Treat: Fun Money Budgeting
Spend Without Regret
Only for iPhone
Free · In‑App Purchases · Designed for iPhone. Not verified for macOS.
iPhone
Treat is for the money you're allowed to enjoy.
We second-guess every spend. Buy something and the
guilt follows — "am I spending too much?" Hold back
and you forget to live. Treat helps you draw the line.
Set aside your fun money — the part of your income
that's yours to spend without looking back. Treat
tracks that, and only that. Not your rent. Not your
bills. Just the good stuff.
KNOW BEFORE YOU SPEND
Ask Cleo before any purchase. She checks your
balance, your goals, and your patterns — then gives
you one straight answer. Go ahead. Consider it.
Not right now.
No second guessing. No guilt after.
FUN MONEY ISN'T JUST IMPULSE BUYING
Treat helps you save for bigger plans too. Set a
goal — a holiday, a splurge, something worth waiting
for — and Cleo tracks your progress. When you get
there, it feels earned. Not like burning a pocket.
STAY IN CONTROL
Set category budgets. See where your fun money
actually goes. Spot patterns you'd never notice.
Everything in one local ledger — no bank connection,
no account linking, ever.
MEET CLEO
Cleo is the koala who keeps you honest. She's your
spending companion — warm, straight-talking, and
always on your side.
TREAT PRO
→ Unlimited Spend Analysis
→ Goal Tracking
→ Category Budgets
→ Spending Insights
Try free for 7 days. Then $4.99/month or $34.99/year.
Cancel anytime.
Treat is a personal budgeting tool, not a financial
adviser. Cleo's verdicts are based on your own data
and are for informational purposes only.
Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Privacy Policy: https://www.treatapp.co.in/privacy
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
Bug fixes, new features like goal creation
The developer, Ramunaathan Kar, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
- Financial Info
- Contact Info
- Identifiers
- Usage Data
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Identifiers
- Diagnostics
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Ramunaathan Kar
- Size
- 70.7 MB
- Category
- Finance
- Compatibility
Requires iOS 17.0 or later.
- iPhone
Requires iOS 17.0 or later. - Mac
Requires macOS 12.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English
- Age Rating
9+
- 9+
- Contains
Health or Wellness Topics
- In-App Purchases
Yes
- Yearly Subscription $34.99
- Treat Premium Monthly $4.99
- Copyright
- © 2026 Ramu Builds