Worthly: Money Tracker
Budget, save & build wealth
Only for iPhone
Free · In‑App Purchases · Designed for iPhone. Not verified for macOS.
Worthly makes it easy to take control of your money - all in one beautifully designed app!
No complicated spreadsheets or overwhelming dashboards. Just the right tools to help you make better money decisions, one day at a time.
BUDGET YOUR WAY
Set up your monthly budget in minutes. Track your spending by category, see where your money's going, and get personalized insights to help you stay on track.
WATCH YOUR NET WORTH GROW
See your complete financial picture — assets, debts, and net worth — all in one place. Track your progress over time and celebrate the wins along the way.
BUILD SINKING FUNDS
Saving for something special? Create sinking funds with goals, track your progress, and see projections for when you'll hit your target.
NO-SPEND DAY TRACKING
Challenge yourself to spend less. Track your no-spend days on a beautiful calendar and build streaks you can be proud of.
SHOULD I BUY THIS QUIZ
Before you swipe that card, take the quick "Should I Buy This?" quiz. And with the "What Am I Giving Up?" calculator, see what your spending could be worth if you invested it instead.
STAY ON TOP OF BILLS
Set up recurring transactions so nothing sneaks up on you. Plan future income to see how it shapes your financial future.
AND SO MUCH MORE!
Wishlist to keep track of things you want
Investment account tracking
Beautiful home screen widgets
Three gorgeous colour themes
Export transactions to CSV
Works with 20 currencies worldwide
FREE TO START
Worthly is free with all the basics. Want the full experience? Try Premium free for 14 days, then just $4.99/month or the equivalent in your currency. Cancel anytime.
We take your privacy seriously. Your data is stored securely and we never sell your information. Ever.
Ready to feel good about your money? Download Worthly today!
Terms of Use: https://worthly-app.netlify.app/terms
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more This update includes some bug fixes and design improvements.
We've fixed an error where withdrawals from sinking funds were sometimes calculated incorrectly in the budget progress tracker. You can now also exclude sinking funds from your net worth calculation and projections! You may want to do this if you see your sinking funds as revolving doors - money in and money out quite frequently for big costs when you need them.
We hope you love this update!
4.5 (1) Oct 15
This update includes some bug fixes and design improvements.
We've fixed an error where withdrawals from sinking funds were sometimes calculated incorrectly in the budget progress tracker. You can now also exclude sinking funds from your net worth calculation and projections! You may want to do this if you see your sinking funds as revolving doors - money in and money out quite frequently for big costs when you need them.
We hope you love this update!
4.4 (1) Oct 13
This update includes some bug fixes and design improvements.
We've fixed an error where withdrawals from sinking funds were sometimes calculated incorrectly in the budget progress tracker. You can now also exclude sinking funds from your net worth calculation and projections! You may want to do this if you see your sinking funds as revolving doors - money in and money out quite frequently for big costs when you need them.
We hope you love this update!
4.3 (1) Oct 12
Worthly now has a monthly budget wrapped feature! You'll get a prompt at the start of a new month inviting you to close the books on last month, you can also find previous months' versions in your 2026/Yearly stats section on the Budget Tab.
We're excited to introduce the new Money Club, a hub with weekly tips, guides and news to help you on your financial journey, and a place to share your wins with the rest of the Worthly community!
We've also added a one-off budget planning feature in the Notes section, use this to plan your monthly budget, trips, events and more!
Buying Tools have been moved to the top of the Wishlist tab, so you can see them when you're making a purchase.
Your Contributions Planner has moved to Investments in the Wealth tab, the planner now detects transfers from your budget that may be your planned contributions to make tracking easier!
The Monthly Budget setup process has changed, you can now edit budgets inline on the main budget tab. Your income setup and payment method balance setup are now at the bottom of the main budget tab. You can now also copy over budgets from last month to save time during setup!
