Ching — Auto Expense Tracker
Scan receipts, log card taps
Only for iPhone
Free · In‑App Purchases · Designed for iPhone. Not verified for macOS.
iPhone
Ching is an automatic expense tracker designed for Hong Kong. Snap receipts, log Apple Wallet taps automatically, no bank login.
• Receipt Photos
Snap a paper bill, or pick a PayMe, Octopus or bank payment screenshot from your album. Ching reads the amount, merchant and date; you tap to confirm. 3 images a month on Free, 300 on Ching Pro. Cloud reading is its own opt-in switch.
• Auto-Log Card Taps (requires iOS 27)
Add one Ching Shortcut. When a card in Apple Wallet is used, or PayMe tells you money has arrived, Ching posts a notification and one tap confirms the entry. Set it up once.
• Quick Manual Entry
Expenses, income and transfers in seconds. Merchant categories that learn, multi-currency with live rates, recurring transactions, category budgets, and stock FIFO cost tracking.
• AI Spending Insights
Monthly spending analysis and trend statistics for tracking where your money goes. Informational only — see disclaimer below.
• Cloud Backup (Ching Pro)
Encrypted backup. Restore on a new phone in one step.
• Privacy First
Ching never asks for your bank password and never connects to your bank account. Data stays on your device by default; cloud reading and AI Spending Insights are separate opt-in switches.
Free: Unlimited* tracking · Basic stats · 3 AI Spending Insights/month · 3 image reads/month · 3 category budgets
Ching Pro: HK$28/month or HK$238/year — Unlimited* AI Spending Insights · 300 image reads/month · Cloud backup · Unlimited* category budgets
*Fair-use limits apply to prevent abuse.
Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period. Manage or cancel any time in your App Store account settings.
Made by an independent developer in Hong Kong. Questions? We'd love to hear from you.
Important Disclaimer
Ching is a personal expense-tracking tool, not a financial advisor. All content — including AI-generated spending insights — is strictly informational and must not be relied upon as investment advice, a recommendation to buy or sell any security, a solicitation, or any form of regulated financial advice. Ching does not hold any licence from the Hong Kong Securities and Futures Commission (SFC) or any other regulator, and does not carry on any regulated activity under the Securities and Futures Ordinance (Cap. 571). Always consult a qualified, licensed professional before making financial decisions.
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
- Report an unrecognised payment notification with a screenshot, and Ching will add support soon.
- Reads more payment notifications: AlipayHK transit QR and PayLater, mainland Alipay.
- Octopus fare adjustments (refunds) now reduce the matching fare.
- Bug fixes.
The developer, I Love Working Limited, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
- Contact Info
- User Content
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Purchases
- User Content
- Identifiers
- Usage Data
- Diagnostics
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- I Love Working Limited
- Size
- 99.6 MB
- Category
- Finance
- Compatibility
Requires iOS 27.0 or later.
- iPhone
Requires iOS 27.0 or later. - Mac
Requires macOS 27.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 27.0 or later.
- iPhone
- Languages
- English and Traditional Chinese
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- Ching Pro Monthly $3.99
- Ching Pro Annual $29.99
- Copyright
- © 2026 I LOVE WORKING LIMITED