ZeroOut Debt Planner

Debt Payoff Planner

Free · Designed for iPad. Not verified for macOS.

Free debt payoff tracker. No ads, no accounts, no data collection. Your finances stay on your device. ZeroOut helps you build a clear, step-by-step plan to pay off your debt. Enter your debts, choose a strategy, and see exactly when you'll be debt-free. HOW IT WORKS Add your debts with balances, interest rates, and minimum payments. ZeroOut calculates your optimal payoff order using either the Snowball method (smallest balance first) or Avalanche method (highest interest first). Track each payment and watch your balances drop to zero. FEATURES - Snowball & Avalanche strategies with side-by-side comparison - Month-by-month payment schedule showing every debt - Track payments and mark debts as paid off - PDF Roadmap export to save or share your plan - Income & bills tracker to find extra money for debt - Visual progress dashboard with debt-free date countdown PRIVACY FIRST ZeroOut collects zero data. No accounts, no analytics, no third-party SDKs. All your financial information stays on your device using Apple's SwiftData. We can't see it, and neither can anyone else. COMPLETELY FREE No ads. No in-app purchases. No subscriptions. No paywalls. ZeroOut is and will always be 100% free.

Ratings & Reviews

  • 5.0
    out of 5
    1 Ratings

The developer, Jonathan Fiorucci, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Not Collected

    The developer does not collect any data from this app.

    Privacy practices may vary, for example, based on the features you use or your age. Learn More

    Accessibility

    The developer has not yet indicated which accessibility features this app supports. Learn More

    Information

    Seller
    • Jonathan Fiorucci
    Size
    • 3 MB
    Category
    • Finance
    Compatibility
    Requires iOS 26.4 or later.
    • iPhone
      Requires iOS 26.4 or later.
    • iPad
      Requires iPadOS 26.4 or later.
    • Mac
      Requires macOS 26.4 or later and a Mac with Apple M1 chip or later.
    • Apple Vision
      Requires visionOS 26.4 or later.
    Languages
    • English
    Age Rating
    4+
    Copyright
    • © 2026 Jonathan Fiorucci
  • Developer Website
  • Privacy Policy

    • More by Jonathan Fiorucci

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