SpendZero: No Spend Challenge

Stop Impulse Buying & Save

Only for iPhone

Free · In‑App Purchases · Designed for iPhone. Not verified for macOS.

iPhone

Don't spend. Mint gold. SpendZero turns every no-spend day into a gold coin: watch them pile up in your Coin Vault, fill your year on the Mint Calendar and see what a year of not spending could be worth. Streaks, XP, quests, badges and a living wealth tree make it a game you actually want to win. Doing a no-buy month, a low-buy year or No-Spend January, or just trying to stop impulse buying? SpendZero makes every day you don't spend feel like a win. NEW IN 2.0 • Coin Vault: each sealed day drops a gold coin into a glass jar you can tilt and shake • Mint Calendar: your whole year in gold coins, brighter on the days you kept more • Savings forecast, all-new charts, and what your savings could buy • Monthly Recap: a story of your month, ready to share • Seal today from your Lock Screen, Dynamic Island, Control Center or Siri • A living wealth tree: day and night, the seasons, lights in December • Unlock Gold, Emerald and Midnight app icons as you level up A GAME YOU WIN BY NOT SPENDING Mark a no-spend day and it's sealed with a gold coin. Your streak ticks up, rewards pop in, and you see how close your next milestone is. • Streaks, with streak freezes that cover you on a rough day • Daily and weekly quests that progress from what you actually do • 25 levels, from Frugal Novice to Wealth King • Badges for 7-, 30-, 100- and 365-day streaks and savings milestones • Challenges like the 30-Day No-Spend Challenge, Coffee Detox Week and seasonal ones like No-Spend January, or make your own GROW YOUR WEALTH TREE Your tree is one of a kind. It grows with every level, hangs gold coins as your savings add up and follows your real day, from sunrise to moonlit nights. Let your streak lapse and it starts to wilt; one no-spend day brings it back. CRUSH IMPULSE BUYS Something sitting in your cart? Log it. Walk away and the money counts as saved, with XP to prove it. Caved? No shame: log it and keep going. Essentials like groceries and transportation don't break your no-spend day. NEVER BREAK THE CHAIN • Interactive widgets: seal today without opening the app • An optional evening countdown on your Lock Screen before the day runs out • "Seal today in SpendZero" with Siri, or one tap in Control Center • A gentle evening check-in, plus a morning reminder if you forgot yesterday PRIVATE BY DESIGN Everything you log stays on your iPhone. No account, no bank login, no ads, no tracking. Available in English, Chinese (Simplified and Traditional), Danish, Dutch, Finnish, French, German, Italian, Japanese, Korean, Norwegian, Portuguese, Spanish, Swedish and Turkish. FREE, FOREVER Marking no-spend days, your streak, the Mint Calendar, the Coin Vault, money not spent, levels and your wealth tree. SPENDZERO PRO Challenges, badges, streak freezes, spending insights, quests, the impulse log and export. New users start with a 3-day Pro preview, and the free app keeps working after it. This season's challenge is free while it runs. SUBSCRIPTIONS SpendZero Pro is available weekly, monthly or yearly, or as a one-time lifetime purchase. Monthly and yearly plans may include a 3-day free trial for eligible new subscribers. Prices are shown in the app in your local currency. Subscriptions renew automatically unless canceled at least 24 hours before the end of the current period; manage or cancel anytime in your App Store account settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://gwlabs.app/privacy

  • 5.0
    out of 5
    2 Ratings

• SpendZero now speaks 17 more languages, including Arabic, Hebrew, Russian, Ukrainian, Polish, Hindi, Thai, Indonesian and Vietnamese. • Clearer free trial: the upgrade screen, your Dashboard and Settings now show the exact date and time to cancel by and pay nothing (24 hours before the trial ends), and your reminder arrives before that deadline, never in the middle of the night. • Suggested amounts now fit your currency: the spending estimates, daily budget range and savings badges are sized for where you live.

The developer, GW Capital Partners LLC, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Not Linked to You

    The following data may be collected but it is not linked to your identity:

    • Purchases
    • Identifiers
    • Usage Data
    • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

The developer has not yet indicated which accessibility features this app supports. Learn More

Seller
GW Capital Partners LLC
Size
124.8 MB
Category
Finance
Compatibility
Requires iOS 18.0 or later.
  • iPhone
    Requires iOS 18.0 or later.
  • Mac
    Requires macOS 15.0 or later and a Mac with Apple M1 chip or later.
  • Apple Vision
    Requires visionOS 2.0 or later.
Languages
English and 32 more
  • English, Arabic, Catalan, Croatian, Czech, Danish, Dutch, Finnish, French, German, Greek, Hebrew, Hindi, Hungarian, Indonesian, Italian, Japanese, Korean, Malay, Norwegian Bokmål, Polish, Portuguese, Romanian, Russian, Simplified Chinese, Slovak, Spanish, Swedish, Thai, Traditional Chinese, Turkish, Ukrainian, Vietnamese
Age Rating
4+
In-App Purchases
Yes
  • SpendZero Pro Yearly $49.99
  • SpendZero Pro Lifetime $79.99
  • Weekly $4.99
  • Monthly $7.99
Copyright
© 2026 GW Labs