German Pension Calculator 2026
Extra earnings & pension tax
Free · In‑App Purchases · Designed for iPad. Not verified for macOS.
Explore how income from work fits alongside a German pension in 2026. Check earnings limits, pension tax, social contributions and early retirement.
Working while drawing a German statutory pension? Understand how additional earnings, taxes and social contributions may affect your monthly figures under Germany's 2026 rules.
Six calculators, with four included and two available through Premium:
• Additional earnings (Hinzuverdienst): enter your pension type, monthly pension and work income to see the annual limit, any pension offset and combined monthly income.
• Pension taxation (Rentenbesteuerung): see the taxable pension share, income tax, solidarity surcharge and optional church tax by German federal state.
• Social insurance (Sozialversicherung): estimate employee contributions by job type, pension status and health insurance.
• Early retirement (Vorzeitige Rente): use your birth year and manually entered earnings points (Entgeltpunkte) to see early-retirement reductions or later-retirement increases.
• Flexirente (Premium): adjust the partial-pension share and see monthly income and pension gained from new earnings points.
• Tax scenarios (Premium): review estimated tax and net income at different additional-earnings levels.
Calculations are saved to a dated, on-device history. Share a result as a text summary. No account required; calculations work offline.
Premium is a one-off purchase, with no subscription. Some calculator labels and results remain in German.
Important: This is not an official app or affiliated with Deutsche Rentenversicherung. Figures are estimates for 2026, not a binding pension decision or a substitute for legal, tax or social-insurance advice.
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The developer, Cosmic Production d.o.o., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
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Information
- Seller
- Cosmic Production d.o.o.
- Size
- 1.2 MB
- Category
- Finance
- Compatibility
Requires iOS 18.0 or later.
- iPhone
Requires iOS 18.0 or later. - iPad
Requires iPadOS 18.0 or later. - Mac
Requires macOS 15.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 2.0 or later.
- iPhone
- Languages
English and 9 more
- English, Arabic, Croatian, German, Italian, Polish, Romanian, Russian, Turkish, Ukrainian
- Age Rating
4+
- 4+
- Contains
Advertising
- In-App Purchases
Yes
- Lifetime Premium $4.99
- Copyright
- © 2026 Cosmic Production d.o.o.