PennyPup
Master Your Money & Budget
Free · Designed for iPad
Take Control of Your Finances with PennyPup
Stop wondering where your money went. PennyPup is the all-in-one personal finance companion designed for Gen Z, freelancers, and anyone ready to master their budget. Whether you're tracking daily coffee runs or planning for a major milestone, PennyPup makes finance simple, visual, and rewarding.
Key Features:
- Real-Time Expense Tracking: Log transactions instantly or import them via CSV to stay on top of your spending habits.
- Subscription Manager: Never get hit with a surprise renewal again. Track all your recurring bills in one place and get reminded before they process.
- Gamified Savings Goals: Turn saving money into a win. Set custom goals and watch your progress grow with visual milestones.
- Smart Analytics: Understand your cash flow with beautiful, easy-to-read charts. See exactly where your Needs, Wants, and Savings are going each month.
- Payday Automations: Add your employment details to automatically project your net pay and schedule upcoming income.
- Habit Tracker: Build positive financial and daily routines and track your streaks.
- Custom Counters: Count the days since your last impulse purchase, or set a countdown until your next vacation.
- iCloud Sync: Your data is yours. Securely sync your financial records across all your iOS devices using your private iCloud storage.
- Built for Your Lifestyle: Perfect for side-hustlers and freelancers who need to manage multiple income streams and diverse expenses.
Download PennyPup today and start your journey toward financial freedom!
Privacy: https://soszust40.us/dev/PennyPup_pivacy.html
Terms and Conditions: https://soszust40.us/dev/PennyPup_terms.html
more What’s New & Improved:
- Redesigned Categories List: Updated the screen to show your active monthly budget at a glance.
- Settings Menu Interaction: Tapping items in settings now directly opens the edit menu.
- Improved History Filters: Category filters now clearly distinguish between Income and Expense categories.
- UI Enhancements: Refined various interface elements for a cleaner, better overall look and feel.
Fixes:
- Pay Raise Tracking: Fixed an issue where updating employment details with a pay raise caused calculation errors.
- End-of-Month Analytics: Resolved an issue where purchases made on the last day of the month skewed monthly and yearly analytics.
1.5.1 Sep 24
What’s New & Improved:
- Debt Payoff Tracking: Easily track loan balances and payoff goals directly within the updated Buckets tab.
- Automated Cash Back: Credit card transactions can now automatically factor in your cash back rewards, saving you manual effort.
- Refreshed Settings Experience: Managing your app setup is smoother than ever. We’ve overhauled the UI for adding subscriptions, goals, counters, habits and more.
Fixes:
- Adding split transactions is now more intuitive. Adjusting your total transaction amount will no longer overwrite or reset your existing split category allocations.
- Countdown timers started to count up past the deadline. They now remain at all zeros and display finished.
- Removed "paycheck" from incorrectly appearing on every line item in job statements.
1.5.0 Sep 8
What’s New & Improved:
- Clearer Statuses: Replaced the ambiguous "~" symbol with a clear "Pending" status everywhere in the app.
Fixes:
- Filter Stability: Fixed an issue where active filters would unexpectedly reset when navigating away from the History tab.
- Variable Pay Defaults: Corrected future variable pay entries so they properly default to an amount of 0.00.
- Search Precision: Resolved a glitch that prevented users from searching by decimal amounts on the Transaction History page.
- Widget Accuracy: Fixed widget counters so they correctly exclude savings buckets and designated hidden accounts from their totals.
1.4.1 Jul 16
What’s New & Improved:
- Penny's Happiness: Your proactive finance pup now has a mood! Penny’s happiness score reacts to your budgeting habits. Earn points for logging transactions, assigning categories, and hitting goals, but don't leave her waiting too long or her score will decay.
- Siri Shortcuts: You can now log transactions and manage your budget completely hands-free using Siri voice commands.
- Modernized Dashboard Analytics: The Home screen pie chart now features a sleek new legend.
- Habit Rollover: Added a "New Day Starts At" setting so late-night logs count toward your previous day's streak.
