New: a redesigned category view with this cycle's total and monthly trend on one screen.
SaveSmart shows you how much you can spend today, every day.
SaveSmart is a budgeting app that shows your Today's Allowance at a glance.
Keeping a budget rarely stops overspending on its own, because the records only tell you about money that's already gone. What SaveSmart shows you every day is the money you can still spend.
Who SaveSmart is for
1. You want to keep track of your spending pace
SaveSmart shows how much you can spend each day, based on the money you have left. Keeping that one number in mind naturally steadies your pace.
2. You want to cut back on overspending and wasteful spending
Add the Home Screen widget and see your Today's Allowance without opening the app. A quick glance before you shop is enough to notice when you're about to overspend.
3. You want to know where your money goes
A pie chart shows how much went to each category, and each category shows how often and how much you spent. With SaveSmart Plus (paid), you can also set category budgets and check your spending pace on a chart.
4. You prefer logging expenses by hand
Pick a category and an amount to log an expense, and optionally tag it Frugal, Regular or Treat. SaveSmart suggests amounts you've used before in that category, and Quick Entry logs your usual expenses with a single tap.
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### Your Today's Allowance, set every day
Take your income, subtract your fixed costs, and divide what's left by the days remaining in your cycle. That's your Today's Allowance.
Whatever you don't spend today is spread across the days ahead and raises them a little. Overspend, and the days ahead go down a little. Instead of scrambling to balance things at the end of the month, you get through it with small daily adjustments.
Each expense you log updates your Tomorrow's Allowance on the spot.
Start your cycle on payday or on the 1st of the month.
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### Logging that's easy to keep up
To log, pick a category and enter the amount. Save your usual expenses as Quick Entries and they take one tap. When receipts pile up, "Save & add another" lets you keep entering without leaving the screen.
Log every day and your streak grows. Missed a day? For up to the last 3 days, a streak recovery ticket keeps your streak going.
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### Other features
- See your spending by category in a pie chart
- Subscriptions are only counted in the cycle they renew in. Your next renewal date appears on the Home tab, and you get a reminder beforehand
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### SaveSmart Plus
Plus shows you the whole cycle ahead, beyond your Today's Allowance. Two features are at its core:
- Spending pace and where it lands: see your total spending for the cycle before the cycle ends
- Category Budget: set a limit for any category and track what you've used with a bar
You also get these 10 features:
This week's spendable money / Average daily spending / Category spending patterns / Subscriptions, day by day / Planned expenses / Past cycle comparison / Unlimited quick entries / Unlimited categories / Export your budget data as CSV / Ongoing streak recovery tickets
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Start free and see your own Today's Allowance.
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■ About SaveSmart Plus (auto-renewable subscription)
- Plans: Monthly (renews every month) and Yearly (renews every year)
- Payment will be charged to your Apple ID account at confirmation of purchase
- Your subscription renews automatically at the same price unless auto-renew is
turned off at least 24 hours before the end of the current period
- You can manage or cancel your subscription anytime in
Settings > Apple ID > Subscriptions on your device
- If a free trial is offered, any unused portion is forfeited when you purchase a subscription
Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Privacy Policy: https://yuki-programmer.github.io/savesmart-pages/privacy.html
Ratings & Reviews
This app hasn’t received enough ratings or reviews to display an overview.
- Reworked notifications
On days that fit, you'll get an 8 PM reminder to check today's spending
If your streak breaks, you'll get a reminder to start again two days later
- Fewer repeated notifications
- Opening the app from a notification now takes you to Home
- Combinations saved as Quick Entries no longer appear as suggestions
- Improved backup safety
- Minor bug fixes
Version v1.2.8
The developer, Yuki Mizuo, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
Usage Data
Diagnostics
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
Seller
Yuki Mizuo
Size
81.2 MB
Category
Finance
Compatibility
Requires iOS 13.0 or later.
iPhone Requires iOS 13.0 or later.
iPod touch Requires iOS 13.0 or later.
Mac Requires macOS 11.0 or later and a Mac with Apple M1 chip or later.
