New features: * Redesigned Add Transaction: one page with grouped cards, a +/- sign key, and transfers picked from the payee list * Tags: manage tags (More → Tags), # autocomplete in notes, coloured tag chips and per-tag totals * Account groups and drag-and-drop account reordering (groups need Actual Server 26.9.0+) * Loan & Payoff Estimates, plus savings/deposit growth projections * Running balance in account registers (toggle from ... menu) * Upcoming scheduled transactions in account views and All Accounts * Month notes on the Budget tab * Search in account view * Change budget type (Envelope ↔ Tracking) in the app * Reorder categories and groups from the Budget tab, and rename categories from the long-press menu * Pinned group headers with group balance and long-press actions in Clean and Compact views * Bulk actions can categorise, tag and merge selected transactions, and show the selection total * Category balance impact popup after changing a transaction * Pin a category on Log Transaction shortcuts * Exclude categories from Spent totals on Budget and Accounts * Per-category progress bar visibility and an inverse progress bar option * More Budget View options: Show Spent (now on by default), hide budgeted amounts, hide the Income group, show/hide Overview in Clean view * Budget toolbar reorganised: budget actions get their own button, Apply Budget Template from the category long-press menu, budget selector in the menu * Each split line shown on its own row * Home Screen quick action to add a transaction * Toggle to turn off picking a category from payee history (More → Transactions & Automation) * Apple Wallet sync runs in the background when Wallet data changes * Bank sync updates a pending charge when it settles (tips, fuel holds), and Wallet sync removes rejected holds * Bank sync respects Actual's "import pending transactions" setting * Pending imports can be saved as transfers, plus a notes clear button and an unmapped card warning * Diagnostic report under Support & Diagnostic * Self-signed certificate help in Support * VND currency support, plus a Currency Settings shortcut on a currency mismatch Bugs and improvements: * Deleting a transfer deletes both sides * Deleted SimpleFIN transactions stay deleted * Currency preference no longer resets * Picked categories are kept when approving pending imports * Schedule rule actions (e.g. notes) apply to scheduled transactions * OpenID sign-in shown before a password attempt * Denied Apple Wallet access in Bank Sync now links to Settings * Stay on All Accounts after adding a transaction from it * Fixed split sign toggle on duplicated transactions * Fixed empty card mapping edit sheet and the mappings count * Fixed card number extraction from bank SMS * Fixed a credit card reminder crash; due vs balance labelled consistently * Fixed phantom History entries; History now tracks payee, category, date and split changes * Split hidden on transfers, and category hidden unless one side is off-budget * Keypad stays down after picking a payee/category; text fields stay above the keyboard * Removed old Hide Cleared / Hide Reconciled toggles (status chips cover them) * Smoother Compact budget scrolling and general performance work * Currency symbol on Compact budget amounts * About merged into Information; Expand/Collapse All Accounts moved to the Accounts menu * UI polish across status chips, spacing, pickers, notes and tags * Privacy policy covers Apple Wallet, SimpleFIN and payee locations

