Centsible Scholar

Education

Free · In‑App Purchases · Designed for iPad. Not verified for macOS.

Centsible Scholar turns your child's grades and behavior into real financial lessons. Created by a licensed family therapist with 25 years of experience, Centsible Scholar connects academic achievement directly to money management — teaching kids how the real world works while motivating excellence at home. HOW IT WORKS Students earn rewards based on their grades. Those earnings are automatically allocated into taxes, retirement savings, and spending — just like a real paycheck. Good behavior earns bonuses. Daily financial literacy questions build knowledge over time. FOR PARENTS • Create and manage multiple student accounts • Review and approve grades with built-in conflict resolution • Monitor behavior across 10 categories including Diet, Exercise, Respect, and Cooperation • Track earnings, savings goals, and financial progress • Conduct structured family meetings with a guided 6-step process • View analytics and trends over 18 weeks of history FOR STUDENTS • Answer a daily Question of the Day matched to your grade level (3rd-12th) • Build streaks and earn XP for consistent participation • Set savings goals with fun emoji and track progress • See your earnings broken down into taxes, savings, and spending • Earn behavior bonuses up to 20% and education bonuses up to 5% KEY FEATURES • Grade tracking with automatic reward calculations and GPA • Behavior assessments across Obligations and Opportunities • Real-world financial allocation including taxes, retirement, savings, and discretionary • Daily financial literacy questions by grade level • Savings goal management with progress tracking • Family meeting scheduler with guided discussion steps • Detailed analytics with charts and trend data • Push notifications for reminders and achievements THE PHILOSOPHY Structure + Discipline + Repetition = Success. Centsible Scholar gives families a proven framework to build financial literacy, character, and academic motivation — all in one app. Questions? Visit centsiblescholar.com Privacy Policy: https://www.centsiblescholar.com/privacy Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

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Bug fixes and performance improvements including improved subscription activation, better error messages, and stability fixes.

The developer, Gerald Rich, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Linked to You

    The following data may be collected and linked to your identity:

    • Contact Info
    • Usage Data
    • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

The developer has not yet indicated which accessibility features this app supports. Learn More

Seller
  • Gerald Rich
Size
  • 36.8 MB
Category
  • Education
Compatibility
Requires iOS 15.1 or later.
  • iPhone
    Requires iOS 15.1 or later.
  • iPad
    Requires iPadOS 15.1 or later.
  • iPod touch
    Requires iOS 15.1 or later.
  • Mac
    Requires macOS 12.0 or later and a Mac with Apple M1 chip or later.
  • Apple Vision
    Requires visionOS 1.0 or later.
Languages
  • English
Age Rating
4+
In-App Purchases
Yes
  • Single Student (Monthly) $9.99
  • Mid-Size Family (Monthly) $12.99
  • One on One Coaching $89.00
  • Single Student (Annual) $99.99
  • Large Family (Monthly) $15.99
  • Mid-Size Family (Annual) $12.99
  • Large Family (Annual) $159.99
Copyright
  • © 2025 Centsible Scholar LLC