Private Money Tracker
Your Money, Your Privacy
Only for iPhone
Free · Designed for iPhone. Not verified for macOS.
iPhone
Track expenses in 3 seconds. Export to CSV / Excel forever free. No account, no ads.
Private Money Tracker - Track Expenses in 3 Seconds
Your money, your data, your freedom. Private Money Tracker is a privacy-first expense tracker that runs offline by default. No ads, no account required - just fast, simple money management.
WHY FREELEDGER?
- 3-Second Tracking - Open, enter amount, select category, done
- Offline by Default - The app makes no automatic network requests; your data stays on your device
- Completely Free - No ads, no subscriptions, no hidden costs
- Privacy First - No account, no tracking, no data collection
- Smart Categories - Auto-sorted by your usage patterns
- Beautiful Insights - Charts and graphs to understand your spending
KEY FEATURES
FAST & SIMPLE
- Lightning-fast expense entry in under 3 seconds
- Smart category suggestions based on your habits
- Quick edit and delete with swipe gestures
- Intuitive interface designed for daily use
POWERFUL INSIGHTS
- Monthly spending breakdown with pie charts
- Trend analysis with line graphs
- Tag-based expense grouping and filtering
- Search through your transaction history
- Export to CSV for detailed analysis
PRIVACY & SECURITY
- App-level password protection
- All data stored locally on your device; your entries are never uploaded to our servers
- Backup and restore with encrypted files
- No automatic network requests
- Zero data collection or tracking
PERSONALIZATION
- 15 beautiful themes for every personality
- Multi-currency support with localization
- 46 languages including English, Chinese, Japanese, Korean, and more
- Customizable categories and tags
- Flexible date and number formats
SMART REMINDERS
- Set up recurring expense reminders
- Daily, weekly, or monthly notifications
- Never forget regular payments again
PERFECT FOR
- Students managing allowances
- Professionals tracking business expenses
- Families budgeting household costs
- Anyone who values privacy and simplicity
NO COMPROMISES
Unlike other expense trackers, Private Money Tracker doesn't force you to choose between features and privacy. You get powerful money management tools without sacrificing your data security.
- No account registration
- No automatic network requests. You can optionally turn on iCloud sync yourself - your data then syncs only through your own Apple private iCloud database, and we can never access it
- No ads interrupting your workflow
- No subscription fees
- No data mining or selling your information
WHAT USERS SAY
"Finally, an expense tracker that respects my privacy!"
"The 3-second tracking is a game changer for my daily routine."
"Beautiful design, works offline by default, completely free - what more could I ask for?"
GET STARTED IN SECONDS
1. Download Private Money Tracker
2. Choose your currency
3. Start tracking expenses immediately
4. View insights and take control of your finances
Your financial data belongs to you. Download Private Money Tracker today and experience expense tracking the way it should be - fast, private, and completely free.
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SUPPORT & FEEDBACK
We're committed to making Private Money Tracker the best expense tracker. Have questions or suggestions? Contact us at tomaswell163@gmail.com
Follow our journey and get updates on new features!
About iCloud Sync
Private Money Tracker runs entirely on your device and makes no automatic network requests. If you want to, you can turn on cross-device sync yourself under Settings > iCloud Sync. Your data then syncs only through your own Apple private iCloud database, limited to your own devices signed in with the same Apple ID — we can never access or decrypt it. Turn it off and the app goes back to fully local operation. Nothing is missing if you leave it off.
Ratings & Reviews
What's New in 1.0.16
• Amounts are now parsed in your local number format — where the comma is the decimal separator (for example "12,50" in German), the amount is no longer silently recorded as 0, so your totals finally add up.
• Screen text completed: missing translations in several language versions have been filled in, and three onboarding lines no longer disappear on the Traditional Chinese interface.
• Report percentages now follow your local format — German, French, Russian and other languages no longer show an English-style "45.2%".
• Oriya interface fixed: the screen no longer shows up entirely in Chinese.
• Privacy wording corrected: 38 privacy notices regained the "iCloud sync is optional" qualifier.
No account, no automatic network requests, no ads. iCloud sync is optional — you decide in Settings.
The developer, 洋 王, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- 洋 王
- Size
- 12 MB
- Category
- Finance
- Compatibility
Requires iOS 17.0 or later.
- iPhone
Requires iOS 17.0 or later. - Mac
Requires macOS 14.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
English and 44 more
- English, Arabic, Bengali, Catalan, Croatian, Czech, Danish, Dutch, Filipino, Finnish, French, German, Greek, Gujarati, Hebrew, Hindi, Hungarian, Indonesian, Italian, Japanese, Kannada, Korean, Malay, Malayalam, Marathi, Norwegian Bokmål, Oriya, Polish, Portuguese, Punjabi, Romanian, Russian, Simplified Chinese, Slovak, Slovenian, Spanish, Swedish, Tamil, Telugu, Thai, Traditional Chinese, Turkish, Ukrainian, Urdu, Vietnamese
- Age Rating
13+
- 13+
- Copyright
- © 2026 Wang Yang