Start with your cards, see the benefits worth tracking, and save your wallet with Sign in with Apple. No bank login required.
Stop letting premium card value disappear between statement credits, annual fees, and benefit rules.
kardfolio helps you track the credit card benefits you already pay for, see what is expiring, and decide whether each card is still worth keeping. It is built for premium-card holders who want clear next actions without connecting bank accounts.
TRACK EXPIRING CREDITS
- See monthly, quarterly, and annual benefits in one place
- Prioritize credits that need attention before they reset
- Log usage and review history for each credit
- Get reminders before value slips away
UNDERSTAND ANNUAL FEE ROI
- Compare captured value against annual fees
- Review renewal decisions before a fee becomes a surprise
- Track remaining benefit value across your wallet
- Keep, downgrade, or cancel with more confidence
KNOW WHAT TO USE NEXT
- Search cards, benefits, and guides quickly
- See which card fits dining, travel, gas, groceries, and more
- Browse card perks without digging through issuer pages
- Use Kai to surface the next useful move from your saved wallet data
ORGANIZE YOUR PREMIUM WALLET
- Organize cards by profile and switch between individual and combined wallet views
- Track cards by issuer, fee, status, and setup state
- Add cards manually without bank aggregation
- Support for premium cards from American Express, Chase, Capital One, Citi, Bank of America, U.S. Bank, Barclays, and more
- Add up to 5 cards free, with unlimited cards on Pro
PRIVACY-FIRST TRACKING
- No bank login required
- No transaction scraping
- You choose what to track
- Your wallet data stays focused on card value, credits, and renewal decisions
kardfolio is for cardholders with multiple premium credit cards who want to capture more value, avoid missed credits, and feel confident at renewal time.
Terms of Service: https://kardfolio.app/tos
kardfolio has a really well-designed UX for anyone juggling multiple credit cards. The Today view makes it easy to see what needs attention right now, especially urgent credits or benefits before they expire.Search is also genuinely useful. Instead of digging through card pages or trying to remember every benefit, I can quickly find the best card for what I’m trying to do. The app feels focused, practical, and built around real cardholder workflows.
Developer Response
Thank you for the thoughtful review. I’m really glad Today and Search are helping with real cardholder workflows; that’s exactly what kardfolio is built around. Appreciate you taking the time to share this.
- A new onboarding experience helps you choose your cards and see the benefits and value worth tracking before you create an account.
- Sign in with Apple is now available for a faster, simpler way to save and access your wallet.
Version 2.2.0
The developer, Marcbex LLC, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
Contact Info
Identifiers
Usage Data
Diagnostics
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
Seller
Marcbex LLC
Size
28.7 MB
Category
Finance
Compatibility
Requires iOS 26.0 or later.
iPhone Requires iOS 26.0 or later.
iPad Requires iPadOS 26.0 or later.
Mac Requires macOS 26.0 or later and a Mac with Apple M1 chip or later.