- Custom Default Filters: You can now save your current search parameters as your default view on the Transaction History page.
- Smart Dismissal Confirmation: Added a confirmation popup when canceling a new transaction to prevent you from accidentally losing your unsaved entry.
Fixes:
- Counter Customization: Restored the missing style selector for Counters.
- Precision Math: Expanded input allowances up to four decimal places for hours worked, hourly rates, and tax withholding to guarantee pinpoint accuracy.
- Job Notifications: Retired jobs now automatically cancel future reminders, ending ghost notifications.
- Category Retention: Fixed a bug where editing an income transaction would cause it to lose its assigned category.
- Hourly Pay: Standardized notifications for dynamic hourly roles to focus on logging hours rather than placeholder amounts.
- Instant Screen Refreshing: Resolved an issue where account balances and savings buckets wouldn't visually update immediately after being funded or edited.
1.4.0 Jul 12
What’s New & Improved:
- Savings Buckets Loading: Resolved an issue that caused the app to fail to load for some users who had created savings buckets.
1.3.3 May 15
What’s New & Improved:
- Privacy Mode: Long press your Total Net Worth on the dashboard to quickly obscure your sensitive financial balances.
- Smarter Bucket Funding: You can now allocate funds for a savings goal directly from a source account without needing to log a physical transfer.
- Dashboard Alerts: Both insufficient funds warnings for upcoming bills and custom low account balance alerts now appear as an inline banner on your Home dashboard.
- Hide Accounts from Net Worth: You can now choose to exclude specific accounts from your total net worth calculation.
Fixes:
- Same-Day Notifications: Fixed issue where 0-day reminders would fail to deliver or instantly disappear from your lock screen.
- Credit Card Alerts: If a bill is linked to a credit card, PennyPup now properly evaluates the charge against your credit limit rather than looking for a positive cash balance.
1.3.2 May 13
What’s New & Improved:
- Transaction Memos: Jot down quick descriptions for transactions and subscriptions.
- Smart Pup Upgrades: Penny now offers advanced charts and deeper subscription insights.
- Custom Job Hours: Edit logged hours for partial weeks to keep your income statements perfectly accurate.
- Net Worth Controls: You can now choose to exclude specific Savings Buckets from your total net worth.
- Widget Enhancements: Enjoy richer, more actionable financial data right on your home screen.
Fixes:
- Fixed an issue causing subscriptions to log duplicates or mix up seller names.
- Restored the missing insight widgets on the yearly overview page.
- Categories now logically group under their parents instead of just alphabetically.
- You can now quickly dismiss the number keypad by scrolling away from the input.
1.3.1 May 6
What’s New & Improved:
- Savings Buckets: Set specific goals and stash money aside.
- Split Transactions: Divide one purchase into multiple categories.
- Subscription Assistant: Easier identification and cancellation of unwanted subs.
- Bill Safeguards: Get alerted if a bill exceeds your current balance.
- Job Archiving: Hide old jobs without losing your income history.
- Budget Analytics: Deeper settings and improved visual breakdowns.
Fixes:
- Instant Alerts: Low-income notifications now deliver immediately.
- UI & Performance: Refined interface and general app optimizations.
1.3.0 Apr 28
What’s New & Improved:
- Yearly Analytics Budgets: View the total income and budget progress for each category.
1.2.3 Apr 18
What’s New & Improved:
- New Split & Tip Page: Dining out just got simpler. You can now calculate the perfect tip and split the bill among friends in seconds.
- Quicker Budget Adjustments: You can now edit the default or monthly budget directly from detailed analytics.
Fixes:
- Fixed an issue where old messages were resurfacing in your notifications.
- Resolved various layout glitches and inconsistent design.
1.2.2 Apr 15
What’s New & Improved:
- Penny is learning new tricks! Your smart financial pup now responds to basic conversational phrases and features convenient quick select options.
- Advanced Category Budgeting: You can now set specific budgets for individual months across different years.
- Variable Subscriptions: Track your expenses more accurately by setting up subscriptions with fluctuating monthly costs.
