PRIVATE WEALTH TRACKING WITHOUT BANK CONNECTIONS
Richish is a private wealth tracker built for people who want a clear view of their money without giving up control. Track net worth, accounts, credit cards, loans, investments, and spending in one clean workspace. Add data manually or import CSV files to stay organized and build your financial picture over time from your iPhone or iPad.
COMPLETE NET WORTH OVERVIEW
• Track assets and liabilities in one place
• Monitor cash, credit cards, loans, and investments together
• See your total net worth over time
• Review balances across all accounts at a glance
• Keep your financial life organized in one dashboard
PRIVATE BY DESIGN
• No bank connections required
• No Plaid or brokerage syncing
• Add information manually on your terms
• Import CSV files when you want a faster setup
• Keep full control of your financial data
ACCOUNT TRACKING MADE SIMPLE
• Add checking, savings, credit card, loan, and investment accounts
• Organize balances across your financial life
• Keep everyday money and long-term wealth in one app
• View account details in a clean, structured layout
• Track changes over time with clarity
SMART TRANSACTION MANAGEMENT
• Import transaction history from CSV files
• Review spending by date, merchant, and category
• Track statement activity across your accounts
• Keep a personal record of income and expenses
• Build a financial history you can revisit anytime
INVESTMENT TRACKING
• Log holdings, quantities, and cost basis
• Monitor portfolio value over time
• Track stocks, ETFs, and other positions in one place
• Connect your investments to your full net worth picture
• Stay focused on long-term wealth growth
BUDGETING AND CASH FLOW INSIGHTS
• Review monthly spending trends
• Understand where your money is going
• Track income and expenses in one system
• Spot recurring activity more easily
• Stay aligned with your financial goals
AUTOMATION AND ORGANIZATION
• Detect recurring transactions faster
• Use rules to automate categorization
• Reduce manual cleanup over time
• Keep your finances organized as your data grows
• Create a smoother long-term tracking workflow
REPORTS AND DATA EXPORT
• Export reports when you need a snapshot
• Keep a private record of your financial progress
• Maintain your own historical financial data
• Build a system you can manage on your own terms
PERFECT FOR:
• People who want a private wealth tracker
• Users who prefer manual control over bank syncing
• Anyone tracking net worth across multiple accounts
• Investors who want spending and portfolio tracking together
• People who want a calm, organized financial workspace
WHY RICHISH?
• Private-first design
• No forced account connections
• Clean and focused experience
• Flexible CSV import workflow
• Built for clarity, control, and long-term tracking
Download Richish and take control of your financial life with a private wealth tracker designed around clarity, organization, and ownership.
Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
I’ve tried a bunch of money apps, and Richish is one of the few that feels calm instead of stressful. Manual tracking is way better than I expected, and the privacy-first approach is a huge plus. Apps like rocket mortgage and monarch seem to be getting too expensive and who knows how private they are. Would definitely recommend this app for easy net worth tracking!
Developer Response
Thank you for the thoughtful review. We're really happy Richish feels calm and easy compared to other finance apps. The goal has always been to make net worth tracking simple, private, and not stressful, so we really appreciate you recommending it.
a power user’s dream app
s3s7473
I use the csv report constantly to keep my account data up to date. Holdings, portfolio value, spending trends, budget vs actuals. It’s all there. No Plaid, no brokerage syncing, no handing over my credentials anyone which is a huge plus. This developer built the perfect private worthtracker for serious investing and expense tracking. Monarch-level work lol but free.
Developer Response
Thank you so much for this. We're really glad the CSV reports, holdings, portfolio, and spending tools are helping you keep everything updated in one place. Building a serious tracker without bank connections or credential sharing was a big goal for Richish.
simple and private
jackfromstate
This is the best money app I’ve ever used. I track my budget, expenses, spending, holdings, and portfolio all in one account privately with no bank connections. The csv import is simple and effective. The developer clearly cares about the people using this. Richish is my forever worthtracker.
Developer Response
Really appreciate the thoughtful review. I’m so glad Richish feels simple, private, and useful for tracking everything in one place. Privacy and ease of use are the main things we care about with this app.
Perfect net worth tracker that lets me keep my privacy and not have to connect to anything
Hippo921
Lots of net worth tracker type apps on the App Store but this one is perfect. Great and easy to use and doesn’t make me authenticate or have to connect to any of my private accounts.
Developer Response
Thank you so much for the kind review. This is exactly what we wanted Richish to feel like: simple, private, and easy to use without forcing anyone to connect personal accounts. Really appreciate you trying it out.
INTRODUCING GOALS, SMARTER IMPORTS, AND A MORE POLISHED RICHISH!
• New Goals experience with manual or linked account tracking
• Goal pacing, reminders, and clearer progress status
• Smarter CSV imports with better matching and duplicate review
• Improved brokerage and investment tracking behavior
• Cleaner Settings, updated Help Center, and polished UI improvements throughout the app
Version 1.4
The developer, Aayush Kumar, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
Financial Info
Search History
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
Seller
Aayush Kumar
Size
10.4 MB
Category
Finance
Compatibility
Requires iOS 26.2 or later.
iPhone Requires iOS 26.2 or later.
iPad Requires iPadOS 26.2 or later.
Mac Requires macOS 26.2 or later and a Mac with Apple M1 chip or later.
