MoneySense AI Budget Assistant
Know what you can spend today
Free · In‑App Purchases
More than expense tracking. MoneySense calculates what you can safely spend today — factoring in balance, pay cycle, and confirmed commitments.
MoneySense is your AI personal finance assistant — it tells you how much you can safely spend today and helps you plan tomorrow's cash flow.
[Today's Spendable]
Open MoneySense and instantly see what you can spend today. Not just a balance check — it combines your available balance, pay cycle, essential expenses, and confirmed reserves to calculate your real daily spending headroom. Money isn't for restricting your life; it's for helping you live more confidently.
[Balance Reconciliation]
After updating your account balance, MoneySense explains where the difference came from. Reconciled entries won't change your balance again — no more manual matching.
[AI Financial Insights]
• 30-day cash flow forecast: See funding gaps before they happen
• Anomaly alerts: Catch unusual spending automatically
• Spending pace analysis: Are you burning faster than usual this week?
• AI Financial Analyst Report: Full visual breakdown of income, expenses, assets, and risk
[Powerful Expense Tracking]
• Chat-based entry: Just type or speak naturally to record a transaction
• Photo receipt scanning: Snap a photo and AI extracts the details
• Voice input: Hold to speak, auto-transcribed for quick entry
• Multi-book support: Separate work, family, and personal books
[Bill Calendar]
Switch between month and week views. Swipe horizontally to navigate months. All your daily cash flow at a glance.
[Multi-Book & Budget]
• Create multiple books with full data isolation
• Flexible budgets: monthly, yearly, or custom periods
• Customizable account home: only see the modules you care about
[Life Awareness]
• 10-second daily check-in: track mood, energy, and stress
• Check-in data stays on your device and is never uploaded
[Privacy First]
• All core calculations run on-device
• Sensitive data lives in a separate encrypted database, excluded from iCloud and standard backups
• AI features require explicit consent before sending de-identified aggregate data
• Widget privacy mode hides real amounts
[System Integration]
• Home screen Widget: Check today's spendable without opening the app
• Siri Shortcuts: Ask how much you can spend today
• iCloud Documents: Cross-device backup and restore
MoneySense — Spend today with confidence.
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
MoneySense 2.0.2 — Know what you can spend today.
[Improvements]
• Simplified Today's Spendable cards with clearer hierarchy — see your number at a glance
• Refined income calculation for more reliable spendable estimates
• Faster chat startup
[Fixes]
• Fixed recurring bills (rent, subscriptions) not being counted toward fixed-expense reserves
[Privacy]
• Removed Apple Health, Calendar & Reminders integrations for a leaner footprint
• Usage data stays on-device, with export support
The developer, 洪坤 白, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- 洪坤 白
- Size
- 83 MB
- Category
- Finance
- Compatibility
Requires iOS 16.0 or later.
- iPhone
Requires iOS 16.0 or later. - iPad
Requires iPadOS 16.0 or later. - Mac
Requires macOS 11.0 or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
English and 8 more
- English, French, Indonesian, Japanese, Korean, Simplified Chinese, Spanish, Traditional Chinese, Vietnamese
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- AI Pro Yearly $7.99
- AI Pro Monthly $2.99
- Copyright
- © 2026 unstanderyou