OneCost - AI Expense Tracker

Track spending in one line

Free · In‑App Purchases · Designed for iPhone. Not verified for macOS.

One sentence, one receipt, one voice note — AI records every expense for you. Minimal, privacy-first, with multi-currency and asset accounts. Track spending in one line. OneCost is a minimalist, AI-powered expense tracker. Just say or type what you spent, and AI figures out the amount, time and category. Or snap a receipt or payment screenshot and it extracts the total automatically. ■ Effortless entry · Text: type "lunch 28" to record it · Voice: say "taxi 35" and it's logged · Photo: snap a receipt or payment screenshot — AI reads the amount and merchant ■ Asset accounts · Manage cash, bank cards, credit cards, e-wallets and investments · Transfers and balance calibration; see your net worth anytime · Entries link to accounts automatically so money flow stays clear ■ Multi-currency · Support for USD, EUR, JPY, KRW, CNY and more · Automatic exchange rates; summaries convert to your base currency ■ Insights · AI analyzes your spending trends, timing and emotional patterns · Spending persona, anomaly alerts and impulse-spending hints ■ Widgets & Apple Watch · Home / Lock Screen / StandBy widgets for today's spending · Quick entry on Apple Watch ■ Privacy first · Your data stays on your device and in your iCloud; text/images are forwarded to a third-party AI service through our server only when you use AI recognition · No ad tracking, no personal data collection ■ And more · iCloud sync across devices · Import & export, trash, multiple ledgers Privacy Policy: https://plums-look-mpw.craft.me/dqFvtDnyTIAIfn Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

  • 5.0
    out of 5
    1 Ratings

What's new in OneCost 1.0.11: 1. Multi-currency: track spending in USD, EUR, JPY, KRW and more, with exchange rates updated automatically. 2. Now available in English, Japanese and Korean - switch the app language in Settings. 3. Faster, more reliable photo/receipt capture, with clear reasons if recognition fails. 4. Bug fixes and a smoother experience.

The developer, 希 陈, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Not Linked to You

    The following data may be collected but it is not linked to your identity:

    • User Content

Privacy practices may vary, for example, based on the features you use or your age. Learn More

The developer has not yet indicated which accessibility features this app supports. Learn More

Seller
希 陈
Size
14 MB
Category
Finance
Compatibility
Requires iOS 18.0 or later.
  • iPhone
    Requires iOS 18.0 or later.
  • Mac
    Requires macOS 15.0 or later and a Mac with Apple M1 chip or later.
  • Apple Vision
    Requires visionOS 2.0 or later.
  • Apple Watch
    Requires watchOS 11.0 or later.
Languages
English and 3 more
  • English, Japanese, Korean, Simplified Chinese
Age Rating
13+
In-App Purchases
Yes
  • OneCost Pro 终身会员 $9.99
  • OneCost Pro 年度会员 $4.99
  • OneCost Pro 季度会员 $1.99
  • OneCost Pro 月度会员 $0.99
Copyright
Copyright © 2026 OneCost. All rights reserved.