Ask Claude or ChatGPT where your money goes. Connect them to Not Pato and they answer with your real bank transactions, already categorized.
Not Pato is the personal finance app built for Chile. Connect it to your bank, track what you spend, and let Pato help you keep your money under control, no spreadsheets and no hassle.
Track effortlessly
• Connect your bank and your transactions come in on their own, already categorized.
• Your Apple Pay purchases are logged automatically and matched to the bank transaction, with no duplicates.
• Paid in cash? Just log it with a WhatsApp message.
• Or add it by hand in seconds.
Recurring expenses and subscriptions
• Pato detects your subscriptions on its own by reading your bank activity.
• Netflix, Spotify, the gym, insurance and everything charged month after month, together and organized.
• It reminds you before each charge so nothing catches you off guard.
Understand where your money goes
• Automatic categorization, with clean merchant names and their logos.
• Create unlimited custom categories and budgets.
• Filter your transactions by date or by card.
• Monthly balance, reports and statistics for the full picture.
Always up to date
• Smart notifications and reminders.
• Your upcoming charges front and center the moment you open the app.
Your data, protected
• Lock the app with Face ID or fingerprint.
• Your data is encrypted and yours alone.
Not Pato is a subscription app: you need a Not Pato Pro or Ultra subscription to use it, available via in-app purchase. Both plans include every feature; the only difference is how many banks you can connect.
— Plan differences —
• Pro: up to 2 connected banks.
• Ultra: unlimited connected banks.
— Pricing —
Pro
• Monthly: $2,990 CLP/month (auto-renewing)
• Annual: $24,990 CLP/year (save 30%, equivalent to $2,083/month)
Ultra
• Monthly: $4,990 CLP/month (auto-renewing)
• Annual: $49,990 CLP/year (save 16%, equivalent to $4,166/month)
Payment will be charged to your Apple ID account upon confirmation of purchase. Your subscription renews automatically unless you cancel at least 24 hours before the end of the current period. You can manage and cancel your subscription anytime in your Apple ID settings.
Terms of Use (EULA):
https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Privacy Policy:
https://notpato.app/terminos
Ratings & Reviews
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Connect your AI to your finances
You can now connect Claude or ChatGPT to Not Pato from your profile and
ask them about your spending the way you'd ask an accountant. They read
your data, you choose what to share, and you can disconnect anytime.
Foreign currency, at the real price
When you buy in another currency, your bank only settles the final
amount when it bills you. We now wait for that moment and show you what
you were actually charged, not an estimate.
Categories that work both ways
Loans, refunds, money that comes and goes: one category can take both
expenses and income. And when you get money back, it comes off your
budget instead of counting as new income.
Your plan, where you can see it
The subscription section of your profile now shows your plan in its own
color, whether you pay monthly or yearly, and when it renews.
Support, your way
Reach us on WhatsApp or by email, straight from your profile.
Fixes
• Upcoming charges no longer disappeared during the last days of the
month.
• Recurring expense details now show the actual last charge instead of
an old price, which matters when your bill varies.
• The Face ID lock screen was misaligned.
• Better handling of dual-currency cards.
Version 2.2
The developer, Cristian Ugarte, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
Identifiers
Data Linked to You
The following data may be collected and linked to your identity:
Purchases
Financial Info
Contact Info
Identifiers
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
User Content
Identifiers
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
Seller
Cristian Ugarte
Size
93.8 MB
Category
Finance
Compatibility
Requires iOS 16.4 or later.
iPhone Requires iOS 16.4 or later.
Mac Requires macOS 12.0 or later and a Mac with Apple M1 chip or later.