ARKAD Wallet - Budget Tracker

Budget faster. Spend smarter.

Only for iPhone

Free · In‑App Purchases

iPhone

The budgeting app that actually makes sense. Less time tracking. More control over your money. ARKAD Wallet brings your budgets, accounts, and savings goals together. Connect your bank, add expenses by voice, and turn everyday transactions into a clearer picture of your finances. 1. Connect your bank. Skip the manual entry. Connect supported banks through Kontomatik, our secure open banking provider. Transactions appear automatically in the app. ARKAD never receives or stores your bank login credentials. You choose whether to connect a bank or track your money manually. Premium includes three bank connection slots, three automatic refreshes per day, and one additional manual refresh per day. Disconnecting a bank releases its slot at the end of its current calendar-month period. 2. Add expenses by voice Just say what you spent. ARKAD turns your words into a transaction you can review and save. Less typing. Less effort. More time for everything else. 3. Budget without overthinking Set monthly budgets, track spending by category, and see what’s left before your next purchase. Plans change. Your budget can too. 4. All your money in one place Track cash, cards, and savings together. See your account balances and follow your net worth without jumping between spreadsheets. 5. Save for things that actually matter A trip. A new laptop. A little breathing room. Create a goal, set money aside, and follow your progress. Keep savings reserved for what you planned. 6. Smart analytics. Clearer decisions. Understand where your money goes, spot spending patterns, and see how you’re doing against your budget. Follow your financial habits with ARKAD Aura, a simple progress score that helps you see what’s working and where you can improve. 7. Built in Europe, with privacy in mind Our core infrastructure and financial database are hosted in Europe. Connections are encrypted, and you can delete your account directly in the app. Your money is personal. We treat it that way. ARKAD Wallet helps you answer the questions that matter: - Can I afford this right now? - Am I still on budget? - Where is my money actually going? Build a budget that fits your life. Understand your spending. Make room for what matters. Download ARKAD Wallet and take control of your everyday money. Terms of Use: https://legal.arkadwallet.com/terms Privacy Policy: https://legal.arkadwallet.com/privacy

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Welcome to our biggest update yet! Welcome to our biggest update yet! • Bank connections - Connect your bank and watch your transactions appear automatically in the app. • Merge transactions - Combine similar transactions into one for easier tracking. • Split transactions - Divide a transaction into multiple parts and assign each to a different category.

Version 1.2.3

The developer, PROJEKT ARKAD SP Z O O, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Used to Track You

    The following data may be used to track you across apps and websites owned by other companies:

    • Identifiers

  • Data Linked to You

    The following data may be collected and linked to your identity:

    • Purchases
    • Financial Info
    • Contact Info
    • User Content
    • Identifiers
    • Usage Data
    • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

Accessibility

The developer has not yet indicated which accessibility features this app supports. Learn More

Information

Seller
PROJEKT ARKAD SP Z O O
Size
61.9 MB
Category
Finance
Compatibility
Requires iOS 16.4 or later.
  • iPhone
    Requires iOS 16.4 or later.
Languages
English and Polish
Age Rating
16+
  • 16+
  • This app is rated 16+ with content restrictions.

    Some content may be rated higher, and may therefore be restricted and managed by the developer through in-app controls.
  • Learn More
  • In-App Controls
    Age Assurance

    Infrequent
    Profanity or Crude Humor
    Alcohol, Tobacco, Drug Use or References

    Contains
    Health or Wellness Topics
In-App Purchases
Yes
Copyright
© 2026 ARKAD Wallet
  • Developer Website
  • Privacy Policy

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