PExP - Personal Expense
Your Personal Finance Ledger
Free · Designed for iPad. Not verified for macOS.
Privacy-first professional finance platform. Track every dirham, dollar, and cent — without giving your data away.
PExP is your professional finance ledger — built for people who want full control of their money without giving their data away.
No ads. No data selling. No subscriptions required to get started.
TRACK EVERYTHING
Record expenses, income, and transfers across multiple accounts. Every entry is yours — exportable, searchable, and always private.
BUDGET WITH PURPOSE
Set monthly budgets per category. See your health score, spending pace, and month-end projections in real time. Plan every dirham before it moves.
AI-POWERED INSIGHTS
Ask your ledger anything. PExP's built-in AI analyses your spending patterns and gives you honest, personalised financial feedback.
DEBT TRACKER
Track who owes you and what you owe. Set due dates, log repayments, and watch balances resolve over time.
BANK STATEMENT IMPORT
Upload a PDF bank statement and let AI extract and categorise every transaction for your review. Fast, accurate, and private.
SHARED FAMILY LEDGER
Invite family members to a shared ledger. See the full picture together without losing individual privacy.
EXPORT ANYTIME
Download your data as PDF or CSV. Your ledger belongs to you — always.
BUILT ON STEWARDSHIP
PExP is built by Cotek App, a UAE-registered technology company. We believe money is a tool, not an identity. Manage it wisely.
1% of revenue goes to environmental causes via Stripe Climate.
Ratings & Reviews
• Optional two-factor authentication (2FA) for extra account security
• Connect your bank to import transactions automatically — now supporting the US & Canada, UAE, and Europe
• Smarter automatic categorisation of your transactions
• Import foreign-currency statements — amounts convert to your ledger's currency, with the option to fine-tune any converted amount
• Swipe left on any entry to quickly edit or delete it
• Refined app startup and general performance, security, and reliability improvements
The developer, Temitayo Olayiwola, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
- Contact Info
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Financial Info
- Identifiers
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Temitayo Olayiwola
- Size
- 5.5 MB
- Category
- Finance
- Compatibility
Requires iOS 13.0 or later.
- iPhone
Requires iOS 13.0 or later. - iPad
Requires iPadOS 13.0 or later. - iPod touch
Requires iOS 13.0 or later. - Mac
Requires macOS 11.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English
- Age Rating
16+
- 16+
- Contains
Unrestricted Web Access
- Copyright
- © 2026 Cotek App FZ-LLC