Rewirement - Financial Freedom
Rewire your financial thinking
Only for iPhone
Free · In‑App Purchases · Designed for iPhone. Not verified for macOS.
iPhone
Now you can plan as a couple and make lump sum additions to your planning!
Rewirement answers one question: at what age can you stop working without running out of money?
It answers it with three numbers, and it shows you all three at once.
BRIDGE - the years between your last day of work and the day you can touch your pension. The pension is rarely the problem. Reaching it is.
FIRE - the pot that means work becomes optional. Your annual spending, against a withdrawal rate you set yourself.
COAST - the point where you can stop paying in. Past it, growth alone carries you to your FIRE number. You are still working; you have just stopped saving.
// What you put in
Your date of birth, what you spend, what you have, what you pay in. Eight short screens. Nothing is asked twice, and nothing is asked that does not change a number.
// What you get back
A timeline that moves when your assumptions do. Net worth split into property equity and productive capital, because only one of them pays for anything. Equity counts towards your net worth and not towards your bridge - you cannot spend a house.
You also get a warning when your net worth is high and your accessible savings are not. It is a real position, and it looks exactly like success until you try to leave.
// Built for the UK and the US
Pension and ISA rules, or 401(k), IRA and Social Security. Access ages, state pension ages and contribution limits are built in and applied for you. Set your currency and the app uses the right rules, the right ages and the right words.
// Inflation, always counted
Your living costs rise every year, and every number allows for it. No switch to make the plan look better than it is.
// Plan as a couple
Add your partner — their age, their pension, their state pension, their savings, their spending. Their pension opens on their birthday, not yours, so an older partner can close the gap before your own pension does. One switch shows the plan for you alone, or for the two of you together.
// Money in, money out
An inheritance. A deposit for the children. The house you sell to buy a smaller one. Add one-off sums on the date they happen, and every figure moves to meet them.
// Rewirement Pro - one payment, no subscription, developer support
· Plan together with a partner · Lump sums in and out, up to ten · Years of Freedom and Productive Capital, unblurred · Your own pension access age, withdrawal rate, inflation rate and State Pension amount, in place of the standard assumptions · An extra Coast reading: what your contributions could do once you have passed your Coast number · Private channels in the Discord
All three trackers are free. Pro buys detail, not access.
// Your data does not leave your device
No account, no sign-in, no servers. We could not sell your figures, lose them or hand them over if we wanted to, because we never have them. They are on your phone and nowhere else.
// Questions
Send Feedback, on the Help screen. Or join the Discord and talk to us directly.
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
Feedback from you is super useful and based on recent input, this is the first feedback lead update.
// Plan together
Add your partner and see the plan for the two of you: their pension, their state pension, their savings and their spending, each arriving at the right age. There is a new couples button on the homepage and throughout the calculations pages, you can switch it on and off to see the difference between parsonal and collective amounts.
// Lump sums
Money in or out on a date - an inheritance, a house deposit, downsizing. All recognised on your Bridge chart.
// Inflation is now always counted
IAR switch is gone: it only ever made a plan look better than it was. If you had it off, some ages will move later. They are the honest ones. If you're Pro, you can adjust back down to ZERO if you want to.
// The calculation
There's now a reworked calculation behind every figure, so Bridge, FIRE, Coast and the chart always agree. You may see that FIRE ages may come earlier, a fix to how savings grow.
You can access these new features through our Pro upgrade. Its worth it.
The developer, NICHOLAS IAIN MULLEY, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- NICHOLAS IAIN MULLEY
- Size
- 44.1 MB
- Category
- Finance
- Compatibility
Requires iOS 18.6 or later.
- iPhone
Requires iOS 18.6 or later. - Mac
Requires macOS 15.6 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 2.6 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- Rewirement Pro (Lifetime) $2.99
- Copyright
- Copyright © 2026 Rewirement. All rights reserved.
