FIRE: Retirement Projection
Early FI Calculator & Planner
Free · In‑App Purchases · Designed for iPad. Not verified for macOS.
See what your financial future looks like and find out the year work becomes optional.
Wealthy isn't rich.
Wealthy means your money supports your life without needing your time in return.
Most people picture financial independence as one distant finish line. It isn't. You cross three.
FIRE Projection teaches you what each one means, in your own figures, then projects the age and year you reach it. You may be further along than you think.
YOUR PATH
• Coast FIRE. Your investments can reach your full number on their own. You can stop saving.
• Barista FIRE. Part-time income covers part of your spending. Your portfolio covers the rest. You can leave full-time work.
• Full FIRE. Your investments cover your spending at about a 4% withdrawal. Work becomes optional.
THE MATH
Spend $5,000 a month. That is $60,000 a year.
Multiply by 25. Your Full FIRE number is $1,500,000.
A 4% withdrawal from $1,500,000 is $60,000. The amount you spend.
Growth uses a 6.5% real return after inflation, compounded monthly. Every assumption is visible, and you can change it.
It is a projection, not a promise.
WHAT YOU ENTER
Five things you can answer today:
• Invested today
• Saving each month
• Spending each month
• Your birth date
• Your target retirement age
No guesses about future raises, inheritances, or interest rates decades out.
MOVE THE LEVERS
Change your saving, your spending, your target age, your part-time income, or your return. Watch the dates move.
The point is not just knowing when. It is knowing what brings it closer.
WHY OTHER TOOLS FELT WRONG
Most retirement calculators ask you to predict what you cannot know. Forty guesses, and the answer moves with every one.
FIRE Projection starts with the life you have now.
WHAT PREMIUM ADDS
• Multiple invested accounts
• Multiple saving streams
• Snapshot history
• Social Security NPV
• An editable real return rate
• CSV export
Free to download. A 30-day trial unlocks the full app. Monthly or annual after that.
Not forty guesses. Three milestones, honest math, and the levers that bring freedom closer.
Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Privacy Policy: https://fireprojection.io/privacy-policy
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
Price reduction
Improved education about the types of FIRE
Bug fixes
The developer, Max McGregor, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
- Purchases
- Financial Info
- Identifiers
- Usage Data
- Diagnostics
- Other Data
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Contact Info
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Max McGregor
- Size
- 47.4 MB
- Category
- Finance
- Compatibility
Requires iOS 13.0 or later.
- iPhone
Requires iOS 13.0 or later. - iPad
Requires iPadOS 13.0 or later. - iPod touch
Requires iOS 13.0 or later. - Mac
Requires macOS 11.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- Premium Yearly $12.99
- FIRE Projection Premium $4.99
- Copyright
- © 2026 bbmaxwell.dev