- Flexible Hourly Pay: You can now easily adjust your hourly income rate for each individual pay period.
Fixes:
- Transaction Editing: Resolved an issue that prevented you from changing the linked account when updating an existing transaction.
1.2.1 Apr 10
What’s New & Improved:
- Meet Penny, Your Smart Financial Pup! Powered by natural language processing, Penny understands exactly what you mean. Just chat with her normally to effortlessly log transactions, check budget balances, manage subscriptions, and update your habits or countdowns.
- Monthly Recap Experience: A new animated review of your cash flow, budget health, and top spending habits at the end of every month.
- Downloadable Statements: Easily generate, save, and share professional PDF statements for your accounts and income.
Fixes:
- Income Tracking: Fixed an issue to ensure your automated paycheck deposits and notifications trigger reliably at 9:00 AM.
- Upgraded Transaction Editing: It's now easier to select multiple transactions, plus you'll get instant insights into the total income and expenses for your selected items.
1.2.0 Apr 7
What’s New & Improved:
- New Year Analytics: Dive into your yearly data with beautiful new charts and fully customizable insight widgets.
- Transaction Details: Tap any transaction to instantly view account details, plus quick-access edit and delete buttons.
- Interactive Tutorial: A brand-new animated guide during onboarding helps you master swipe gestures in seconds.
- Performance Boost: Enjoy a smoother app experience with polished animations and UI bug fixes.
1.1.1 Apr 1
What’s New & Improved:
- Habit Tracking: Build and monitor healthy financial habits, like consistently setting aside money for retirement each week.
- Counters: Set custom countdowns to hit your next savings milestone, or track the days since your last impulse purchase.
- Credit Cards: Take control of your debt with new spending limits and improved tracking.
- Redesigned Detailed Analytics: Quickly edit budgeting goals on the fly and easily visualize your progress on the 50/30/20 budgeting rule.
- Bug Fixes: Squashed various bugs and polished the UI for a smoother experience.
1.1.0 Mar 29
What’s New & Improved:
- Global Search: Transaction search now searches everything across your account and is no longer restricted by active filters.
- Precise Filtering: The money range filter is now a text input instead of a slider, allowing you to enter exact amounts.
- Faster History: Optimized the transaction history for faster loading and smoother scrolling.
- Enhanced CSV Export & Import: You can now filter your CSV exports by specific dates and accounts. The import tool has also been upgraded to support more columns with smart fallbacks for missing data.
- Monthly Budget Summary: Added a new summary to the Monthly Review page for recap of total expenses and budgeting progress.
- Income Goals: Set goals for your income and view the progress on the Monthly Review page or the Home budgeting tool.
Bug Fixes:
- Fixed a major issue where future scheduled transactions and incomes were prematurely affecting your current account balances, net worth, and analytics charts before they actually happened.
- Fixed a bug where recurring paycheck notifications would stop scheduling themselves after the first pay period.
- Fixed an issue where future transactions and jobs were processing at random times of the day; they are now strictly scheduled for 9:00 AM.
- Fixed the Home screen and Widget "Upcoming" sections so they accurately display future manual transactions while correctly surfacing today's automated subscriptions and incomes.
- Fixed an issue where categories, subscriptions, employment details, and transfers were not syncing correctly with iCloud.
- Fixed widget showing the wrong data for month comparisons.
- Fixed account filter not working for transaction history.
1.0.1 Mar 22
What’s New & Improved:
- Redesigned Categories List: Updated the screen to show your active monthly budget at a glance.
- Settings Menu Interaction: Tapping items in settings now directly opens the edit menu.
- Improved History Filters: Category filters now clearly distinguish between Income and Expense categories.
- UI Enhancements: Refined various interface elements for a cleaner, better overall look and feel.
Fixes:
- Pay Raise Tracking: Fixed an issue where updating employment details with a pay raise caused calculation errors.
- End-of-Month Analytics: Resolved an issue where purchases made on the last day of the month skewed monthly and yearly analytics.
more Version 1.5.1 Sep 24
Data Not Collected The developer does not collect any data from this app.