dividi: Shared Expenses
Personal Budget & Split Bills
Only for iPhone
Free · In‑App Purchases
More discreet notifications: details stay inside dividi, and you choose when to enable them.
dividi is the personal finance app for people who share a life, a home, or expenses with someone else. Keep money organized without spreadsheets, screenshots of receipts, or mental math. With everything in one place, it’s easier to split expenses clearly without making money the center of every conversation.
PERSONAL AND JOINT ACCOUNTS
Organize your individual expenses in a Personal Account, and use a Joint Account whenever you share costs. Invite another person and choose permissions to add or edit expenses, record transfers, manage goals, and more. Each entry clearly shows how the cost is split and who paid.
SMART BUDGET
Plan the month across Needs, Desires, and Savings & Goals. See how much is still available as you add expenses, understand where your money is going, and reuse your budget in future months.
CARDS AND INSTALLMENTS
Add cards to organize purchases and track the month’s statement. Link personal or shared expenses, see totals, paid and pending amounts, top spending categories, and installments in progress. dividi never asks for or stores your full card number, CVV, or payment credentials.
CLARITY FOR SHARED EXPENSES
Search by expense name and follow the Joint Account change history. dividi suggests a transfer amount based on each person’s share and what has already been paid. You can also generate and share a statement with expenses, transfers, a summary by member, and card-linked expenses.
RECURRING EXPENSES, COPYING, AND GOALS
Add recurring expenses or installment purchases, copy entries from one month to the next, and let dividi track installments automatically. Create goals with a target amount and target date, link personal or shared expenses, and follow your progress.
TALK TO DIVI
Divi is the dividi mascot and helps you add expenses faster. Speak or type what you spent: she creates a draft with the details she identified for you to review, correct, and save. For now, Divi focuses exclusively on adding expenses. Talk to Divi is a Premium feature with a monthly conversation limit.
FREE TO START
Use the core features for free for up to 6 months or 120 operations, whichever comes first.
PREMIUM
Keep going without the Free plan’s limits on months or operations. Premium also includes adding, editing, and deleting expenses without internet, due date reminders, Talk to Divi, and Apple Family Sharing on iOS.
dividi is not a bank, does not move money, and does not access your bank data. It helps you organize personal finances and share expenses with clarity and respect.
dividi — Splitting expenses has never been so simple.
Questions? support@dividiapp.com
Learn more: https://dividiapp.com
Terms of Use: https://dividiapp.com/terms#terms-of-use
Privacy Policy: https://dividiapp.com/terms#privacy-policy
more Notifications
- Notifications show discreet messages, with details available inside the app.
- You choose when to enable them, with guidance as you use dividi.
Shared Accounts
- We improved expense history tracking, including edits and payment updates.
We also updated dividi to strengthen security and keep up with the latest versions of iOS and Android.
1.11.1 Oct 2
Premium Duo
- One subscription unlocks every Premium feature for both people in your shared account, with monthly and annual options and clear coverage details.
- Existing subscribers can explore Duo from the subscription screen. On Android, switching keeps a single active subscription; if you’re both on iPhone, dividi explains when Apple Family Sharing already covers both of you.
Everyday clarity
- Expense Split shows the percentage each person is responsible for right below their name.
- Divi gives clearer guidance when creating an expense and confirming a new subscription. On iPhone, home screen widgets have a more balanced layout when no budget is set.
We also made improvements and fixes to keep making dividi even better.
1.11.0 Sep 24
Expenses by Category
- Category analysis no longer stops at the total: tap a category to see the expenses behind it right there, with amount, how much it represents in the period, and what is already paid.
- When there are many expenses, the preview shows the five largest and you open the full list on the same screen — come back and everything is right where you left it.
- Your card statement gets the same view, with percentages calculated against the statement's own total.
Budget
- Carrying over last month's budget got smarter: it steps in when the month has no budget yet and keeps the amount you set yourself.
We also made improvements and fixes to keep making dividi even better.
1.10.4 Sep 12
Offline entries and privacy
- Expenses you record without internet are kept with stronger protection on your device, in any situation — even when your iPhone is still locked.
- When you sign in with an email link, the data used only to complete that sign-in is discarded as soon as you are in.
Voice expense
- If you speak a very long expense, Divi lets you know right away when the description goes beyond what she can interpret — no waiting, with a clear message.
We also made improvements and fixes to keep making dividi even better.
1.10.3 Sep 4
Copy bills
- When you open a month that is still empty, dividi shows the bills from the previous month that can continue — installments first, with their installment number — and takes you straight to Copy bills.
- In the Joint Account, copying a shared variable bill — the kind that repeats every month — is now more complete: the copy already comes with the payer set, and the Enter value screen gained an Edit action that opens the full bill so you can change whatever you need.
Joint Account
- The expense split is now clearer: while the account has a single member, the panel explains that the split needs both — and it shows up as soon as the account has them.
