Nami: Spending Tracker
Finance
Free · In‑App Purchases
Nami is the money app for pay that moves. Shift workers, part timers, freelancers and anyone tired of guessing what payday will bring: Nami shows where your money went, what you have earned and what is on its way.
PAY BY TAP, AND NAMI LOGS IT
Tap to Log puts each purchase on today's figure the moment you pay, with nothing to type. A Shortcuts automation on Wallet's own trigger hands Nami the amount and the shop when you pay with Apple Pay. Tap to Log does not read your card or Apple Pay. You set the automation up once, following the steps in Nami, and each purchase counts towards today, the month and your budget, kept in your account. Cash, direct debits and anything else go in with Add a purchase or a statement.
CHOOSE FROM WALLET
Missed a purchase? Pick it from the cards you have connected in the Wallet app and it counts in your month and your budget. Nami receives only the purchase you pick. On iPhone with iOS 18.4 or later.
YOUR DAY ON THE LOCK SCREEN
Today's spend and what is left of your monthly budget sit on your Lock Screen from your morning brief until 2am. On a shift, your pay counts up as you work, worked out on your phone from your own rota.
A CALM BRIEF EVERY MORNING
Yesterday's spending, your next pay and tips, at the time you choose. Tap it and it opens in Nami.
SEE WHERE YOUR MONTH WENT
Insights sets this month against last month at the same point, category by category. Set a monthly budget and a limit on the category that gets away from you. Every limit sits inside your budget, so nothing is counted twice.
KNOW WHEN YOU GET PAID
Point Nami at the calendar your rota lives in and it prices every shift, works out your pay cycle and shows what your next payslip should be before it lands. Add each payslip and Nami tunes the next estimate to your own deductions. Cut off dates, unpaid breaks and changed shifts are handled. Your calendar is read on your phone, and event titles never leave it.
ASK NAMI ABOUT YOUR MONEY
Ask a question in plain words and Nami answers from your own figures, with the numbers drawn as tiles. Free includes three questions a day. Pro includes fifty, answered by Nami's best model.
ALL YOUR MONEY, ONE NUMBER
Net Wealth brings the accounts you add together into one figure with a chart that shows it moving. Spending, Income and Net Wealth widgets put the figures on your Home Screen too.
NAMI PRO
• Ask Nami on Nami's best model, fifty questions a day
• The morning brief written by Nami's best model
• A limit on every category, more categories of your own, and pay from up to four employers
• Merchant memory and the savings projector
• Statement reading, up to fifty statements a month
Free for everyone: Tap to Log, Choose from Wallet, Add a purchase, the Lock Screen cards, the morning brief, Insights, three Ask Nami questions a day, one employer, the monthly budget, one category limit, manual accounts in Net Wealth and one statement a month.
YOUR DATA STAYS YOURS
Nami can never move your money. Statements are off until you turn them on in Profile. Ask Nami, statement reading and the morning brief use Claude, an AI model made by Anthropic, and nothing is sent until you agree. Your chats stay on your phone. Delete your account and the data Nami holds at any time in Profile, Privacy & data.
SUBSCRIPTION
Nami Pro is an auto renewing subscription, monthly or annual, and new subscribers start with a two week free trial. Payment is charged to your App Store account when you confirm, or when the trial ends. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period. Manage or cancel any time in the Settings app: tap your name, then Subscriptions.
Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Privacy Policy: https://meliodeveloper.github.io/nami-privacy/
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
CHOOSE FROM WALLET
Missed a purchase? Once it has gone through, tap the wallet button on Spending and pick it from a card you have connected in the Wallet app. Nami receives only the purchase you pick, and if Tap to Log already logged it, Nami says so and adds nothing. On iPhone with iOS 18.4 or later.
MORNING BRIEF ON HOME
Your morning brief now waits in a pill at the top of Home and opens over Home. Beside it, a second pill shares what is left of your budget over the rest of the month, as an amount a day.
TAP TO LOG
Purchases now count on the day you made them, in the week, the month and Insights, not only on Today. If you used Nami before, it may offer to set Tap to Log up with the ready-made shortcut. On iOS 26, Add to Shortcuts now brings a ready-made shortcut too.
SMALL TIPS
Now and then, at most one a day, a small tip shows you something in Nami you have not used yet. Close it and it does not come back.
SETTING UP PAY
How to find your cut-off shows how to work it out from a payslip, and a calendar link pasted during setup now carries on as it should.
Fixes and polish throughout.
The developer, Melio Labs Ltd, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
- Purchases
- Financial Info
- Location
- Contact Info
- User Content
- Identifiers
- Usage Data
- Diagnostics
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Melio Labs Ltd
- Size
- 64.8 MB
- Category
- Finance
- Compatibility
Requires iOS 17.0 or later.
- iPhone
Requires iOS 17.0 or later. - iPad
Requires iPadOS 17.0 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- Nami Pro $59.99
- Nami Pro $7.99
- Copyright
- © 2026 Melio Labs
