Zenpeny
Smart Budget & Expense Tracker
Free · In‑App Purchases · Designed for iPad. Not verified for macOS.
Zenpeny is your AI-powered personal finance manager that makes tracking expenses effortless. Simply type what you spent, speak it aloud, or snap a photo of your receipt — our intelligent AI handles the rest.
SMART EXPENSE TRACKING
• Type naturally: "Spent $15 on lunch" and Zenpeny categorizes it instantly
• Voice input: Speak your expenses hands-free while on the go
• Receipt scanning: Take a photo of any receipt to log it automatically
• AI-powered categorization across 15+ categories including Food, Rent, Transport, Entertainment, and more
INTELLIGENT BUDGETING
• Set monthly budgets for each spending category
• Visual progress bars show exactly where your money goes
• Get notified when you're approaching your limits
• Track income vs. expenses with beautiful charts
ZEN – YOUR AI FINANCIAL ASSISTANT
• Ask questions about your spending: "How much did I spend on food this month?"
• Get personalized saving tips based on your actual habits
• Discover your biggest expenses and find ways to cut back
• Responses stream in real-time for a fast, conversational experience
SAVINGS TOOLS
• Interactive savings calculator to see how small changes add up
• AI-generated saving tips with daily, monthly, and yearly breakdowns
• Fun milestones to keep you motivated on your savings journey
BUILT FOR YOUR PRIVACY
• Bank-level encryption protects your data
• We never sell your personal information
• Secure authentication with password protection
Zenpeny Pro unlocks unlimited transactions, unlimited AI assistant access, voice input, receipt scanning, and advanced financial insights — all for one simple subscription.
Start managing your money smarter today.
Terms of Use: https://zenpeny.com/terms
Privacy Policy: https://zenpeny.com/privacy
Ratings & Reviews
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Batch Manager for Everyone
Batch Manager is now free for all users — no longer locked behind Pro subscription
Users can group transactions into weekly, fortnightly, or monthly batches
Batch Reports in the Wealth Hub are also accessible to all users
Improved Batch Closing
When closing a batch, all unbatched transactions before the end date are automatically swept in
After closing, the dashboard resets to a completely clean slate — no leftover expenses or transactions
A new open batch auto-creates after closing
Dashboard Improvements
Charts and budget tracking now show only the current open batch's data instead of filtering by calendar month
Pie chart shows "No expenses yet" when the batch is empty
Spending and budget displays are fully batch-aware
The developer, Mate Pay Private Limited, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- MATEPAY LIMITED
- Size
- 39.6 MB
- Category
- Finance
- Compatibility
Requires iOS 15.0 or later.
- iPhone
Requires iOS 15.0 or later. - iPad
Requires iPadOS 15.0 or later. - iPod touch
Requires iOS 15.0 or later. - Mac
Requires macOS 12.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- Zenpeny Pro Annual $47.90
- Zenpeny Pro Monthly $5.99
- Copyright
- © 2026 Zenpeny