Moneto: Budget Expense Tracker
Money manager & planner
Free · In‑App Purchases · Designed for iPad. Not verified for macOS.
Moneto is a free expense tracker, budget planner and money manager that makes personal finance simple. Track expenses, income and transfers, set budgets, reach your savings goals and see exactly where your money goes — all in one clean, fast app, with no ads ever.
Whether you want a daily spending tracker, a powerful budget planner, or a full money manager and expense manager for the whole family, Moneto keeps your personal finance organized on every device.
WHAT YOU CAN DO
• Track expenses, income and transfers in seconds
• Create multiple wallets for accounts, cards and cash
• Set monthly, quarterly or yearly budgets with automatic alerts
• Build savings goals with deadlines and progress tracking
• Automate recurring transactions for bills, salary and subscriptions
• Attach receipts and invoices to any transaction (PDF, JPG, PNG)
• Analyze your money with 6 reports: overview, annual, categories, cash flow, net worth and forecast
• Export everything to PDF and CSV in your language
GROUPS & SHARED EXPENSES
Share wallets, budgets and savings goals with your family. Every transaction notifies everyone, so the household budget is clear to whoever runs it.
PRIVACY FIRST
• Fully GDPR compliant
• Data hosted in Europe (Microsoft Azure)
• Encryption in transit and at rest
• Two-factor authentication (2FA)
• Biometric unlock with fingerprint or Face ID
• No ads, no profiling, no selling your data
18 LANGUAGES
English, Italian, German, Spanish, French, Dutch, Portuguese, Brazilian Portuguese, Croatian, Hindi, Indonesian, Turkish, Polish, Czech, Romanian, Hungarian, Greek and Ukrainian.
WORKS EVERYWHERE
One account across Android, iPhone, iPad, Windows and Web, with automatic real-time sync. Start budgeting on your phone and pick up right where you left off on your computer.
FREE FOREVER + MONETO PRO
Moneto is open: reports, budgets, goals and groups are free for everyone, with no ads. The free plan covers 25 transactions a month. With Moneto Pro (€6.99/year, 7-day trial) the cap goes away and you can export everything to PDF and CSV.
Take control of your personal finance today. Download Moneto — the budget and expense tracker that puts your money first.
Developed in Italy by Innovatek. Questions? info@monetoapp.it
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
What's new in v3.2.3
• Moneto is open: reports, budgets, goals and groups are now free for everyone
• The free plan includes 25 transactions a month, with Pro there is no limit
• Improvements and fixes
The developer, Carmelina Cafaro, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
- Contact Info
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Financial Info
- Identifiers
- Usage Data
- Diagnostics
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Carmelina Cafaro
- Size
- 9 MB
- Category
- Finance
- Compatibility
Requires iOS 17.0 or later.
- iPhone
Requires iOS 17.0 or later. - iPad
Requires iPadOS 17.0 or later. - Mac
Requires macOS 14.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
English and 16 more
- English, Croatian, Czech, Dutch, French, German, Greek, Hindi, Hungarian, Indonesian, Italian, Polish, Portuguese, Romanian, Spanish, Turkish, Ukrainian
- Age Rating
4+
- 4+
- Contains
User-Generated Content
- In-App Purchases
Yes
- Moneto Premium $5.99
- Copyright
- © 2026 Innovatek