- When changing the account, the app guides you to keep both members in the split; if needed, one of them can hold 100%.
Premium
- Free plan limit notices are now more precise and show the path to Premium at the right moment.
We also made improvements and fixes to keep making dividi even better.
1.10.2 Aug 28
Copying expenses
- dividi now suggests the most recent month with expenses you can still copy, so copying always starts from the right place.
- The shortcut is always visible on the account card bar, with labels that are easier to read.
- When there is nothing to copy yet, the screen guides your next step, and adding an expense from there takes you straight to the account with the expense already in place.
Shared Account
- When deleting your Shared Account or your own account, Divi now walks you through the process on a dedicated screen, showing each step until it is done.
We also made improvements and fixes to keep making dividi even better.
1.10.1 Aug 27
Copy bills
- The Copy bills shortcut is now always available on the account card, even when the month already has bills: go back and copy what's missing, as many times as you need.
- Pick the source month, filter by Fixed, Installments, or Variable, and review the summary before confirming. Anything already in the month shows "Already in this month" and won't be
copied again.
- When an installment skips months, the app warns you first and shows which installment each bill will land on.
Joint Account
- Guest permissions now apply everywhere: without permission, the action simply doesn't happen. When you cancel a share, access ends right away.
- Deleting the Joint Account or your own account is safer: with lots of data, our team handles the deletion and nothing is left half done.
Cards and widgets
- Tapping a card statement in the home screen widget opens that statement's details in the right account, including future months.
- Deleting or unlinking a card is simpler now, including in the Joint Account: your bills stay organized, with no loose ends on the statement.
Security and privacy
- Your data is even safer: offline entries are now stored encrypted on your device, and signing in with an email link got an extra layer of protection.
- We also strengthened the protections around your account and your Joint Account, so you can use dividi with even more peace of mind.
We also made improvements and fixes to keep making dividi even better.
1.10.0 Aug 26
Card Budget
- Set a monthly limit for each card and follow your planned amount, spending, remaining balance, and progress in the bill details.
- Divi lets you know when spending speeds up, your limit is nearly reached, or a bill is almost due.
Bills and Reminders
- Pick your bill-payment reminder day, see the total in the reminder, and open its details.
- Keep up with card changes from your home screen and see when a bill is nearing its due date.
We also made improvements and fixes to keep making dividi even better.
1.9.3 Jul 29
Divi & Experience
- Talking to Divi to log expenses is now even easier and accessible from anywhere in the app.
- You can now easily rate dividi in the store and share your feedback directly from Settings.
Goals & Navigation
- Goal cards got a clearer, cleaner look, making them easier to track every day.
- Smoother feel when navigating through your goal cards.
Shortcuts & Privacy
- Home screen shortcuts now better protect your numbers when discrete mode is turned on.
- Improved text layout in shortcuts so amounts and titles are always easy to read without clipping.
We also made improvements and fixes to keep making dividi even better.
1.9.2 Jul 23
Privacy
- Discreet Mode now makes it clearer what is temporarily stored on your device and provides quick access to the Privacy Policy.
Subscriptions
- Billing, renewal, and subscription management details are now easier to understand.
We also made improvements and fixes to keep making dividi even better.
1.9.1 Jul 21
Home Screen summary
- Track your budget, upcoming expenses, pending transfers, and quick insights from Divi without opening the app, in small, medium, or large sizes.
- Choose your Personal or Joint Account, keep more than one summary on your Home Screen, and use shortcuts to add expenses or talk to Divi.
Privacy and control
- Discreet Mode hides amounts, names, and totals, while each summary follows your device's light or dark mode.
More clarity
- Settings now presents Premium benefits more clearly, and Joint Account invitations explain that they arrive only inside the app and require a dividi account.
We also made improvements and fixes to keep making dividi even better.
1.9.0 Jul 17
Categories
- New Delivery category for app orders, helping separate ready-made meals, groceries, and other expenses.
- Divi better understands delivery orders by voice and keeps groceries, pharmacy, and pet purchases in the right category when needed.
Shared Account
- Creating, editing, and leaving shared account screens is more stable when they open directly.
We also made improvements and fixes to keep making dividi even better.
1.8.2 Jul 2
Continuing balance for shared accounts
- Turn it on in Settings → Manage Account, on your shared account.
- Each month's leftover (or debt) carries into the next, so anything pending stays visible until it's settled.
- A month-by-month panel shows where each amount comes from, separating closed months from the open one.
- Turn it on for an account with history and past months come in automatically — no recalculating needed.
Smoother and steadier
- The app now opens faster and more reliably, especially on lower-end devices.
- Small readability and contrast tweaks, including in dark mode.
We also made improvements and fixes to keep making dividi even better.
1.8.1 Jun 25
Dark mode
- Dark mode is here: in Settings, choose light, dark, or follow your device automatically.