Lastly Worthly has a bunch of new widgets, now you can view your no-spend calendar, sinking funds, and upcoming recurring bills on your Home Screen. We've added some lock screen widgets as well.
4.2 (1) Sep 29
Worthly now has a monthly budget wrapped feature! You'll get a prompt at the start of a new month inviting you to close the books on last month, you can also find previous months' versions in your 2026/Yearly stats section on the Budget Tab.
We've also added a one-off budget planning feature in the Notes section, use this to plan your monthly budget, trips, events and more!
Buying Tools have been moved to the top of the Wishlist tab, so you can see them when you're making a purchase.
Your Contributions Planner has moved to Investments in the Wealth tab, the planner now detects transfers from your budget that may be your planned contributions to make tracking easier!
The Monthly Budget setup process has changed, you can now edit budgets inline on the main budget tab. Your income setup and payment method balance setup are now at the bottom of the main budget tab. You can now also copy over budgets from last month to save time during setup!
Lastly Worthly has a bunch of new widgets, now you can view your no-spend calendar, sinking funds, and upcoming recurring bills on your Home Screen. We've added some lock screen widgets as well.
3.9 (1) Sep 26
Worthly now has a monthly budget wrapped feature! You'll get a prompt at the start of a new month inviting you to close the books on last month, you can also find previous months' versions in your 2026/Yearly stats section on the Budget Tab.
We've also added a one-off budget planning feature in the Notes section, use this to plan your monthly budget, trips, events and more!
Buying Tools have been moved to the top of the Wishlist tab, so you can see them when you're making a purchase.
Your Contributions Planner has moved to Investments in the Wealth tab, the planner now detects transfers from your budget that may be your planned contributions to make tracking easier!
The Monthly Budget setup process has changed, you can now edit budgets inline on the main budget tab. Your income setup and payment method balance setup are now at the bottom of the main budget tab. You can now also copy over budgets from last month to save time during setup!
Lastly Worthly has a bunch of new widgets, now you can view your no-spend calendar, sinking funds, and upcoming recurring bills on your Home Screen. We've added some lock screen widgets as well.
3.8 (1) Sep 25
Worthly now has a future net worth calculator! Find this on the home page, see what your net worth would be if you stick to your savings and investments plans over a long period of time.
We've also added a monthly review! If you've been using the app for more than a month you'll see your first one when you open the app after this update, you can find previous ones under 2026 Stats on the Budget tab.
Lastly, Worthly has two new no-spend calendar widgets! Check in on your progress towards your no-spend goals right from your home screen.
3.7 (1) Sep 19
You can now add recurring reminders in Worthly! The sinking funds and investments sections of the Wealth tab have been redesigned for a cleaner look, you can still find your uploaded sinking fund photos by tapping on each fund's card to open the new detail page.
If you missed the recent update, Notes, Reminders and an RRSP & TFSA contributions planner have been added to Worthly!
3.6 (1) Sep 15
You can now add recurring reminders in Worthly! The sinking funds and investments sections of the Wealth tab have been redesigned for a cleaner look, you can still find your uploaded sinking fund photos by tapping on each fund's card to open the new detail page.
If you missed the recent update, Notes, Reminders and an RRSP & TFSA contributions planner have been added to Worthly!
3.5 (1) Sep 15
You can now create reminders in Worthly! Find this feature in the Notes & Reminders section of the home page, set reminders for the future and receive notifications when they're due. You can also sync this list with your Apple Reminders so they show up in your Apple Calendar and anywhere else you look.
There's also an exciting new notes feature! Also on the home page, pin short notes and reminders about your financial plans, or make longer notes and organize them into folders.
Worthly also now has an RRSP and TFSA contribution planner for Canadian users! Find this on your home page, it can be turned on and off from settings.
We hope you love these updates as much as we do!
3.4 (1) Sep 13
Worthly now has an RRSP and TFSA contribution planner for Canadian users! Find this on your home page, it can be turned on and off from settings.
