Threshold
UK Salary & Tax Calculator
Only for iPhone
Free · In‑App Purchases · Designed for iPhone. Not verified for macOS.
iPhone
threshold. UK take-home & higher-rate tax planner
threshold is a calculator and planning tool for UK high earners. It shows your real take-home pay, income tax, National Insurance, student loans, pension, and surfaces the traps that bite hardest between £80k and £200k.
THE 60% TRAP, NAMED AND QUANTIFIED
Between £100,000 and £125,140 your personal allowance tapers away and your marginal rate jumps to 60%. threshold detects when you're in the trap, shows exactly how much allowance you're losing, and calculates the precise pension contribution that gets you back out, with the maths in full view.
WHAT YOU CAN WORK OUT
• Gross-to-net take-home: income tax, NI, student loans (Plan 1/2/4/5 + Postgraduate), pension
• The 60% trap: when it's active and the exact contribution to escape it
• Pension: salary sacrifice vs relief at source, carry forward of unused allowance, tapered annual allowance as income nears £260k
• SIPP contributions and the tax relief you'd reclaim, basic and higher rate
• Bonus, RSUs and split income, each stream taxed at its correct marginal rate
• High-Income Child Benefit Charge and the £100k childcare cliff edge
• Scottish income tax rates
• Save, rename and compare scenarios side by side
• Export a clean PDF summary
BUILT FOR NUMERATE PEOPLE
No hype, no jargon, no badges. Every figure traces back to the threshold and the HMRC rule behind it. The maths is the product; the design gets out of its way.
INFORMATION, NOT ADVICE
threshold is an information and planning tool, not a financial adviser. Figures are estimates. Consider speaking to an FCA-authorised adviser before making financial decisions.
SUBSCRIPTION
threshold Pro unlocks the full planner via an annual subscription with a 3-day free trial. Payment is charged to your Apple ID at confirmation of purchase. The subscription auto-renews unless cancelled at least 24 hours before the end of the current period. Manage or cancel any time in your device account settings.
Terms of Use: https://threshold-site.pages.dev/terms
Privacy Policy: https://threshold-site.pages.dev/privacy
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
A small maintenance release.
Updated the libraries threshold. is built on, so the app stays fast and secure on the latest iOS.
Tidied up the wording in a couple of in-app messages.
Your tax calculations, saved scenarios and settings are unchanged.
The developer, Daniele Dal Grande, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
- Location
- Usage Data
Data Linked to You
The following data may be collected and linked to your identity:
- Purchases
- Identifiers
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Location
- Usage Data
- Diagnostics
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Daniele Dal Grande
- Size
- 65.6 MB
- Category
- Finance
- Compatibility
Requires iOS 15.1 or later.
- iPhone
Requires iOS 15.1 or later. - iPod touch
Requires iOS 15.1 or later. - Mac
Requires macOS 12.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- Contains
Advertising
- In-App Purchases
Yes
- Threshold Pro $9.99
- Copyright
- © 2026 Daniele Dal Grande