Iponaryo: AI Budget Tracker

Personal & Business Expenses

Only for iPhone

Free · In‑App Purchases · Designed for iPhone. Not verified for macOS.

iPhone

Track expenses, income, budgets, and business cashflow with AI-powered quick capture, voice entry, and clear money insights in one workspace. Iponaryo is an AI expense tracker and budget tracker built for personal finance and business cashflow. Track expenses, income, accounts, and transfers in one clean workspace designed to help you stay organized, move faster, and understand your money more clearly. Log daily spending, record income, review transaction history, and monitor balances without the clutter of traditional finance apps. Iponaryo gives you a practical way to manage personal budgets, business expenses, and everyday cashflow from one place. Iponaryo also includes AI-powered quick capture to turn natural language and voice input into ready-to-review entries before anything is saved. You stay in control by checking drafts first, making it easier to record expenses, income, and multiple transactions with less manual work. Use Iponaryo across your mobile app and progressive web app workflow, with backup and restore support to help keep your workspace available across devices when needed. Features: AI expense tracker for faster daily entry Budget tracker for personal and business spending Income tracker for salary, payouts, and other earnings Cashflow visibility and balance tracking Personal and business workspaces Account, category, and transfer management Transaction history and latest activity review AI-powered text and voice capture Draft review before saving Backup and restore across devices Progressive web app access for flexible use Whether you need an expense tracker, AI expense tracker, budget tracker, business tracker, or AI-powered finance workspace, Iponaryo helps you keep your records clean and your money easier to understand. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://iponaryo.aybennn.shop/privacy-policy

Ratings & Reviews

  • This app hasn’t received enough ratings or reviews to display an overview.

What’s New in 1.2 Added receipt scanning for faster expense capture Improved AI quick capture for voice and natural language entry Added Sign in with Apple and improved Google and email sign-in flows Added in-app account deletion for easier account control Improved cloud backup, restore, and cross-device access Refined onboarding, settings, and overall app stability

Version 1.2

The developer, IVEN DIONEDA, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Linked to You

    The following data may be collected and linked to your identity:

    • Financial Info
    • Contact Info

Privacy practices may vary, for example, based on the features you use or your age. Learn More

Accessibility

The developer has not yet indicated which accessibility features this app supports. Learn More

Information

Seller
IVEN DIONEDA
Size
40.5 MB
Category
Finance
Compatibility
Requires iOS 15.1 or later.
  • iPhone
    Requires iOS 15.1 or later.
  • iPod touch
    Requires iOS 15.1 or later.
  • Mac
    Requires macOS 12.0 or later and a Mac with Apple M1 chip or later.
  • Apple Vision
    Requires visionOS 1.0 or later.
Languages
English
Age Rating
4+
In-App Purchases
Yes
  • Iponaryo Premium Yearly $49.99
  • Iponaryo Premium Monthly $4.99
  • Learn More
Copyright
© Iven Dioneda 2026
  • Developer Website
  • Privacy Policy

    • More by IVEN DIONEDA

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