Folio - Manage Money Smartly

Finance

Free · Designed for iPad. Not verified for macOS.

Folio is a clean, private finance tracker built for small business owners who want full visibility into their cash flow — without the complexity of traditional accounting software. Connect your bank accounts and credit cards securely, and watch your transactions appear automatically — categorized and ready to review. No manual entry, no spreadsheets. WHAT FOLIO DOES - Bank sync — connect checking and savings accounts automatically - Credit card tracking — monitor balances and spending in one place - Smart categories — transactions organized so you see where money goes - Runway calculator — know how long your cash will last at current burn - Spending analysis — compare months side by side and spot trends - Face ID protection — your financial data stays private Built for founders, freelancers, and small business owners who want clarity without complexity.

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Traditional and Simplified Chinese support The app is now fully available in Traditional Chinese (繁體中文) and Simplified Chinese (简体中文) — 1,200 strings translated across every screen, alert, and empty state. Switch languages anytime in Profile → Language without restarting. Written separately for each region, so accounting terms match how your team actually talks. Smarter AI categorization The AI category classifier now uses a restaurant-specific taxonomy (food cost, labor, operating expenses, and more), so suggested categories are more accurate for hospitality businesses from day one. Bug fixes and improvements

The developer, Yunhan Zhao, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Linked to You

    The following data may be collected and linked to your identity:

    • Contact Info
  • Data Not Linked to You

    The following data may be collected but it is not linked to your identity:

    • Financial Info
    • Contact Info

Privacy practices may vary, for example, based on the features you use or your age. Learn More

The developer has not yet indicated which accessibility features this app supports. Learn More

Seller
Yunhan Zhao
Size
21.1 MB
Category
Finance
Compatibility
Requires iOS 17.6 or later.
  • iPhone
    Requires iOS 17.6 or later.
  • iPad
    Requires iPadOS 17.6 or later.
  • Mac
    Requires macOS 14.6 or later and a Mac with Apple M1 chip or later.
  • Apple Vision
    Requires visionOS 1.3 or later.
Languages
English and 2 more
  • English, Simplified Chinese, Traditional Chinese
Age Rating
4+
Copyright
© 2026 Yunhan Zhao