DebtTracker: IOU & Money Owed
Who Owes Me? Lend & Borrow
Free · In‑App Purchases · Designed for iPad. Not verified for macOS.
Who owes you money? Track IOUs, loans and repayments in one private ledger. No ads, no account, your data stays on your device.
Who owes you money — and who do you owe? DebtTracker keeps every IOU, personal loan and repayment in one private ledger. No account. No subscription. No ads.
Lent a friend cash for concert tickets? Borrowed from family to cover rent? Log it in seconds, record partial payments as they come in, and get a reminder before the due date. When it's paid off, settle it with one tap.
WHAT YOU CAN DO
• Track money you lent and money you borrowed, person by person
• See each person's net balance at a glance
• Record partial payments and installments
• Edit any entry, any time
• Set due dates and get reminder notifications
• Send a payment reminder in a friendly, polite or firm tone via Messages, WhatsApp or any app
• Settle in full with one tap, then share a "Paid in full" receipt image
• Attach receipt photos to a record
• Swipe actions and recent-people quick picks for fast entry
YOUR DATA STAYS YOURS
• No account, no sign-up
• Your records stay on your iPhone
• Face ID lock
• Full backup & restore to a file in Files or iCloud Drive — free for everyone, so a new phone never means lost records
• CSV export
FREE
• Up to 5 open records
• Partial payments, due-date reminders and reminder messages
• Backup & restore, CSV export, Face ID and dark mode
PRO — ONE-TIME PURCHASE
• Unlimited records
• Analytics studio: cash flow, 12-month balance history, collection rate, categories and overdue aging
• Payoff planner built around your monthly budget
• PDF and image statements for each person
• 6 custom app icons
• All future PRO features included
Try PRO free for 7 days. Then pay once and it's yours — no subscription, no renewals.
GREAT FOR
• Friends who lend each other money
• Roommates splitting rent and bills
• Family loans and advances
• Anyone who wants a simple, private IOU book
Download DebtTracker and always know where every loan stands.
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
Minor refinements and stability improvements.
The developer, Osman Dogan, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Osman Dogan
- Size
- 16.6 MB
- Category
- Finance
- Compatibility
Requires iOS 26.2 or later.
- iPhone
Requires iOS 26.2 or later. - iPad
Requires iPadOS 26.2 or later. - Mac
Requires macOS 26.2 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 26.2 or later.
- iPhone
- Languages
English and 36 more
- English, Arabic, Azerbaijani, Bulgarian, Catalan, Croatian, Czech, Danish, Dutch, Filipino, Finnish, French, German, Greek, Hebrew, Hindi, Hungarian, Indonesian, Italian, Japanese, Korean, Malay, Norwegian Bokmål, Polish, Portuguese, Romanian, Russian, Serbian, Simplified Chinese, Slovak, Spanish, Swedish, Thai, Traditional Chinese, Turkish, Ukrainian, Vietnamese
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- DebtTracker Pro – Lifetime $9.99
- Copyright
- © Osman Dogan