New: • Account groups support - organize accounts into collapsible groups • Switch budget type (envelope ↔ tracking) from the app • Manage tags, autocomplete them in notes, and see tag totals, tags now appear once as colored chips • Search within an account • Running balance in account views • Loan & payoff estimates • Upcoming scheduled transactions now show in Accounts • Multi-select transactions to categorize, tag, or merge in one tap, with a combined total • "Add transaction" Home Screen quick action • Month notes on the Budget tab • Diagnostic report in Settings to attach when contacting support • Reorder, rename, and apply Budget Templates to categories and groups from the Budget tab • New budget view options - hide the income group, hide budgeted amounts, per-category progress bars (with an inverse style), and a Spent toggle with category filters • Vietnamese dong added to the currency picker, plus a shortcut to Currency Settings when a mismatch is detected Improvements: • Redesigned Add Transaction: grouped cards with icons, a sign key for amounts, payee-only transfers, and accounts offered as transfer payees • A popup now shows the category balance impact after you edit a transaction • Performance: smoother Compact-view scrolling, reports and schedule discovery off the main thread, fewer redundant reloads and redraws • Bank sync: honors Actual's "import pending transactions" setting, matches upstream's deletion window so deleted SimpleFIN transactions stay deleted, updates pending charges when they settle, removes holds Wallet later rejects, explains unrefreshable providers, and opens Settings when Wallet access is denied • Apple Wallet background sync fixes • OpenID sign-in is now offered before password sign-in • Cleaner transaction lists - each split on its own row, notes on their own row, account under the amount, tighter status filter chips • Card mappings - quick clear for notes, a warning for unmapped cards, and more reliable card-hint extraction • Save edited pending imports as transfers, and keep selected categories when approving imports • Quick clear button for transaction notes • Schedule rule actions now apply to non-transfer transactions Bug fixes: • Fixed a crash in credit card reminders • Fixed the split transaction sign toggle • Fixed running balance flicker when reloading an account • Fixed phantom deleted entries in History • Fixed tag amounts for inflows • Fixed the card mapping edit sheet opening empty and incorrect mapping counts • Fixed account drag-and-drop reordering • Currency preference no longer resets after syncing • Growing text fields stay above the keyboard • The upcoming schedule menu now anchors to the tapped row

New - Bills & Schedules Calendar: see upcoming bills, scheduled transactions, and payment dates in one dashboard - Credit card statement tools: statement due calendar, statement history, and fixed day-of-month payment due dates - Payment due reminders for credit cards; zero-balance cards now sort to the bottom - Transaction history with Undo - Scheduled transfer support - Status filters in the transaction lists - Reporting formula cards - Budget shortcuts: copy previous month's budget, set budgets to zero, hold-to-budget next month, reset buffer, and end-of-month cleanup from the Budget screen - Transfers in split transactions - Show or hide account notes in account detail - In-app support page with links to Discord, Email, & Website - Balance pill on the compact budget overview - User selectable category status dot/progress bar colours - Link within App to setup iOS Shortcut/Automation to add transaction (iOS 27 required) Improved - Account detail balance layout now matches the Actual web app - Card-to-account mappings grouped by account, editable by tapping a row, with suggestions for unmapped cards and multi-keyword matching - Budget selection is now a dropdown - Refreshed tab labels and icons - Clearer backup export options and storage documentation Fixed - Payee extraction when spending from a wallet or bank account - Early payment matching and advanced schedules in the bills calendar - Rules now keep your selected categories - Categories stay visible when editing off-budget transactions - Credit Cards & Billing Cycles grid - Month swiping on the budget screen - Rule multi-value picker navigation - Pre-filled payee name is fully selected when the picker opens - App now follows your device language at runtime - More consistent bank sync status updates

New features: - Minimum iOS requirement lowered to iOS 18 - Bank Sync via SimpleFIN, link accounts from the Accounts tab or a single account and pull transactions automatically - FinanceKit auto-sync for Apple Card, Apple Cash & Savings, link once instead of re-importing via the Wallet picker each time - YNAB-style compact budget view (note: Detailed view will be removed in favor of Compact next update) - Create and delete budgets from within the app - Budget goals, and Rollover spending - Hide (and unhide) budget categories - Custom reports now support more report types, donut graphs included, line/trend graphs, area graphs, and Payee/Account grouping - Redesigned Payee picker with Suggested and Nearby payees - Long-press a transaction to open the bulk action bar - Reconciled transaction filter, separate from Hide Cleared - Redesigned scheduled transaction rows - Number formatting options, plus a Hide Decimal Places preference - Shake to toggle hide balances (optional) - Edit connected server URLs - Long-press Budget Categories and Groups for option to hide - Credit card UI overhaul: compact rows, urgency borders, due-date pills - Settings page reorganised - Added MKD and PEN currency support Bugs and improvements: - Fixed split transaction search - Fixed Age of Money same-day ordering - Category funding automation fixed - Fixed pasted reconciliation amounts with grouping separators - Bank sync now respects the deleted-transaction preference - Credit card settings persist correctly across syncs - Fixed FinanceKit deleted-transaction handling - Fixed compact category-group hiding - Uncategorized transaction background styling fixed - Budget/Accounts menu labels shortened to fit one line - Smaller UI polish across reconciliation icons, budget pills and label alignment

