Spendable Today: Daily Budget

Payday budget, daily allowance

Free · In‑App Purchases · Designed for iPhone. Not verified for macOS.

Over budget? Pause the apps that tempt you. With Plus, Spending lock limits the apps and sites you choose, only when you go over today’s budget or a category budget. Daily Budget answers one question instantly: “How much can I spend today?” It subtracts fixed costs, savings, and big future purchases first, then shows only what you can comfortably spend today. A budgeting app for people who want easier decisions today — not just a review of last month. Recommended if you: • Want to make your money last from payday to payday • Never stuck with budgeting apps — but still want to stop overspending • Want your true spendable amount after fixed costs and savings • Live alone and want a simple way to start managing money • Value privacy and prefer no bank account linking Key features • Today’s spendable amount, front and center • Payday cycles, calendar months, or fixed-length cycles • Handles weekend/holiday paydays and variable income • Daily budget auto-calculated after fixed costs, savings goals, and big purchases • Log an expense in 3 taps, with continuous entry and quick records • Envelope budgets and per-category spending management • Spending lock (Plus): limit the apps you choose when you go over budget • Charts: daily, cumulative, and by category • Home Screen / Lock Screen widgets and Live Activities • Apple Watch app with one-tap logging, plus Siri Shortcuts • Receipt scanning (OCR) to read amounts automatically • CSV / JSON export • Face ID / passcode lock Privacy • No account registration • No bank linking • Offline-first • Your data stays on your device No ads. Daily Budget Plus Plus includes: • Spending lock: when you go over today’s budget or a category budget, the apps and websites you choose (like food delivery or shopping) are limited with Screen Time. Today’s budget unlocks at midnight, and category budgets unlock when the cycle changes. Fix the budget and it unlocks right away, or unlock for today when you need to. • Leaf, Sakura, Wisteria and Graphite color themes Spending lock requires Screen Time access. This app can’t see which apps you use. Every key feature above except Spending lock works without Plus.

  • 5.0
    out of 5
    1 Ratings

The Spending lock screen has been rebuilt. From top to bottom you now see its current status, what gets limited and when, and when it unlocks. First-time setup walks you through three steps, and if Screen Time access is off, the app shows how to turn it back on. You can also turn all locks off at once. The Plus screen now shows clearly what Spending lock does and which features you can use without Plus.

The developer, StackWorks LLC, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Not Collected

    The developer does not collect any data from this app.

    Privacy practices may vary, for example, based on the features you use or your age. Learn More

    The developer has not yet indicated which accessibility features this app supports. Learn More

    Seller
    StackWorks LLC
    Size
    9 MB
    Category
    Finance
    Compatibility
    Requires iOS 17.0 or later.
    • iPhone
      Requires iOS 17.0 or later.
    • Mac
      Requires macOS 14.0 or later and a Mac with Apple M1 chip or later.
    • Apple Vision
      Requires visionOS 1.0 or later.
    • Apple Watch
      Requires watchOS 10.0 or later.
    Languages
    English and 4 more
    • English, Japanese, Korean, Simplified Chinese, Traditional Chinese
    Age Rating
    4+
    In-App Purchases
    Yes
    Copyright
    © 2026 StackWorks LLC