MicroPayDisplay: Debt Payoff
Clear debt faster, bit by bit
Free · In‑App Purchases · Designed for iPad. Not verified for macOS.
Overpay a little at a time and watch your debt-free date move forward. No account, no bank login, one-time Pro price. Track up to 3 debts free.
Overpay your debt a little at a time, and see exactly how much sooner you'll be free.
MicroPayDisplay shows how small extra payments shorten your debt and cut your interest. Enter a balance, APR and minimum payment, log an extra £5, £20 or £100 whenever you can, and watch your debt-free date move forward. It isn't a budgeting app. It does one job: getting you out of debt sooner.
WHAT YOU CAN DO
• See your projected debt-free date for each card, loan or overdraft, and for your total debt
• Log extra payments of any size and see the days gained and interest avoided
• Set a target date and see what you'd need to pay to reach it
• Compare what-if scenarios before you commit to a payment
• Update with your real statement balance and minimum payment at any time
• Share a progress card that hides your balances by default
• Track up to 3 debts free; back up and restore your data to Files or iCloud Drive
• Get a suggested payment for today and optional reminders (Pro)
REALISTIC CREDIT CARD MATHS
Minimum payments are modelled as a percentage with a floor, interest is projected from your APR, and every figure is clearly marked as an estimate. Works for credit cards, loans and other revolving credit.
PRIVATE BY DESIGN
No account and no ads. Your debt data stays on your device by default. iCloud sync is optional and stays off unless you turn it on.
FREE TO START, PRO IF YOU WANT IT
Try every feature free for 14 days. After that you can keep tracking the debts you've already added for free. Unlock Pro once, with no subscription, for unlimited debts, advanced insights, projection simulators and smart daily nudges.
MicroPayDisplay gives estimates only. It is not financial advice and does not connect to your bank.
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
Back up and restore your debts and payments from Settings > Your data. Free now includes up to 3 debts, so you can compare which to pay first. If the app ever cannot open its data after an update, it now keeps a copy instead of starting empty. Also: a polish of the payment reminders and small fixes.
The developer, Ben Picot, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Identifiers
- Usage Data
- Diagnostics
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Ben Picot
- Size
- 6 MB
- Category
- Finance
- Compatibility
Requires iOS 17.0 or later.
- iPhone
Requires iOS 17.0 or later. - iPad
Requires iPadOS 17.0 or later. - Mac
Requires macOS 14.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- MicroPayDisplay $5.99
- Copyright
- © Ben Picot - 2026