Finance Calculator+
AU mortgage & tax calculators
Free · Designed for iPad. Not verified for macOS.
Buying your first home? Refinancing? Doing your tax return? Finance Calculator+ has every Australian calculator you need — mortgage, stamp duty, ATO tax, HECS, scientific RPN, and 30+ more — free forever, offline, no ads.
* Trusted by Australian first home buyers, accountants, finance students, and property investors.
AUSTRALIAN MORTGAGE CALCULATOR
- Mortgage repayments: weekly, fortnightly, or monthly
- Borrowing power: how much you can really borrow
- Extra repayments: exact interest and years saved
- Refinance calculator: compare your loan against new offers
- Offset account savings model
- LMI estimator for deposits under 20%
- Loan serviceability: the way lenders actually calculate
STAMP DUTY & PROPERTY
- Stamp duty calculator: every Australian state and territory
- First home buyer concessions, off-the-plan reductions, investment surcharges
- Investment property: yield, cash flow charts, PDF export
- Rent vs buy: true long-term cost comparison
AUSTRALIAN TAX & INCOME
- Income tax calculator with Medicare levy and surcharge
- HECS-HELP repayment estimator (current thresholds)
- GST: add or remove 10% instantly
CAR & PERSONAL LOAN CALCULATORS
- Car loan and personal loan repayments
- Credit card payoff: exactly how long until your balance hits zero
LIVE RATE TRACKER
- RBA cash rate, variable & fixed home loan rates
- 90-day BBSW and 10-year bond yields
- Historical charts: 1Y, 3Y, 5Y, 10Y
- Countdown to the next RBA meeting
SCIENTIFIC + RPN CALCULATOR
- Full scientific: trig, log, exponents, factorials, statistics
- True RPN mode: 4-register stack with ENTER, SWAP, DROP, ROLL, STO/RCL, LAST X
- One-tap switch between Algebraic and RPN
- Built-in RPN explainer for newcomers
- DEG/RAD indicator, full history with save and copy
PROFESSIONAL AMORTISATION (AmortPro)
- Solve for any unknown: payment, rate, term, or amount
- Cash flow events: rate changes, extra payments, holidays, balloons
- Interest-only and fixed-principal periods
- Full amortisation schedule with PDF export
- Comparison Rate: true cost including all fees
SAVINGS & BUDGET
- Compound interest and savings goal planner
- Superannuation projection with employer & salary sacrifice
- Monthly budget planner
GRAPHING & EQUATIONS
- 2D graphing: plot up to 3 functions
- 3D surface graphing from f(x,y)
- Equation solver: linear and non-linear systems
- Base converter: binary, octal, decimal, hex
CHINESE CALENDAR
- Perpetual calendar 1900-2100, lunar dates, zodiac
- Heavenly Stems & Earthly Branches, 24 Solar Terms
- Bidirectional Gregorian ↔ Lunar lookup
EVERYDAY TOOLS
- Tip calculator, currency converter (150+), unit converter
- Date calculator, password generator
FORTUNE TELLER (just for fun)
Tarot, Numerology, Astrology, I Ching, Runes, Magic 8-Ball — for entertainment only.
WHY FINANCE CALCULATOR+?
- Free forever: no ads, no in-app purchases, no subscriptions
- Works completely offline
- PDF export for reports and amortisation schedules
- Dark/light themes with auto-switching
- Pin favourites and reorder your way
- Your data stays on your device: zero tracking
Every calculator uses current Australian tax rates, stamp duty rules, superannuation caps, and lending standards. Not a US clone — built for Australia, by Australians.
Download free today.
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
Smarter home screen
New installs open on Tools. Pin a favourite calculator in More → Home Calculator to put it in the centre tab; More moves to the ⋮ menu so Scientific stays one tap away.
Home equity mode
Mortgage Repayment can estimate usable equity and three Australian access methods: refinance top-up, a separate equity loan, or a line of credit — with LVR, LMI and repayments.
Bridging Loan calculator
Model buy-before-sell peak debt, peak LVR, capitalised or monthly bridge interest, and end debt after sale, plus an indicative ongoing repayment.
The developer, Jokuda Pty Ltd, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Jokuda Pty Ltd
- Size
- 40 MB
- Category
- Finance
- Compatibility
Requires iOS 15.1 or later.
- iPhone
Requires iOS 15.1 or later. - iPad
Requires iPadOS 15.1 or later. - iPod touch
Requires iOS 15.1 or later. - Mac
Requires macOS 12.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- Copyright
- © 2026 Jokuda Pty Ltd
