• Bills that change every month: when a payment email arrives (like your electric bill), Zentavo updates that month's bill to the real amount, keeps your split, and counts it once. Next month plans on what you actually paid. • One payment that covers several bills from the same company is shared out between them. • The Home Screen widget now shows the same "Left this month" as Home. • Money moved to savings or investing shows with an arrow: it's still yours, not spent. • Avalanche or Snowball: new cards to choose how you pay off debt, with the interest you'd save and when you'd be debt-free. • A new debt screen: pick the kind of debt, see when it's paid off and what the interest costs, and get a heads-up if the minimum doesn't cover the interest. Delete a debt from Edit, or by pressing and holding it. • Savings goals and Add money are redesigned, and Add money and the Financial snapshot now show the same numbers as Home. • Better layouts at the largest text sizes, and lots of small fixes.

• Balance updates by email are read more carefully: an ad or newsletter that arrives at the same moment can no longer show up as an account in Wealth. • Small fixes and polish.

Zentavo 2.0 is a whole new app. • Ask Zentavo: questions about your money, answered privately on your iPhone • Purchases that log themselves: Apple Pay, ride and order receipts, paychecks • A guided setup for automatic logging that checks itself • Daily and weekly limits from your real paychecks, and a Day by day calendar • A 14-day forecast • Wealth: all your accounts and your total in one place • Savings goals, weekly goals and how your pay splits • Receipt scanning, a bills calendar and new widgets • Back up and restore everything Still free. Still no bank login.