Actuali 1.0.10 is a major update packed with new features and improvements: - Manage scheduled transactions and transaction rules. - Keep on-device backups of your budgets. - Import transactions from shared text, review them before saving, perform bulk actions, and convert imported transactions into transfers. - Create category groups and categories directly from the app. - Mark accounts as credit cards, configure billing cycles and credit limits, and see available credit. - Add Home Screen widgets showing the remaining balance for selected categories. - Enjoy expanded Reports dashboards with support for more widget types. - Collapse account sections, view header totals, and optionally hide closed accounts. - See Saved or Projected totals for tracking budgets, enter negative budget amounts, and get clearer guidance when categories need attention. - Use conventional amount entry and improved editing for budgets, splits, income categories, and uncategorized transactions. - Increase currency support, with improved currency syncing and currency handling when switching budgets. - Smoother animations, improved dark-mode contrast, refreshed navigation, and an updated app icon. This release also fixes budget data after syncing, spending and account summary calculations, partially synced transactions appearing in balances, Siri transaction logging, import card hints, and several budget, overspending, and layout issues.

- iPad support - Move money between categories and cover overspending, right from the budget screen - Quick math in the amount field (+, -, ×, ÷) - View and edit category notes - Account creation and account notes - New app icon, designed by the community - Payee Locations screen to review and clear recorded coordinates - Reconciled balance shown directly on accounts; option to hide cleared transactions - Clearer overspent badge that explains which categories are affected - Report dashboards now shown separately with a switcher - Fixed transfers and off-budget transactions displaying and categorizing correctly - Fixed incorrect report totals and multiple-dashboard ordering - Clearer error messages when your server can't be reached - More reliable background sync and scheduled transaction posting

- Enable Background Sync & Notifications - Hide Amounts toggle - Import Apple Card/Cash/Savings transactions from Wallet via FinanceKit picker - Post scheduled transactions on app open - Notify on foreground-synced transactions - Add more currencies, and add symbol only display option

- Shortcut enhancement & fixes to stop failing after app update / long background idle - Add support for split transactions - Budget tab displays badge for overspent categories, can toggle in Settings - On Budget tab, tap category name to view all transactions in that category - On Budget tab, tap category amount spent to view all transactions in that category for that month - Add Start Page setting - Match Budget tab icon to Actual Budget - Add search field to category and uncategorized transaction lists - Paginate transaction lists with DB-backed search; raise page size to 500 - Fix Add Transaction keyboard; Done bar on amount field, drag down to dismiss on text fields - Location controls; settings toggle, per-save opt-out, swipe-delete nearby suggestions - Account Reconciliation added - Tap cleared/uncleared dot in transaction lists - Compacted Budget Tab

- Rename Net Worth to All Accounts & open combined transaction list - Add uncategorized transactions view - Add in-app editing of budgeted amounts, & progress bars - Add "None" option to the currency picker - Fix sync on pull-to-refresh for Budget/Transactions/Reports & on launch - Add Apple Wallet automation guide in Settings - Add Payee Locations, suggests nearby payees & auto-record location on save - Prompt budget selection after connecting & remove "None" picker default - Add search bar to individual account view, & search by amount - Accept text amounts in the Log Transaction shortcut - Tapping a failure notification opens a prefilled add-transaction form - Fix notification-tap crash; success notification opens All Accounts - Show income in Budgets tab - Show To Budget in the budget tab summary, Spent excludes inflows

• Fix incorrect account balances from double-counted split transactions • Update transfers showing an empty payee instead of the other account • Fix incorrect budget balance/spent/available • Fix incorrect reports • Lower minimum deployment target to iOS 26.0

• Encrypted Budget Support • OpenID/OAuth Support • Fix account balances double-counting split transactions • Fix transfers showing an empty payee rather than the other account

Shortcuts: fixed the "Log Transaction" Shortcut (e.g. when triggered by tapping an Apple Wallet card) failing with "Couldn't save transaction (Sync not configured)" when launched in the background. The app now finishes loading your budget before writing.