NMLS Prep - Mortgage Exam 2026
SAFE MLO License Test Practice
Free · In‑App Purchases · Designed for iPad. Not verified for macOS.
Pass your NMLS SAFE MLO exam on the first try or get 90 days free! AI-powered study tools,7500+ practice questions, mock exams & flashcards. Join thousands of future MLOs
MortgagePass is the #1 NMLS SAFE MLO exam prep app designed to help you pass your Mortgage Loan Originator licensing exam on the first try.
■ PASS GUARANTEE
Complete 7500+ questions and 3 mock exams, and if you don't pass, get 90 days of free Pro
access. We're that confident in our platform.
■ REALISTIC MOCK EXAMS
Simulate the real NMLS exam experience with timed, full-length practice tests. Track your
score, review every answer, and identify weak areas with detailed post-exam analytics.
■ SMART PRACTICE MODES
• Topic Practice — Focus on specific MLO exam domains
• Smart Practice — AI picks your optimal question mix (40% weak areas, 30% new, 30% review)
• Wrong Book — Target your mistakes for faster improvement
• Challenge Mode — Compete with other exam candidates
■ ALL 5 NMLS EXAM DOMAINS + UST
• Federal Laws & Regulations
• General Mortgage Knowledge
• Mortgage Loan Origination Activities
• Ethics, Fraud & Consumer Protection
• Uniform State Test (all 50 states)
■ AI-POWERED LEARNING
• AI Tutor — Get instant, personalized explanations for any question
• AI Study Plan — Custom calendar-based schedule tailored to your exam date
• AI Analysis — Deep insights into your strengths and weaknesses
• AI Chat — Ask anything about mortgage licensing
■ COMPREHENSIVE STUDY TOOLS
• Flashcards with spaced repetition for every topic
• Study Guide with in-depth concept breakdowns
• Mortgage Math Calculator
• Glossary of key terms and definitions
• Educational Videos with transcripts
• Audio Podcasts for on-the-go learning
• HD Infographics for visual learners
■ STAY MOTIVATED
• Daily Missions to build consistent study habits
• Study Streaks to track your consistency
• XP & Level System to measure progress
• Achievements (Bronze → Platinum)
• Leaderboard to compete with peers nationwide
• Pass Prediction to know when you're exam-ready
■ TRACK YOUR PROGRESS
• Knowledge Radar Chart showing topic mastery
• Weekly Performance Reports every Monday
• Exam Countdown Timer
• Diagnostic Quiz to find your starting point
Privacy Policy URL
https://www.estatepass.ai/privacy
Support URL
https://www.estatepass.ai
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
Smarter Quick 10 — Now picks from your weak spots first: questions you've missed → fresh ones → review of what you
know. Replaces the old random draw.
Math Drill — New practice mode for the exam's math questions (DTI, LTV, PITI, points, APR). Filter by category or drill
them all.
Topic Detail page — Tap any topic to choose session length (10–100 questions), focus mode (all / weak areas / new
only), and drill into specific NMLS sub-sections like "TILA — Right of Rescission".
CE Log & Study Plan — Track NMLS continuing education credits against the 8-hour federal requirement, and build a
personalized study plan that adjusts daily targets based on your exam date and intensity.
Mock Exam fidelity — Mock exams now use only NATIONAL questions (matching the real SAFE MLO test). State-specific
questions stay in practice mode where they belong.
Cleaner onboarding — Brighter, higher-contrast layout based on customer feedback. Splash logo and app icon now appear
correctly on all screens.
Under the hood — Cross-device sync for your state, onboarding status, and quiz history; faster question loading via
batch enrichment prefetch; better progress tracking that no longer inflates "questions answered" counts on retries.
The developer, Shanghai Xushu Information Technology Co., Ltd., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Shanghai Xushu Information Technology Co., Ltd.
- Size
- 10.9 MB
- Category
- Education
- Compatibility
Requires iOS 17.0 or later.
- iPhone
Requires iOS 17.0 or later. - iPad
Requires iPadOS 17.0 or later. - Mac
Requires macOS 14.0 or later and a Mac with Apple M1 chip or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- MortgagePass Pro $9.99
- MortgagePass Pro Quarterly $19.99
- MortgagePass Pro — Lifetime $39.99
- Copyright
- © @2026 EstatePass
