Nayra App

Build Money Confidence

Only for iPhone

Free · Designed for iPhone. Not verified for macOS.

iPhone

313 students took the Nayra challenge at the American University of Sharjah and completed 5,878 lessons. Short daily lessons, an AI coach and a community of peers. Nayra is a financial confidence app built for students and young professionals in the GCC region. Learn how money works, talk to an AI coach in plain English, and connect with a private community of peers, all in one calm, distraction-free space. Designed in partnership with the European Women's Association (EWA) and piloted at the American University of Sharjah, Nayra turns the basics of personal finance into short, daily lessons you can finish on your way to class. FIVE TABS, ONE JOURNEY • Home: your daily insight, streak, and next action in 30 seconds. • Journey: four modules, 35 bite-sized lessons, hands-on exercises. Earn XP as you go. • Community: anonymous posts, polls, and topic threads with people who get it. No DMs, no ads. • AI: a private AI coach for money questions. Honest answers, no jargon, never sales pitches. • Profile: track progress, badges, streaks, and your personal financial confidence index (FCI). WHAT YOU LEARN • Module 1, Money Basics: scarcity and choice, needs vs. wants, mental accounting, inflation, budgeting, your first emergency fund. 10 lessons. • Module 2, Financial Stability: liquidity, savings as time insurance, understanding debt, compound interest working against you, credit, a recovery roadmap. 9 lessons. • Module 3, Investing & Wealth: why money loses value, the power of compounding, starting early, diversification, behavioural biases, your first plan. 8 lessons. • Module 4, Business Finance: how a business works financially, cash flow vs. profit, true cost, pricing, projections, funding. 8 lessons. WHY NAYRA IS DIFFERENT • Built for the Gulf, not a translated US app. Examples in AED. Halal-aware investing content. • Calm, native design that stays out of your way. No SaaS dashboard. • AI coach with guardrails: no financial product recommendations, no upsells, no data sold. • Private by design: community posts are anonymous by default, analytics are opt-in. WHO IT'S FOR • University students at AUS and other GCC institutions. • Young professionals starting their first job. • Anyone who wants money clarity without being lectured at. POWERED BY Nayra is a non-profit pilot powered by the European Women's Association (EWA) in collaboration with the American University of Sharjah. Need help? hello@mynayra.app Privacy: https://mynayra.app/privacy Terms: https://mynayra.app/terms

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Nayra 2.0 You told us what you wanted. We built it. • Meet your AI money coach. Nayra AI now knows your goals and progress, and tailors every answer to you. • Lessons, reimagined. Cover images, a built-in highlighter and new question formats. • Community challenges. Join in, stay consistent, earn rewards. • Help in seconds. Pick a topic and get the right answer, fast. • A whole new look. Cleaner, calmer, easier to use. Thanks to everyone who shared feedback during the pilot. Keep it coming.

The developer, Anas Ech-Cherfi, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Linked to You

    The following data may be collected and linked to your identity:

    • Contact Info
    • User Content
    • Identifiers
    • Usage Data

Privacy practices may vary, for example, based on the features you use or your age. Learn More

The developer has not yet indicated which accessibility features this app supports. Learn More

Seller
Anas Ech-Cherfi
Size
78.6 MB
Category
Education
Compatibility
Requires iOS 15.1 or later.
  • iPhone
    Requires iOS 15.1 or later.
  • iPod touch
    Requires iOS 15.1 or later.
  • Mac
    Requires macOS 12.0 or later and a Mac with Apple M1 chip or later.
  • Apple Vision
    Requires visionOS 1.0 or later.
Languages
English and 2 more
  • English, Arabic, German
Age Rating
13+
Copyright
© 2026 European Women's Association