic and actionable.
No motivational fluff.
No fake optimism.
Just a clearer plan you can follow.
This app is for people who want:
• A clear goal
• A real plan
• Daily momentum
Start today. Your first step can appear in minutes.
GOALS SUPPORTED
• Pay Off Debt
• Emergency Fund
• Budget & Spending
• Learn Investing Basics
• Retirement Planning
• College Savings
• Big Purchase
• Custom Goal
Important
Finatics provides educational information and planning support only. It does not provide investment, tax, legal, or other professional advice.
• Onboarding now includes quick-tap answer choices plus the option to type your own response.
• Loading after onboarding has been streamlined for a faster, smoother path into your plan.
The developer, Cho Yan Yam, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
- Financial Info
- Contact Info
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Contact Info
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Cho Yan Yam
- Size
- 30.4 MB
- Category
- Finance
- Compatibility
Requires iOS 18.2 or later.
- iPhone
Requires iOS 18.2 or later. - Mac
Requires macOS 15.2 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 2.2 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- Copyright
- © 2025 Finatic. All rights reserved.