Moniq: Smart Travel Money
Split, Settle & Who Owes What
Free · In‑App Purchases · Designed for iPad. Not verified for macOS.
Moniq is money made unique to your trip. Budget the days, split the bill, see who owes what, convert offline and scan receipts on your device. No account required.
The trip is over and nobody remembers who paid for the taxi. Moniq keeps track of it — the budget, the bills, who owes what — and shows what to settle at the end. No spreadsheet, no account required.
BUDGET THE TRIP, DAY BY DAY
Set a total or a daily budget and watch it fill in as you spend. Log expenses in any currency and see an estimate in your home currency. Big one-offs like flights sit outside the daily line, so one ticket doesn't wreck the week.
WHO OWES WHAT, SETTLED
Add the people you travel with, say who paid and who shared, and Moniq keeps the running balance across every trip and everyday life. Debts in both directions net out, so you settle up for the difference. Mark a payment and the balance clears.
THEY DON'T NEED THE APP
Nobody you travel with has to download anything, sign up, or be talked into it. You add them as names on your phone. That is the whole setup.
SPLIT THE BILL IN SECONDS
Enter the bill, pick the tip, round it up, split it by the party. Drag the divider when one person had the lobster and someone else had soup — the shares stay exact and always add back up to the total.
SCAN THE RECEIPT
Point the camera at a bill and Moniq reads the total and the date on your device.
CONVERT WITH NO SIGNAL
Updated rates when you're online. Saved rates when you're not. Tap any currency to change it, and keep the ones you actually use at the top.
PLAN THE NEXT ONE
Keep your next trip in view with a countdown on Home.
COLOUR IN THE WORLD, AND READ IT
Mark countries as planned or visited and watch your visited-country count grow. Offline guides for all 195 countries cover seasons, tipping customs and plug types, with cost estimates for selected destinations.
FREE ESSENTIALS
Unlimited trips and expense entries, with no daily entry limit. Group trips with up to 20 people. The offline converter. Splitting a bill among five people, and your first five receipt scans.
MONIQ PREMIUM
Split bills among up to 20 people, scan unlimited receipts, and find the hours your time zones overlap. Premium never takes away anything that was free.
Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Terms of Service: https://moniq.travel/terms
Privacy Policy: https://moniq.travel/privacy
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
Moniq 2.0 is a new app in the same place.
• A globe-led Home between trips, and your trip budget up front while you travel.
• Trip budgets by the day, with the bars to prove it.
• Split expenses with the people you travel with and settle up across trips.
• Split & Tip: bill, tip, round-up and party size on one screen.
• Receipt scan reads the total and the date on your device.
• A globe that colours in every country a trip touches.
• The converter keeps saved rates for when the signal drops.
• Still no account required.
The developer, Vlad Golik, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Purchases
- Diagnostics
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Vlad Golik
- Size
- 95.7 MB
- Category
- Finance
- Compatibility
Requires iOS 16.4 or later.
- iPhone
Requires iOS 16.4 or later. - iPad
Requires iPadOS 16.4 or later. - Mac
Requires macOS 12.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- Moniq Premium — Monthly $2.99
- Moniq Premium — Annual $17.99
- Copyright
- © 2026 Vlad Golik