Budget0
Zero-Based Budget Made Easy
$2.99 · Designed for iPad
New: goals. Save up for the next vacation or pay off a debt, budget by budget, and see about when you could get there. Zero-based budgeting, simple and private.
Budget0 puts you in complete control of your money with zero-based budgeting — a proven method where every dollar of income is assigned a purpose, so nothing slips through the cracks.
ZERO-BASED BUDGETING
Start each budget by entering your income, then allocate every dollar to expenses until you reach zero. This ensures you always know exactly where your money is going and helps you save more intentionally.
GOALS
Saving up for the next family vacation, or paying off a credit card? Create a goal and set money aside for it in any budget. Budget0 shows how far you've come and, if you keep budgeting at your rhythm, roughly how many budgets are still needed and around when you could get there. Reached it? Plan the vacation itself as a new budget from what you saved.
SMART CATEGORIZATION
Choose from 31 built-in categories for income and expenses, or create your own. Budget0 features AI-powered auto-categorization that learns from your habits, so adding items gets faster over time.
BUDGET GROUPS & COMPARISON
Organize budgets into groups and compare them side by side. See how your spending evolves from one budget to the next with detailed comparison tables and stacked bar charts.
BEAUTIFUL CHARTS
Visualize your finances with interactive donut charts that break down spending by category, and drill down for more detail. Group charts show trends across multiple budgets at a glance.
PDF EXPORT
Generate professional PDF reports for individual budgets or entire group comparisons and share them with anyone. Budget reports are formatted in portrait, group comparisons in landscape.
BACKUP
Back up your data to iCloud, or save a backup file wherever you choose. Restore anytime.
SECURITY FIRST
Protect your financial data with a PIN code and optional biometric authentication (Face ID or Touch ID). Configure auto-lock to secure the app when you step away.
WORKS EVERYWHERE
• 25 currencies supported with proper formatting
• 14 languages: English, Spanish, French, German, Italian, Japanese, Korean, Dutch, Polish, Portuguese, Russian, Swedish, Turkish, and Chinese
• Works offline — no account, and the app never sends anything on its own
ONE-TIME PURCHASE
Budget0 is a one-time purchase — no subscriptions, no ads, no hidden fees. Pay once and own it forever.
Download Budget0 today and give every dollar a job.
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
New in this version:
• Goals: save up for something bigger, like the next vacation, or pay off a debt, and set money aside for it in any budget.
• See how far each goal has come and, at your budgeting rhythm, roughly how many budgets are still needed.
• Plan it: start the vacation's own budget from what you saved.
• The budget chart now lists money set aside for goals.
• Small fixes and improvements.
The developer, Steffen Meyer, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Steffen Meyer
- Size
- 49 MB
- Category
- Finance
- Compatibility
Requires iOS 16.4 or later.
- iPhone
Requires iOS 16.4 or later. - iPad
Requires iPadOS 16.4 or later. - Mac
Requires macOS 12.0 or later and a Mac with Apple M1 chip or later.
- iPhone
- Languages
English and 13 more
- English, Dutch, French, German, Italian, Japanese, Korean, Polish, Portuguese, Russian, Simplified Chinese, Spanish, Swedish, Turkish
- Age Rating
4+
- 4+
- Copyright
- © 2026 Steffen Meyer