We've also added an exciting new notes feature! Also on the home page, pin short notes and reminders about your financial plans, or make longer notes and organize them into folders.
We hope you love this update!
3.3 (1) Sep 10
Worthly has a visual revamp! Everything you know and love is still in the same place or close by. The net worth tab has been integrated with the Wealth tab to make it easier to use, all its features and those of the wealth tab remain the same.
We hope you love the new look!
Feel free to share any feedback at hello@worthlyhq.com
3.2 (1) Sep 7
Worthly has a visual revamp! Everything you know and love is still in the same place or close by. The net worth tab has been integrated with the Wealth tab to make it easier to use, all its features and those of the wealth tab remain the same.
We hope you love the new look!
Feel free to share any feedback at hello@worthlyhq.com
3.1 (1) Sep 5
Bug fixes and improvements!
3.0 (1) Jul 21
Bug fixes and design improvements!
2.9 (1) Jul 10
Design improvements to make the Worthly app better for you!
2.8 (1) Jun 26
Small polishes and refinements across the app!
Thanks for being here as we keep making Worthly better. Got feedback? We'd love to hear from you at hello@worthlyhq.com
2.7(1) May 21
Bug fixes and improvements!
2.6(1) May 14
A fresh new look!
Worthly just got a whole lot prettier. We've refreshed the entire app with a softer, calmer design - new colour palettes, cleaner cards, and a budget tab that's easier to read at a glance.
What's new:
• Brand new look across every screen - softer gradients, better hierarchy, more breathing room
• Redesigned Budget tab with grouped "This month" and "Available" sections, plus a new Pace card showing whether you're on track
• Cash is now a payment method - toggle it on in Settings under Payment Methods to track cash spending alongside your cards
• Choose any date when adding a transaction (not just today!)
• Add images to sinking funds to help you stay motivated
Little changes, big difference. Hope you love it.
2.5(1) May 7
A fresh new look!
Worthly just got a whole lot prettier. We've refreshed the entire app with a softer, calmer design - new colour palettes, cleaner cards, and a budget tab that's easier to read at a glance.
What's new:
• Brand new look across every screen - softer gradients, better hierarchy, more breathing room
• Redesigned Budget tab with grouped "This month" and "Available" sections, plus a new Pace card showing whether you're on track
• Cash is now a payment method - toggle it on in Settings under Payment Methods to track cash spending alongside your cards
• Choose any date when adding a transaction (not just today!)
• Add images to sinking funds to help you stay motivated
Little changes, big difference. Hope you love it.
2.4(1) May 6
A fresh new look!
Worthly just got a whole lot prettier. We've refreshed the entire app with a softer, calmer design - new colour palettes, cleaner cards, and a budget tab that's easier to read at a glance.
What's new:
• Brand new look across every screen - softer gradients, better hierarchy, more breathing room
• Redesigned Budget tab with grouped "This month" and "Available" sections, plus a new Pace card showing whether you're on track
• Cash is now a payment method - toggle it on in Settings under Payment Methods to track cash spending alongside your cards
• Choose any date when adding a transaction (not just today!)
• Add images to sinking funds to help you stay motivated
Little changes, big difference. Hope you love it.
2.3(1) May 6
Small improvements to make Worthly even better for you!
2.1(1) Apr 26
Free users now have access to one premium personalized insight!
2.0(1) Apr 23
In this update, we've made some tweaks to the onboarding flow that allow you to test some features!
1.9(1) Apr 22
Welcome to Worthly!
After months of building, Worthly is officially here. Track your budget, savings, investments, and net worth - all in one place.
1.7(1) Apr 21
This update includes some bug fixes and design improvements.
We've fixed an error where withdrawals from sinking funds were sometimes calculated incorrectly in the budget progress tracker. You can now also exclude sinking funds from your net worth calculation and projections! You may want to do this if you see your sinking funds as revolving doors - money in and money out quite frequently for big costs when you need them.
We hope you love this update!
more Version 4.5 (1) Oct 15
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