New logo.

BACK UP & RESTORE YOUR DATA • Save and restore your financial data, settings, layouts and transactions with a single KRONO backup file • Your bank credentials and access tokens are never included in backups EASIER TO GET STARTED • Import transactions using CSV files, with more flexible import options • Improved onboarding makes setting up Safe to Spend simpler and clearer • Clear subscription pricing and free trial details before signing up A MORE CONSISTENT EXPERIENCE • Improved translations throughout KRONO, including widgets, Apple Watch, Siri and Shortcuts • Updated German navigation with clearer labels and guidance • Currency amounts now follow your selected currency more consistently • Improved bank connection and sign-in experience SMALL IMPROVEMENTS, BETTER EVERYDAY USE • Refined navigation, charts and accessibility • Additional fixes and improvements across the app

EVERY NUMBER AGREES • Safe to Spend, spending, savings, net worth and debt now use the same calculations across Krono • Spending now follows your chosen budget period instead of the calendar month • Tap the info button beside key figures to see how they are calculated EASIER TO GET STARTED • New guided tours across the app • Simpler setup for new users • Payday check-ins with a recap of your previous budget period • Krono now works fully with planned figures, even without a bank connection BUDGET & TRANSACTIONS • New Tracked view in Advanced Budget mode • Improved account filters across Overview, Transactions and Accounts • Swipe between periods • Better transaction categorisation and suggested rules • Improved handling of automatic loan budgets INCOME & INSIGHTS • Improved Income, Trends, Engine and Net Worth charts • Choose monthly, quarterly or yearly views • New German salary calculator showing estimated gross-to-net salary MORE IMPROVEMENTS • Pin any tab as your start page • More compact Overview and simpler settings • Category names now follow your selected language • Fixed PDF and export issues • Faster loading and smoother performance

A CALMER KRONO • New Editorial look — deep navy, soft cream text and one quiet accent — is now the default. If you picked a theme yourself, it is kept exactly as it was • Every main tab now opens with one big, calm number: Safe to Spend, left to spend, net worth, remaining debt, income and period spending • Quieter section headers, softer cards, and a decluttered Dashboard with insights in a swipeable carousel FASTER ENTRIES • The Quick Add + button is now on by default on the Dashboard in regions without bank sync — turn it off anytime in Settings • New step-by-step guide for recording every Apple Pay tap automatically with the Shortcuts app CLEARER HELP • About This App now matches your region: manual accounts, guided import and automations are explained where bank sync is not available • Stability and performance improvements

TRANSACTIONS & IMPORT • New import wizard: bring in transactions from CSV bank statements with smart column matching and automatic categorization • Duplicate detection finds transactions that appear twice — for example a bank sync and a manual entry — and lets you merge them with one tap • The app learns how you categorize merchants and applies it to new transactions automatically • Mark accounts as favorites to keep them at the top BUDGET • Tap any category in the budget summary to open its full details • Loans, mortgages and insurance rows open a comparison of your last 4 periods • Insurance premiums now follow their real billing cycle: yearly, half-yearly and quarterly premiums count only in the period they are actually charged — at the full amount • Safe to Spend uses the same real billing dates for upcoming insurance costs ENGINE • Every chart is now interactive — tap any bar or point to see the exact numbers behind it: cash flow, net worth projection, scenarios, Monte Carlo simulation and the income simulator ACCURACY • Full audit of the calculations across the entire app: Budget, Trends, Income, Loans, Net Worth, Dashboard and widgets now follow one shared set of rules • Refunds are netted against spending, transfers are never counted as income or expenses, and hidden transactions are excluded everywhere • Widgets now show exactly the same numbers as the app DESIGN & IMPROVEMENTS • Trends: the calendar view is now called "Cost in Month" (or "Cost in Period" when you use a custom budget period) • Clearer wording when your budget period starts on a custom day • Stability and performance improvements

LOANS & MORTGAGES • Record term changes on any loan — shorten or extend the term and the payment plan re-amortizes from that date • Change the payment due day, with the full history kept on a timeline • New amortization schedule with monthly and yearly views — tap a year to expand its months • Choose any loan term from 1 to 50 years • Combined payment plan showing all your loans amortizing together BUDGET • Period recap: get a spending summary when your budget period ends, or tap the period label anytime • Plan ahead: set budgets up to 3 periods into the future • Income and trend charts now follow your custom budget period OVERVIEW • New optional dashboard tiles: Net Worth Trend, Debt Overview, Emergency Fund, Protect, and Planned Events • New net worth analysis with a waterfall chart showing exactly what drove the change DESIGN & IMPROVEMENTS • Cleaner, more consistent controls and unified debt cards throughout the app • Simplified free trial page • More accurate Safe to Spend and budget period calculations • Stability and performance improvement

CUSTOM BUDGET MONTH • Choose which day your budget month starts (1–28), for example from payday to payday • Budgets, Safe to Spend, trends, transactions, notifications, and widgets now follow the same budget period • Clear budget period labels throughout the app FAMILY SHARING • Budget month and all shared financial settings now sync automatically across household members • Personal preferences such as the home screen, tiles, language, appearance, and notifications remain unique to each device • Improved synchronization of shared settings and conflict resolution IMPROVEMENTS • More accurate Safe to Spend and budget calculations throughout the selected period • Improved planning, widgets, and notifications based on your chosen budget month • General stability, synchronization, and performance improvements

FAMILY SHARING • Share your finances with a household member — budgets, net worth, loans, accounts, planner and transactions stay in sync on both iPhones • Invite with a private link; the owner's data is shared automatically when a member joins • Instant iCloud sync with protection against simultaneous edits — you can see when your household member is making changes • Offline mode: changes made without a connection merge and share automatically when you reconnect, with a confirmation once you're caught up • Activity feed showing recent household changes • New Sync Now button to refresh on demand DESIGN & USABILITY • Customizable bottom menu with your own More section • Save button now at the top of settings pages • Improved number entry and clearer input fields • Better readability, larger touch targets and accessibility improvements FIXES • Fixed a launch issue for signed-in users • Fixed bottom menu alignment with long labels • Sync reliability and performance improvements

Introducing Monthly Reports with financial summaries, budget insights, financial score, and downloadable PDF reports. New Planner for trips, birthdays, holidays, and recurring occasions with budgeting and progress tracking. Smarter Budget & Safe to Spend experience with automatic category cleanup and improved onboarding for new users. Added Reimbursements & Refunds to correctly adjust budgets and spending without counting them as income. Subscription tracking now detects price increases and decreases. New Gauge view in Budget Summary for a clearer overview of your monthly spending. Improved budget charts with more accurate category totals and automatic categories. New Text Size setting with Compact, Standard, Large, and Match System options. Norwegian now automatically uses the DD/MM/YYYY date format by default. General improvements, bug fixes, and performance enhancements.

Version 5.2.0 • Improved support for larger accessibility text sizes (Dynamic Type) • Better text scaling across different screen and font sizes • Enhanced onboarding experience for new users • Improved demo experience • General bug fixes and performance improvements