Bug Fixes • Subscriptions that were missed now correctly show how many days overdue they are, instead of showing "today". • Missed subscription charges are now automatically recovered for the right day, so your payment history stays accurate. • Changes you make while offline are now saved and synced reliably as soon as your connection is restored. Improved: • Performance and stability improvements.

Bug Fixes • Subscription charges now always appear in your account's correct currency, so totals and history stay accurate. • All transaction and data lists now load completely — no more missing entries that were silently cut off. • Budget expense lists load fully even when you have a large number of transactions, so your spending totals are always correct. Improved: • Performance and stability improvements.

New: • Tap a budget to see the spending behind it — every expense counted this period • Budgets now show what your active subscriptions cost per month • Reports let you filter out the accounts and categories you don't want counted Improved: • Budget amounts are shown in whole units, so they read at a glance • Sheets across the app now use the native system look • Smoother scrolling and faster tab switching Fixed: • Paging back through months no longer strands you in empty periods

Improved: • Performance and stability improvements

• Offline mode — add, edit and delete transactions and transfers without an internet connection. Everything syncs automatically when you're back online, and the app now starts instantly even in airplane mode. • Shared budgets — invite your partner to a budget with a link or a short code. The progress bar counts everyone's spending, while transaction details stay private: only amounts and dates are shared. • Transfers in reports — a new segment shows where money moved between your accounts, with a breakdown by direction. • Custom report period — pick any date range for your spending report, not just a month or a quarter. Improved: • Switching to the Analytics tab is now instant. • Balance forecast got smarter: one-off purchases like prepaid rent no longer skew your monthly trend. Fixed: • Budgets without selected categories can be created again. • Quarterly subscriptions now save correctly, and payment dates recalculate as expected.

What's New • You can now choose which payment account is linked to each subscription, so your tracking stays accurate no matter how you pay. • Subscription matching is now smarter — it correctly handles transactions in different currencies and edge cases where payment details were incomplete.

What's New • Settling up with friends and groups is faster and smarter — split totals are calculated more accurately, and the whole flow has been rebuilt from the ground up. • You can now track expenses and budgets in multiple currencies at once, with live exchange rates applied automatically across your spending catalog. • The main dashboard loads noticeably faster, so your financial snapshot is ready the moment you open the app. Improved: • Performance and stability improvements.

Improved: • Performance and stability improvements

New: • Investment portfolio — track stock, ETF and crypto positions with ROI and allocation by kind and currency • Target allocation with no-sell rebalance hints • FIRE calculator: see when you'll reach financial independence — from your real savings rate, with a slider and a manual mode for shared-account households • Compound interest calculator • Daily auto-refresh of stock/ETF and crypto prices • "This expense pushes FIRE back by N months" hint on large purchases • CAGR (annualised return) next to ROI on every position Improved: • Analytics is noticeably faster • Monthly income/expense cards on Home now reflect the account selected in the carousel • On shared accounts, the "Pending settlement" badge appears only on expenses that actually need to be settled between members • Confirmation before saving a suspiciously large expense • The transaction form now opens on the account you're already viewing Fixed: • Error messages when creating an asset (the form used to dismiss silently on a server reject)

Fix bugs

• Smarter AI assistant. It now does the math on your data — % of income per category, compound-interest projections, loan payments, runway to financial independence. No guesswork — every number comes from your real transactions. • Book recommendations. Ask «what should I read about investing» and get picks from the global classics tailored to your financial stage. • Continue last chat. A quick-resume card on the assistant home — pick up the conversation where you left off. • Share a chat. Planning with a partner? Open a chat → menu → Share — they get read or reply access. • Shared accounts, fully working. Any member (not just the owner) can edit the account and see it in analytics and the AI assistant. • Multi-currency fixes. Proper display of foreign-currency transactions, fixed entry on accounts in non-base currencies, accurate «who owes whom» math across mixed-currency shared accounts. • Dozens of stability and performance improvements.

Fix minor bugs

• Add charge dates, payment history and notifications to subscriptions

Fixed budgets bug

Budgets redesigned: - Smart budget health summary at the top - Budgets sorted by priority — critical ones first - Forecast when budget will run out - Spending pace indicator (on track / over pace) - Improved accessibility and contrast Bug fixes: - Fixed duplicate categories on transaction screens - Fixed missing localization in budget form - Removed confusing "Goal" budget type

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