- We reviewed every screen to keep contrast and readability comfortable in both themes.
Divi
- Divi builds your expense draft faster and keeps working even when the service is slow to respond.
- Closing Divi's preview is easier now: just swipe the screen down.
Premium and the free plan
- The Premium screen is clearer, so you quickly understand what you get when you subscribe.
- On the free plan, adding an expense now shows clearly how much you've used, with no surprises when you reach the limit.
Shared account
- In the shared account, it's easier to tell whose card is whose, including a guest's.
We also made improvements and fixes to keep making dividi even better.
1.8.0 Jun 7
Divi
- Divi now better understands where you are coming from: your personal account or shared account.
- In shared accounts, it is now easier to review who paid, who is taking the expense, and when there is a transfer between the couple.
- If you are not Premium yet, you can now get a clearer feel for how Divi helps before subscribing.
Expense Split
- We redesigned the screen to make it clearer what still needs to be transferred and what has already been settled.
- The month’s history is now easier to follow, even when expenses change later.
- Transfer suggestions are also clearer, with more careful amounts and paths for each situation.
Premium and notifications
- The Premium screen is now more direct, with benefits and subscription options that are easier to understand.
- Subscription alerts and due date reminders are now more consistent.
We also made improvements and fixes to keep making dividi even better.
1.7.3 May 14
Divi
- Divi's monthly insight on your balance got lighter: it now shows up in a card you can collapse when you don't need it anymore.
- We made Divi stop repeating tips you've already seen this month, so the messages stay more varied.
Spending trend
- The month's trend now looks only at what you've actually spent; upcoming installments show up as a projection, with clearer text explaining what each one is.
Goals
- The goal card was reorganized so the title can breathe and values don't get cut off, with the actions at the bottom.
We've also made improvements and fixes to keep dividi even better.
1.7.2 May 7
Manage your finances and split expenses without friction. Clear on your own or with others.
1.7.1 Apr 29
Meet Divi, your new assistant for logging expenses faster. Just speak or type what you spent and she organizes everything into a draft ready to review and save. Available for Premium subscribers.
1.7.0 Apr 24
Joint account
- It’s easier to see how your shared balance splits up: a per-person summary, a transfer suggestion, and your expenses listed one by one, all in one place.
- You can open this view in one tap from the joint account or from the expense split section.
Cards on the joint account
- We fixed how a guest member’s card is shown on the joint account so what each person sees stays accurate.
We also made improvements and fixes to make Dividi even better.
1.6.2 Apr 22
Offline expense logging
- Offline detection is more reliable: in addition to your device’s network state, the app checks whether you have actually usable internet access. That reduces misleading offline warnings and inconsistent behavior, with targeted improvements for iOS and Android.
We also made improvements and fixes to make Dividi even better.
1.6.1 Apr 16
Offline expense tracking (Premium)
You can now add, edit, and delete expenses, as well as mark them as paid or pending even without an internet connection. When you’re back online, the app automatically syncs all changes.
Enable it in Settings. You must be logged in and have used the app online at least once.
When offline, an indicator shows your status, whether the feature is active, and how many actions remain before you need to sync.
We’ve also made improvements and bug fixes to make Dividi even better.
1.6.0 Apr 9
New purchase
- When you record a new card purchase, you can choose whether the entry is paid or pending, so it better reflects what has already hit your statement and what is still due to close in the month.
Expense list
- Expenses linked to each card are now grouped under that card in the list, making it easier to see what’s still open on each one.
- Tap a card to open its details, review every expense on it, and mark each one as paid or pending.
- Batch payment: you can mark several card expenses as paid at once—handy when you pay off your statement and want to update everything in one go.
We also made other improvements and fixes to make Dividi even better for you.
1.5.0 Apr 6
Expenses
- On the Expenses screen, see a summary of spending by category and quickly spot where most of the month’s spending goes. Tap View full analysis to open Expenses by category and explore how the period breaks down in more detail.
- We refined the chart colors and category icons so each type of spending is easier to recognize.
Bill details
- On Bill details, Installments and Subscriptions appear in separate sections for a clearer view of your charges.
- We refined the chart colors and category icons so each type of spending is easier to recognize.
We’ve also made other improvements and fixes to make dividi even better for you.
1.4.0 Apr 2
This update brings stability improvements and fixes an issue that could cause the app to unexpectedly close on iOS 26.4.
1.3.2 Mar 31
We’ve made improvements and fixes to make dividi even better for you.
1.3.1 Mar 26
Notifications
- Notifications show discreet messages, with details available inside the app.
- You choose when to enable them, with guidance as you use dividi.
Shared Accounts
- We improved expense history tracking, including edits and payment updates.
We also updated dividi to strengthen security and keep up with the latest versions of iOS and Android.
more Version 1.11.1 Oct 2
Data Linked to You The following data may be collected and linked to your identity:
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