VaultWise: Money Manager
Budget & Expense Tracker
Free · In‑App Purchases · Designed for iPad. Not verified for macOS.
Do you know exactly where your money goes each month?
VaultWise is a personal finance and money management app that brings your accounts, expenses, budgets, credit cards, assets and everyday spending together in one place.
Track your money, understand your spending habits, manage debt and see how your financial position changes over time — without juggling multiple apps.
NET WORTH & ACCOUNT TRACKING
Keep personal accounts, savings, investments, precious metals and other assets together. VaultWise calculates your net worth automatically and shows how it changes over time.
With multi-currency support, accounts in different currencies can be converted into your preferred main currency for a clear overview of your finances.
BUDGET & EXPENSE TRACKING
See where your money is actually going.
Create monthly budgets for categories such as groceries, dining, transport and shopping. Track spending as it happens and receive an alert when you reach 80% of a budget.
Detailed statistics and transaction history help you understand your spending patterns instead of simply recording them.
CREDIT CARDS & DEBT
Keep statement dates, due dates, balances and interest rates organised in one place.
Track your credit card spending and upcoming payments so your next statement doesn't come as a surprise.
TRACK YOUR PERSONAL INFLATION
Official inflation figures don't necessarily reflect what you buy.
Create your own shopping basket and track how the prices of everyday products change over time. Follow items such as groceries, coffee or fuel and see their price history on clear charts.
You can also add individual purchases directly to inflation tracking.
ON-DEVICE RECEIPT SCANNING — EXPERIMENTAL
Scan physical receipts and turn them into transactions with individual line items.
Receipt processing is performed on your device, helping you enter purchases faster while keeping your financial information private.
The feature is currently experimental and can be enabled from Settings.
DETAILED PURCHASE TRACKING
Record individual items within a transaction, including discounts, so you can keep a more accurate history of what you actually paid.
Single-item purchases such as fuel can also be added directly to your personal inflation data.
MULTI-CURRENCY FINANCES
Manage accounts in TRY, GBP, EUR, USD and other supported currencies while viewing your overall financial position in a single main currency.
Ideal for anyone who manages money across countries or holds accounts and assets in different currencies.
PRIVACY & SECURITY
Your financial information deserves protection.
VaultWise includes PIN protection, startup locking and additional privacy safeguards designed to keep your financial data secure.
VAULTWISE IS BUILT FOR PEOPLE WHO WANT TO:
• Track income and expenses
• Manage monthly budgets
• Keep multiple accounts organised
• Monitor credit cards and debt
• Track net worth and assets
• Understand their real spending habits
• Measure their own personal inflation
• Manage finances across multiple currencies
ONE PURCHASE. NO SUBSCRIPTION.
VaultWise is available as a one-time purchase. No recurring subscription and no hidden monthly fee.
Take control of your money with VaultWise.
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
This update focuses on accurate calculations and keeping your data safe.
• Statistics and Budgets show transactions under the same category you see in the transaction list.
• With "All" selected, different currencies are no longer added together; each is shown separately.
• Summary and Accounts show the same net worth; crypto and precious metal accounts use their market value on both screens.
• Savings interest now includes the opening balance. Term deposits no longer receive automatic interest; the expected interest is shown in the account details.
• TRY credit cards without a limit use the higher legal minimum payment rate.
• Leaving a budget amount empty clears only that month, and a mistyped amount no longer deletes the budget.
• Deleting a transfer also deletes its fee, and deleting an account no longer changes other accounts' history.
• Save errors are now shown to you, and your data stays safe even if a restore is interrupted.
• Incorrect records from earlier versions can be corrected with your confirmation after a backup is made.
The developer, Unsel Consultancy Ltd, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Unsel Consultancy Ltd
- Size
- 15.4 MB
- Category
- Finance
- Compatibility
Requires iOS 17.0 or later.
- iPhone
Requires iOS 17.0 or later. - iPad
Requires iPadOS 17.0 or later. - Mac
Requires macOS 14.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
English and 4 more
- English, French, German, Spanish, Turkish
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- VaultWise Premium $14.99
- Copyright
- © 2026 Unsel Studio