Moni: AI Expense Tracker

Smart Budget & AI Assistant

Free · In‑App Purchases · Designed for iPad. Not verified for macOS.

Just say "Spent $15 on lunch" and Moni's AI logs it instantly. Smart overspend alerts, a shareable monthly recap, and a witty money buddy in your pocket. Tired of manual data entry? Meet Moni Expense AI, the smartest and most engaging way to manage your personal finances! WHY MONI EXPENSE AI? ● Gemini 2.5 AI Assistant: Moni isn't just a spreadsheet. It’s a witty financial genius that cheers you on when you save and gives you a cheeky nudge when you overspend. ● Voice-Powered Tracking: Just say "Spent $15 on lunch," and Moni handles the rest. Instant, accurate, and effortless. ● Military-Grade Security: Your privacy is our priority. All data is protected with SIC (CTR) encryption before being stored. Your wallet, your eyes only. ● Full iPad 13" Support: Experience a beautifully optimized, responsive layout designed specifically for large screens. KEY FEATURES: Set daily and monthly budgets to keep your goals on track. Visual charts that actually make sense of where your money goes. Home screen widgets for 1-second expense logging. Seamless iCloud synchronization to keep your data safe. Stop guessing where your money went. Let Moni help you achieve financial freedom today! Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

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Moni just got smarter, faster, and a whole lot more fun. NEW: Monthly Recap Your spending month, wrapped into a beautiful shareable card — top categories, streaks, and a comparison with last month. One tap to share. NEW: Make Moni yours Personalize the app with background patterns, fresh color themes, and a true-black Dark AMOLED mode that's easy on the eyes and your battery. Smarter AI Assistant Moni now understands you better than ever — including casual money shorthand. Just talk or snap a receipt, and Moni does the rest. Recurring transactions Set rent, subscriptions, or bills once — daily, weekly, or monthly — and Moni logs them automatically so you never forget. PDF reports (Premium) Export a clean monthly spending report to share or keep for your records. Home screen widget See today's and this month's spending at a glance — now updating reliably in real time. Plus dozens of refinements and stability fixes to make everyday tracking smoother. Thanks for using Moni! Have an idea or found a bug? We read every review.

The developer, Hieu Dao, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Used to Track You

    The following data may be used to track you across apps and websites owned by other companies:

    • Identifiers
    • Usage Data
  • Data Linked to You

    The following data may be collected and linked to your identity:

    • Purchases
    • Financial Info
    • Contact Info
    • User Content
    • Identifiers
    • Usage Data
  • Data Not Linked to You

    The following data may be collected but it is not linked to your identity:

    • User Content
    • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

The developer has not yet indicated which accessibility features this app supports. Learn More

Seller
Hieu Dao
Size
85.8 MB
Category
Finance
Compatibility
Requires iOS 15.6 or later.
  • iPhone
    Requires iOS 15.6 or later.
  • iPad
    Requires iPadOS 15.6 or later.
  • iPod touch
    Requires iOS 15.6 or later.
  • Mac
    Requires macOS 12.5 or later and a Mac with Apple M1 chip or later.
  • Apple Vision
    Requires visionOS 1.0 or later.
Languages
English
Age Rating
4+
In-App Purchases
Yes
  • Moni Premium - Monthly $0.99
  • Moni Premium - Year $8.99
Copyright
© 2026 Moni Studio